home *** CD-ROM | disk | FTP | other *** search
Unknown | 1995-12-14 | 2.1 MB |
open in:
MacOS 8.1
|
Win98
|
DOS
view JSON data
|
view as text
This file was not able to be converted.
This format is not currently supported by dexvert.
Confidence | Program | Detection | Match Type | Support
|
---|
66%
| dexvert
| STereoLithography (poly/stl)
| ext
| Supported |
1%
| dexvert
| Author/Editor SGML Binary Style (other/aeSGMLBinaryStyle)
| ext
| Unsupported |
100%
| file
| data
| default
| |
100%
| gt2
| Kopftext: '1111111111111111'
| default (weak)
|
|
hex view+--------+-------------------------+-------------------------+--------+--------+
|00000000| 31 31 31 31 31 31 31 31 | 31 31 31 31 31 31 31 31 |11111111|11111111|
|00000010| 0d 0a 0d 0a 5c 70 00 5c | 62 00 41 42 41 4e 44 4f |....\p.\|b.ABANDO|
|00000020| 4e 4d 45 4e 54 00 5c 62 | 2d 00 0d 0a 5c 70 00 76 |NMENT.\b|-...\p.v|
|00000030| 6f 6c 75 6e 74 61 72 69 | 6c 79 00 67 69 76 69 6e |oluntari|ly.givin|
|00000040| 67 00 75 70 00 61 6c 6c | 00 72 69 67 68 74 73 2c |g.up.all|.rights,|
|00000050| 00 74 69 74 6c 65 2c 00 | 6f 72 00 63 6c 61 69 6d |.title,.|or.claim|
|00000060| 73 00 74 6f 00 70 72 6f | 70 65 72 74 79 00 74 68 |s.to.pro|perty.th|
|00000070| 61 74 00 72 69 67 68 74 | 66 75 6c 6c 79 00 62 65 |at.right|fully.be|
|00000080| 6c 6f 6e 67 73 00 74 6f | 00 74 68 65 00 6f 77 6e |longs.to|.the.own|
|00000090| 65 72 2e 00 41 6e 00 65 | 78 61 6d 70 6c 65 00 6f |er..An.e|xample.o|
|000000a0| 66 00 61 62 61 6e 64 6f | 6e 65 64 00 70 72 6f 70 |f.abando|ned.prop|
|000000b0| 65 72 74 79 00 77 6f 75 | 6c 64 00 62 65 00 73 74 |erty.wou|ld.be.st|
|000000c0| 6f 63 6b 73 2c 00 62 6f | 6e 64 73 2c 00 6f 72 00 |ocks,.bo|nds,.or.|
|000000d0| 6d 75 74 75 61 6c 00 66 | 75 6e 64 73 00 68 65 6c |mutual.f|unds.hel|
|000000e0| 64 00 69 6e 00 61 00 62 | 72 6f 6b 65 72 61 67 65 |d.in.a.b|rokerage|
|000000f0| 00 61 63 63 6f 75 6e 74 | 00 66 6f 72 00 77 68 69 |.account|.for.whi|
|00000100| 63 68 00 74 68 65 00 66 | 69 72 6d 00 69 73 00 75 |ch.the.f|irm.is.u|
|00000110| 6e 61 62 6c 65 00 74 6f | 00 6c 6f 63 61 74 65 00 |nable.to|.locate.|
|00000120| 74 68 65 00 6c 69 73 74 | 65 64 00 6f 77 6e 65 72 |the.list|ed.owner|
|00000130| 00 6f 76 65 72 00 61 00 | 73 70 65 63 69 66 69 65 |.over.a.|specifie|
|00000140| 64 00 70 65 72 69 6f 64 | 00 6f 66 00 74 69 6d 65 |d.period|.of.time|
|00000150| 2c 00 75 73 75 61 6c 6c | 79 00 61 00 66 65 77 00 |,.usuall|y.a.few.|
|00000160| 79 65 61 72 73 2e 00 49 | 66 00 72 75 6c 65 64 00 |years..I|f.ruled.|
|00000170| 74 6f 00 62 65 00 61 62 | 61 6e 64 6f 6e 65 64 2c |to.be.ab|andoned,|
|00000180| 00 74 68 65 00 70 72 6f | 70 65 72 74 79 00 6d 61 |.the.pro|perty.ma|
|00000190| 79 00 72 65 76 65 72 74 | 00 74 6f 00 74 68 65 00 |y.revert|.to.the.|
|000001a0| 73 74 61 74 65 00 75 6e | 64 65 72 00 74 68 65 00 |state.un|der.the.|
|000001b0| 6c 61 77 73 00 6f 66 00 | 5c 69 00 5c 68 00 5c 63 |laws.of.|\i.\h.\c|
|000001c0| 34 00 65 73 63 68 65 61 | 74 00 5c 68 2d 20 8e 5c |4.eschea|t.\h- .\|
|000001d0| d8 00 5c 63 31 00 5c 69 | 2d 00 2e 00 49 6e 00 61 |..\c1.\i|-...In.a|
|000001e0| 64 64 69 74 69 6f 6e 00 | 74 6f 00 66 69 6e 61 6e |ddition.|to.finan|
|000001f0| 63 69 61 6c 00 61 73 73 | 65 74 73 2c 00 6f 74 68 |cial.ass|ets,.oth|
|00000200| 65 72 00 6b 69 6e 64 73 | 00 6f 66 00 70 72 6f 70 |er.kinds|.of.prop|
|00000210| 65 72 74 79 00 74 68 61 | 74 00 61 72 65 00 73 75 |erty.tha|t.are.su|
|00000220| 62 6a 65 63 74 00 74 6f | 00 61 62 61 6e 64 6f 6e |bject.to|.abandon|
|00000230| 6d 65 6e 74 00 69 6e 63 | 6c 75 64 65 00 70 61 74 |ment.inc|lude.pat|
|00000240| 65 6e 74 73 2c 00 69 6e | 76 65 6e 74 69 6f 6e 73 |ents,.in|ventions|
|00000250| 2c 00 6c 65 61 73 65 73 | 2c 00 74 72 61 64 65 6d |,.leases|,.tradem|
|00000260| 61 72 6b 73 2c 00 63 6f | 6e 74 72 61 63 74 73 2c |arks,.co|ntracts,|
|00000270| 00 61 6e 64 00 63 6f 70 | 79 72 69 67 68 74 73 2e |.and.cop|yrights.|
|00000280| 00 0d 0a 5c 70 00 fb 68 | 03 00 68 12 00 00 00 01 |...\p..h|..h.....|
|00000290| 00 00 00 68 2a 00 00 00 | 5e 00 00 00 68 81 02 00 |...h*...|^...h...|
|000002a0| 00 00 00 00 00 fc fd 00 | 00 fe 00 00 00 00 7a 79 |........|......zy|
|000002b0| 7b ae 0d 0a 0d 0a 5c 70 | 00 5c 62 00 41 42 43 00 |{.....\p|.\b.ABC.|
|000002c0| 41 47 52 45 45 4d 45 4e | 54 00 5c 62 2d 00 0d 0a |AGREEMEN|T.\b-...|
|000002d0| 5c 70 00 61 67 72 65 65 | 6d 65 6e 74 00 62 65 74 |\p.agree|ment.bet|
|000002e0| 77 65 65 6e 00 61 00 62 | 72 6f 6b 65 72 61 67 65 |ween.a.b|rokerage|
|000002f0| 00 66 69 72 6d 00 61 6e | 64 00 6f 6e 65 00 6f 66 |.firm.an|d.one.of|
|00000300| 00 69 74 73 00 65 6d 70 | 6c 6f 79 65 65 73 00 73 |.its.emp|loyees.s|
|00000310| 70 65 6c 6c 69 6e 67 00 | 6f 75 74 00 74 68 65 00 |pelling.|out.the.|
|00000320| 66 69 72 6d 01 92 73 00 | 72 69 67 68 74 73 00 77 |firm..s.|rights.w|
|00000330| 68 65 6e 00 69 74 00 70 | 75 72 63 68 61 73 65 73 |hen.it.p|urchases|
|00000340| 00 61 00 4e 65 77 00 59 | 6f 72 6b 00 53 74 6f 63 |.a.New.Y|ork.Stoc|
|00000350| 6b 00 45 78 63 68 61 6e | 67 65 00 6d 65 6d 62 65 |k.Exchan|ge.membe|
|00000360| 72 73 68 69 70 00 66 6f | 72 00 74 68 65 00 65 6d |rship.fo|r.the.em|
|00000370| 70 6c 6f 79 65 65 2e 00 | 4f 6e 6c 79 00 69 6e 64 |ployee..|Only.ind|
|00000380| 69 76 69 64 75 61 6c 73 | 00 63 61 6e 00 62 65 00 |ividuals|.can.be.|
|00000390| 6d 65 6d 62 65 72 73 00 | 6f 66 00 74 68 65 00 4e |members.|of.the.N|
|000003a0| 59 53 45 2c 00 61 6e 64 | 00 69 74 00 69 73 00 63 |YSE,.and|.it.is.c|
|000003b0| 6f 6d 6d 6f 6e 00 70 72 | 61 63 74 69 63 65 00 66 |ommon.pr|actice.f|
|000003c0| 6f 72 00 61 00 66 69 72 | 6d 00 74 6f 00 66 69 6e |or.a.fir|m.to.fin|
|000003d0| 61 6e 63 65 00 74 68 65 | 00 70 75 72 63 68 61 73 |ance.the|.purchas|
|000003e0| 65 00 6f 66 00 61 00 6d | 65 6d 62 65 72 73 68 69 |e.of.a.m|embershi|
|000003f0| 70 2c 00 6f 72 00 5c 69 | 00 5c 68 00 5c 63 34 00 |p,.or.\i|.\h.\c4.|
|00000400| 73 65 61 74 00 5c 68 2d | 0e f2 0c 89 00 5c 63 31 |seat.\h-|.....\c1|
|00000410| 00 5c 69 2d 00 2c 00 62 | 79 00 6f 6e 65 00 6f 66 |.\i-.,.b|y.one.of|
|00000420| 00 69 74 73 00 65 6d 70 | 6c 6f 79 65 65 73 2e 00 |.its.emp|loyees..|
|00000430| 54 68 65 00 4e 59 53 45 | 2d 61 70 70 72 6f 76 65 |The.NYSE|-approve|
|00000440| 64 00 41 42 43 00 41 67 | 72 65 65 6d 65 6e 74 00 |d.ABC.Ag|reement.|
|00000450| 63 6f 6e 74 61 69 6e 73 | 00 74 68 65 00 66 6f 6c |contains|.the.fol|
|00000460| 6c 6f 77 69 6e 67 00 70 | 72 6f 76 69 73 69 6f 6e |lowing.p|rovision|
|00000470| 73 00 72 65 67 61 72 64 | 69 6e 67 00 74 68 65 00 |s.regard|ing.the.|
|00000480| 66 75 74 75 72 65 00 64 | 69 73 70 6f 73 69 74 69 |future.d|ispositi|
|00000490| 6f 6e 00 6f 66 00 74 68 | 65 00 73 65 61 74 01 3a |on.of.th|e.seat.:|
|000004a0| 00 28 31 29 00 54 68 65 | 00 65 6d 70 6c 6f 79 65 |.(1).The|.employe|
|000004b0| 65 00 6d 61 79 00 72 65 | 74 61 69 6e 00 74 68 65 |e.may.re|tain.the|
|000004c0| 00 6d 65 6d 62 65 72 73 | 68 69 70 00 61 6e 64 00 |.members|hip.and.|
|000004d0| 62 75 79 00 61 6e 6f 74 | 68 65 72 00 73 65 61 74 |buy.anot|her.seat|
|000004e0| 00 66 6f 72 00 61 6e 00 | 69 6e 64 69 76 69 64 75 |.for.an.|individu|
|000004f0| 61 6c 00 64 65 73 69 67 | 6e 61 74 65 64 00 62 79 |al.desig|nated.by|
|00000500| 00 74 68 65 00 66 69 72 | 6d 2e 00 28 32 29 00 54 |.the.fir|m..(2).T|
|00000510| 68 65 00 65 6d 70 6c 6f | 79 65 65 00 6d 61 79 00 |he.emplo|yee.may.|
|00000520| 73 65 6c 6c 00 74 68 65 | 00 73 65 61 74 00 61 6e |sell.the|.seat.an|
|00000530| 64 00 67 69 76 65 00 74 | 68 65 00 70 72 6f 63 65 |d.give.t|he.proce|
|00000540| 65 64 73 00 74 6f 00 74 | 68 65 00 66 69 72 6d 2e |eds.to.t|he.firm.|
|00000550| 00 28 33 29 00 54 68 65 | 00 65 6d 70 6c 6f 79 65 |.(3).The|.employe|
|00000560| 65 00 6d 61 79 00 74 72 | 61 6e 73 66 65 72 00 74 |e.may.tr|ansfer.t|
|00000570| 68 65 00 73 65 61 74 00 | 74 6f 00 61 6e 6f 74 68 |he.seat.|to.anoth|
|00000580| 65 72 00 65 6d 70 6c 6f | 79 65 65 00 6f 66 00 74 |er.emplo|yee.of.t|
|00000590| 68 65 00 66 69 72 6d 2e | 00 0d 0a 5c 70 00 fb 68 |he.firm.|...\p..h|
|000005a0| 03 00 68 b4 02 00 00 02 | 00 00 00 68 ce 02 00 00 |..h.....|...h....|
|000005b0| 76 00 00 00 68 99 05 00 | 00 00 00 00 00 fc fd 00 |v...h...|........|
|000005c0| 00 fe 00 00 00 00 fe 4b | 52 ae 0d 0a 0d 0a 5c 70 |.......K|R.....\p|
|000005d0| 00 5c 62 00 41 42 49 4c | 49 54 59 00 54 4f 00 50 |.\b.ABIL|ITY.TO.P|
|000005e0| 41 59 00 5c 62 2d 00 0d | 0a 5c 70 00 5c 62 00 5c |AY.\b-..|.\p.\b.\|
|000005f0| 69 00 46 69 6e 61 6e 63 | 65 01 3a 00 5c 62 2d 00 |i.Financ|e.:.\b-.|
|00000600| 5c 69 2d 00 62 6f 72 72 | 6f 77 65 72 01 92 73 00 |\i-.borr|ower..s.|
|00000610| 61 62 69 6c 69 74 79 00 | 74 6f 00 6d 65 65 74 00 |ability.|to.meet.|
|00000620| 70 72 69 6e 63 69 70 61 | 6c 00 61 6e 64 00 69 6e |principa|l.and.in|
|00000630| 74 65 72 65 73 74 00 70 | 61 79 6d 65 6e 74 73 00 |terest.p|ayments.|
|00000640| 6f 6e 00 6c 6f 6e 67 2d | 74 65 72 6d 00 6f 62 6c |on.long-|term.obl|
|00000650| 69 67 61 74 69 6f 6e 73 | 00 6f 75 74 00 6f 66 00 |igations|.out.of.|
|00000660| 65 61 72 6e 69 6e 67 73 | 2e 00 41 6c 73 6f 00 63 |earnings|..Also.c|
|00000670| 61 6c 6c 65 64 00 5c 69 | 00 61 62 69 6c 69 74 79 |alled.\i|.ability|
|00000680| 00 74 6f 00 73 65 72 76 | 69 63 65 2e 00 5c 69 2d |.to.serv|ice..\i-|
|00000690| 00 5c 69 00 53 65 65 00 | 61 6c 73 6f 00 5c 68 00 |.\i.See.|also.\h.|
|000006a0| 5c 63 34 00 66 69 78 65 | 64 00 63 68 61 72 67 65 |\c4.fixe|d.charge|
|000006b0| 00 63 6f 76 65 72 61 67 | 65 00 5c 68 2d ec ed 8f |.coverag|e.\h-...|
|000006c0| 6b 00 5c 63 31 00 5c 69 | 2d 00 2e 00 5c 6e 00 5c |k.\c1.\i|-...\n.\|
|000006d0| 62 00 5c 69 00 49 6e 64 | 75 73 74 72 69 61 6c 00 |b.\i.Ind|ustrial.|
|000006e0| 72 65 6c 61 74 69 6f 6e | 73 01 3a 00 5c 62 2d 00 |relation|s.:.\b-.|
|000006f0| 5c 69 2d 00 61 62 69 6c | 69 74 79 00 6f 66 00 61 |\i-.abil|ity.of.a|
|00000700| 6e 00 65 6d 70 6c 6f 79 | 65 72 2c 00 65 73 70 65 |n.employ|er,.espe|
|00000710| 63 69 61 6c 6c 79 00 61 | 00 66 69 6e 61 6e 63 69 |cially.a|.financi|
|00000720| 61 6c 00 6f 72 67 61 6e | 69 7a 61 74 69 6f 6e 00 |al.organ|ization.|
|00000730| 74 6f 00 6d 65 65 74 00 | 61 00 75 6e 69 6f 6e 01 |to.meet.|a.union.|
|00000740| 92 73 00 66 69 6e 61 6e | 63 69 61 6c 00 64 65 6d |.s.finan|cial.dem|
|00000750| 61 6e 64 73 00 66 72 6f | 6d 00 6f 70 65 72 61 74 |ands.fro|m.operat|
|00000760| 69 6e 67 00 69 6e 63 6f | 6d 65 2e 00 5c 6e 00 5c |ing.inco|me..\n.\|
|00000770| 62 00 5c 69 00 4d 75 6e | 69 63 69 70 61 6c 00 62 |b.\i.Mun|icipal.b|
|00000780| 6f 6e 64 73 01 3a 00 5c | 62 2d 00 5c 69 2d 00 69 |onds.:.\|b-.\i-.i|
|00000790| 73 73 75 65 72 01 92 73 | 00 70 72 65 73 65 6e 74 |ssuer..s|.present|
|000007a0| 00 61 6e 64 00 66 75 74 | 75 72 65 00 61 62 69 6c |.and.fut|ure.abil|
|000007b0| 69 74 79 00 74 6f 00 67 | 65 6e 65 72 61 74 65 00 |ity.to.g|enerate.|
|000007c0| 65 6e 6f 75 67 68 00 74 | 61 78 00 72 65 76 65 6e |enough.t|ax.reven|
|000007d0| 75 65 00 74 6f 00 6d 65 | 65 74 00 69 74 73 00 63 |ue.to.me|et.its.c|
|000007e0| 6f 6e 74 72 61 63 74 75 | 61 6c 00 6f 62 6c 69 67 |ontractu|al.oblig|
|000007f0| 61 74 69 6f 6e 73 2c 00 | 74 61 6b 69 6e 67 00 69 |ations,.|taking.i|
|00000800| 6e 74 6f 00 61 63 63 6f | 75 6e 74 00 61 6c 6c 00 |nto.acco|unt.all.|
|00000810| 66 61 63 74 6f 72 73 00 | 63 6f 6e 63 65 72 6e 65 |factors.|concerne|
|00000820| 64 00 77 69 74 68 00 6d | 75 6e 69 63 69 70 61 6c |d.with.m|unicipal|
|00000830| 00 69 6e 63 6f 6d 65 00 | 61 6e 64 00 70 72 6f 70 |.income.|and.prop|
|00000840| 65 72 74 79 00 76 61 6c | 75 65 73 2e 00 5c 6e 00 |erty.val|ues..\n.|
|00000850| 5c 62 00 5c 69 00 54 61 | 78 61 74 69 6f 6e 01 3a |\b.\i.Ta|xation.:|
|00000860| 00 5c 62 2d 00 5c 69 2d | 00 74 68 65 00 63 6f 6e |.\b-.\i-|.the.con|
|00000870| 63 65 70 74 00 74 68 61 | 74 00 74 61 78 00 72 61 |cept.tha|t.tax.ra|
|00000880| 74 65 73 00 73 68 6f 75 | 6c 64 00 76 61 72 79 00 |tes.shou|ld.vary.|
|00000890| 77 69 74 68 00 6c 65 76 | 65 6c 73 00 6f 66 00 77 |with.lev|els.of.w|
|000008a0| 65 61 6c 74 68 00 6f 72 | 00 69 6e 63 6f 6d 65 3b |ealth.or|.income;|
|000008b0| 00 66 6f 72 00 65 78 61 | 6d 70 6c 65 2c 00 74 68 |.for.exa|mple,.th|
|000008c0| 65 00 70 72 6f 67 72 65 | 73 73 69 76 65 00 69 6e |e.progre|ssive.in|
|000008d0| 63 6f 6d 65 00 74 61 78 | 2e 00 0d 0a 5c 70 00 fb |come.tax|....\p..|
|000008e0| 68 03 00 68 cc 05 00 00 | 03 00 00 00 68 e7 05 00 |h..h....|....h...|
|000008f0| 00 5e 00 00 00 68 da 08 | 00 00 00 00 00 00 fc fd |.^...h..|........|
|00000900| 00 00 fe 00 00 00 00 7e | b7 63 aa 0d 0a 0d 0a 5c |.......~|.c.....\|
|00000910| 70 00 5c 62 00 41 42 53 | 4f 52 42 45 44 00 5c 62 |p.\b.ABS|ORBED.\b|
|00000920| 2d 00 0d 0a 5c 70 00 5c | 62 00 5c 69 00 42 75 73 |-...\p.\|b.\i.Bus|
|00000930| 69 6e 65 73 73 01 3a 00 | 5c 62 2d 00 5c 69 2d 00 |iness.:.|\b-.\i-.|
|00000940| 61 00 63 6f 73 74 00 74 | 68 61 74 00 69 73 00 74 |a.cost.t|hat.is.t|
|00000950| 72 65 61 74 65 64 00 61 | 73 00 61 6e 00 65 78 70 |reated.a|s.an.exp|
|00000960| 65 6e 73 65 00 72 61 74 | 68 65 72 00 74 68 61 6e |ense.rat|her.than|
|00000970| 00 70 61 73 73 65 64 00 | 6f 6e 00 74 6f 00 61 00 |.passed.|on.to.a.|
|00000980| 63 75 73 74 6f 6d 65 72 | 2e 00 41 6c 73 6f 2c 00 |customer|..Also,.|
|00000990| 61 00 66 69 72 6d 00 6d | 65 72 67 65 64 00 69 6e |a.firm.m|erged.in|
|000009a0| 74 6f 00 61 6e 00 61 63 | 71 75 69 72 69 6e 67 00 |to.an.ac|quiring.|
|000009b0| 63 6f 6d 70 61 6e 79 2e | 00 5c 6e 00 5c 62 00 5c |company.|.\n.\b.\|
|000009c0| 69 00 43 6f 73 74 00 61 | 63 63 6f 75 6e 74 69 6e |i.Cost.a|ccountin|
|000009d0| 67 01 3a 00 5c 62 2d 00 | 5c 69 2d 00 69 6e 64 69 |g.:.\b-.|\i-.indi|
|000009e0| 72 65 63 74 00 6d 61 6e | 75 66 61 63 74 75 72 69 |rect.man|ufacturi|
|000009f0| 6e 67 00 63 6f 73 74 73 | 00 28 73 75 63 68 00 61 |ng.costs|.(such.a|
|00000a00| 73 00 70 72 6f 70 65 72 | 74 79 00 74 61 78 65 73 |s.proper|ty.taxes|
|00000a10| 00 61 6e 64 00 69 6e 73 | 75 72 61 6e 63 65 29 00 |.and.ins|urance).|
|00000a20| 61 72 65 00 63 61 6c 6c | 65 64 00 61 62 73 6f 72 |are.call|ed.absor|
|00000a30| 62 65 64 00 63 6f 73 74 | 73 2e 00 54 68 65 79 00 |bed.cost|s..They.|
|00000a40| 61 72 65 00 64 69 66 66 | 65 72 65 6e 74 69 61 74 |are.diff|erentiat|
|00000a50| 65 64 00 66 72 6f 6d 00 | 76 61 72 69 61 62 6c 65 |ed.from.|variable|
|00000a60| 00 63 6f 73 74 73 00 28 | 73 75 63 68 00 61 73 00 |.costs.(|such.as.|
|00000a70| 64 69 72 65 63 74 00 6c | 61 62 6f 72 00 61 6e 64 |direct.l|abor.and|
|00000a80| 00 6d 61 74 65 72 69 61 | 6c 73 29 2e 00 5c 69 00 |.materia|ls)..\i.|
|00000a90| 53 65 65 00 61 6c 73 6f | 00 5c 68 00 5c 63 34 00 |See.also|.\h.\c4.|
|00000aa0| 64 69 72 65 63 74 00 6f | 76 65 72 68 65 61 64 00 |direct.o|verhead.|
|00000ab0| 5c 68 2d ee 72 cd a0 00 | 5c 63 31 00 2e 00 5c 69 |\h-.r...|\c1...\i|
|00000ac0| 2d 00 5c 6e 00 5c 62 00 | 5c 69 00 46 69 6e 61 6e |-.\n.\b.|\i.Finan|
|00000ad0| 63 65 01 3a 00 5c 62 2d | 00 5c 69 2d 00 61 6e 00 |ce.:.\b-|.\i-.an.|
|00000ae0| 61 63 63 6f 75 6e 74 00 | 74 68 61 74 00 68 61 73 |account.|that.has|
|00000af0| 00 62 65 65 6e 00 63 6f | 6d 62 69 6e 65 64 00 77 |.been.co|mbined.w|
|00000b00| 69 74 68 00 72 65 6c 61 | 74 65 64 00 61 63 63 6f |ith.rela|ted.acco|
|00000b10| 75 6e 74 73 00 69 6e 00 | 70 72 65 70 61 72 69 6e |unts.in.|preparin|
|00000b20| 67 00 61 00 66 69 6e 61 | 6e 63 69 61 6c 00 73 74 |g.a.fina|ncial.st|
|00000b30| 61 74 65 6d 65 6e 74 00 | 61 6e 64 00 68 61 73 00 |atement.|and.has.|
|00000b40| 6c 6f 73 74 00 69 74 73 | 00 73 65 70 61 72 61 74 |lost.its|.separat|
|00000b50| 65 00 69 64 65 6e 74 69 | 74 79 2e 00 41 6c 73 6f |e.identi|ty..Also|
|00000b60| 00 63 61 6c 6c 65 64 00 | 5c 69 00 61 62 73 6f 72 |.called.|\i.absor|
|00000b70| 70 74 69 6f 6e 00 61 63 | 63 6f 75 6e 74 00 5c 69 |ption.ac|count.\i|
|00000b80| 2d 00 6f 72 00 5c 69 00 | 61 64 6a 75 6e 63 74 00 |-.or.\i.|adjunct.|
|00000b90| 61 63 63 6f 75 6e 74 2e | 00 5c 69 2d 00 5c 6e 00 |account.|.\i-.\n.|
|00000ba0| 5c 62 00 5c 69 00 53 65 | 63 75 72 69 74 69 65 73 |\b.\i.Se|curities|
|00000bb0| 01 3a 00 5c 62 2d 00 5c | 69 2d 00 69 73 73 75 65 |.:.\b-.\|i-.issue|
|00000bc0| 00 74 68 61 74 00 61 6e | 00 75 6e 64 65 72 77 72 |.that.an|.underwr|
|00000bd0| 69 74 65 72 00 68 61 73 | 00 63 6f 6d 70 6c 65 74 |iter.has|.complet|
|00000be0| 65 6c 79 00 73 6f 6c 64 | 00 74 6f 00 74 68 65 00 |ely.sold|.to.the.|
|00000bf0| 70 75 62 6c 69 63 2e 00 | 41 6c 73 6f 2c 00 69 6e |public..|Also,.in|
|00000c00| 00 6d 61 72 6b 65 74 00 | 74 72 61 64 69 6e 67 2c |.market.|trading,|
|00000c10| 00 73 65 63 75 72 69 74 | 69 65 73 00 61 72 65 00 |.securit|ies.are.|
|00000c20| 61 62 73 6f 72 62 65 64 | 00 61 73 00 6c 6f 6e 67 |absorbed|.as.long|
|00000c30| 00 61 73 00 74 68 65 72 | 65 00 61 72 65 00 63 6f |.as.ther|e.are.co|
|00000c40| 72 72 65 73 70 6f 6e 64 | 69 6e 67 00 6f 72 64 65 |rrespond|ing.orde|
|00000c50| 72 73 00 74 6f 00 62 75 | 79 00 61 6e 64 00 73 65 |rs.to.bu|y.and.se|
|00000c60| 6c 6c 2e 00 54 68 65 00 | 6d 61 72 6b 65 74 00 68 |ll..The.|market.h|
|00000c70| 61 73 00 72 65 61 63 68 | 65 64 00 74 68 65 00 5c |as.reach|ed.the.\|
|00000c80| 69 00 61 62 73 6f 72 70 | 74 69 6f 6e 00 70 6f 69 |i.absorp|tion.poi|
|00000c90| 6e 74 00 5c 69 2d 00 77 | 68 65 6e 00 66 75 72 74 |nt.\i-.w|hen.furt|
|00000ca0| 68 65 72 00 61 73 73 69 | 6d 69 6c 61 74 69 6f 6e |her.assi|milation|
|00000cb0| 00 69 73 00 69 6d 70 6f | 73 73 69 62 6c 65 00 77 |.is.impo|ssible.w|
|00000cc0| 69 74 68 6f 75 74 00 61 | 6e 00 61 64 6a 75 73 74 |ithout.a|n.adjust|
|00000cd0| 6d 65 6e 74 00 69 6e 00 | 70 72 69 63 65 2e 00 5c |ment.in.|price..\|
|00000ce0| 69 00 53 65 65 00 61 6c | 73 6f 00 5c 68 00 5c 63 |i.See.al|so.\h.\c|
|00000cf0| 34 00 75 6e 64 69 67 65 | 73 74 65 64 00 73 65 63 |4.undige|sted.sec|
|00000d00| 75 72 69 74 69 65 73 00 | 5c 68 2d e2 1e 2f f4 00 |urities.|\h-../..|
|00000d10| 5c 63 31 00 5c 69 2d 00 | 2e 00 0d 0a 5c 70 00 fb |\c1.\i-.|....\p..|
|00000d20| 68 03 00 68 0d 09 00 00 | 01 00 00 00 68 22 09 00 |h..h....|....h"..|
|00000d30| 00 87 00 00 00 68 1a 0d | 00 00 00 00 00 00 fc fd |.....h..|........|
|00000d40| 00 00 fe 00 00 00 00 d4 | 9f fc 7b 0d 0a 0d 0a 5c |........|..{....\|
|00000d50| 70 00 5c 62 00 41 42 55 | 53 49 56 45 00 54 41 58 |p.\b.ABU|SIVE.TAX|
|00000d60| 00 53 48 45 4c 54 45 52 | 00 5c 62 2d 00 0d 0a 5c |.SHELTER|.\b-...\|
|00000d70| 70 00 5c 69 00 5c 68 00 | 5c 63 34 00 6c 69 6d 69 |p.\i.\h.|\c4.limi|
|00000d80| 74 65 64 00 70 61 72 74 | 6e 65 72 73 68 69 70 00 |ted.part|nership.|
|00000d90| 5c 68 2d d4 45 a9 b3 00 | 5c 63 31 00 5c 69 2d 00 |\h-.E...|\c1.\i-.|
|00000da0| 74 68 65 00 49 6e 74 65 | 72 6e 61 6c 00 52 65 76 |the.Inte|rnal.Rev|
|00000db0| 65 6e 75 65 00 53 65 72 | 76 69 63 65 00 64 65 65 |enue.Ser|vice.dee|
|00000dc0| 6d 73 00 74 6f 00 62 65 | 00 63 6c 61 69 6d 69 6e |ms.to.be|.claimin|
|00000dd0| 67 00 69 6c 6c 65 67 61 | 6c 00 74 61 78 00 64 65 |g.illega|l.tax.de|
|00000de0| 64 75 63 74 69 6f 6e 73 | 01 97 74 79 70 69 63 61 |ductions|..typica|
|00000df0| 6c 6c 79 2c 00 6f 6e 65 | 00 74 68 61 74 00 69 6e |lly,.one|.that.in|
|00000e00| 66 6c 61 74 65 73 00 74 | 68 65 00 76 61 6c 75 65 |flates.t|he.value|
|00000e10| 00 6f 66 00 61 63 71 75 | 69 72 65 64 00 70 72 6f |.of.acqu|ired.pro|
|00000e20| 70 65 72 74 79 00 62 65 | 79 6f 6e 64 00 69 74 73 |perty.be|yond.its|
|00000e30| 00 66 61 69 72 00 6d 61 | 72 6b 65 74 00 76 61 6c |.fair.ma|rket.val|
|00000e40| 75 65 2e 00 49 66 00 74 | 68 65 73 65 00 77 72 69 |ue..If.t|hese.wri|
|00000e50| 74 65 6f 66 66 73 00 61 | 72 65 00 64 65 6e 69 65 |teoffs.a|re.denie|
|00000e60| 64 00 62 79 00 74 68 65 | 00 49 52 53 2c 00 69 6e |d.by.the|.IRS,.in|
|00000e70| 76 65 73 74 6f 72 73 00 | 6d 75 73 74 00 70 61 79 |vestors.|must.pay|
|00000e80| 00 73 65 76 65 72 65 00 | 70 65 6e 61 6c 74 69 65 |.severe.|penaltie|
|00000e90| 73 00 61 6e 64 00 69 6e | 74 65 72 65 73 74 00 63 |s.and.in|terest.c|
|00000ea0| 68 61 72 67 65 73 2c 00 | 6f 6e 00 74 6f 70 00 6f |harges,.|on.top.o|
|00000eb0| 66 00 62 61 63 6b 00 74 | 61 78 65 73 2e 00 0d 0a |f.back.t|axes....|
|00000ec0| 5c 70 00 fb 68 03 00 68 | 4d 0d 00 00 03 00 00 00 |\p..h..h|M.......|
|00000ed0| 68 6d 0d 00 00 2f 00 00 | 00 68 be 0e 00 00 00 00 |hm.../..|.h......|
|00000ee0| 00 00 fc fd 00 00 fe 00 | 00 00 00 b4 ef 22 a5 0d |........|....."..|
|00000ef0| 0a 0d 0a 5c 70 00 5c 62 | 00 41 43 43 45 4c 45 52 |...\p.\b|.ACCELER|
|00000f00| 41 54 45 44 00 43 4f 53 | 54 00 52 45 43 4f 56 45 |ATED.COS|T.RECOVE|
|00000f10| 52 59 00 53 59 53 54 45 | 4d 00 28 41 43 52 53 29 |RY.SYSTE|M.(ACRS)|
|00000f20| 00 5c 62 2d 00 0d 0a 5c | 70 00 70 72 6f 76 69 73 |.\b-...\|p.provis|
|00000f30| 69 6f 6e 00 69 6e 73 74 | 69 74 75 74 65 64 00 62 |ion.inst|ituted.b|
|00000f40| 79 00 74 68 65 00 5c 69 | 00 5c 68 00 5c 63 34 00 |y.the.\i|.\h.\c4.|
|00000f50| 65 63 6f 6e 6f 6d 69 63 | 00 72 65 63 6f 76 65 72 |economic|.recover|
|00000f60| 79 00 74 61 78 00 61 63 | 74 00 6f 66 00 31 39 38 |y.tax.ac|t.of.198|
|00000f70| 31 00 28 45 52 54 41 29 | 00 5c 68 2d a6 02 0f d3 |1.(ERTA)|.\h-....|
|00000f80| 00 5c 63 31 00 5c 69 2d | 00 61 6e 64 00 6d 6f 64 |.\c1.\i-|.and.mod|
|00000f90| 69 66 69 65 64 00 62 79 | 00 74 68 65 00 5c 69 00 |ified.by|.the.\i.|
|00000fa0| 5c 68 00 5c 63 34 00 74 | 61 78 00 72 65 66 6f 72 |\h.\c4.t|ax.refor|
|00000fb0| 6d 00 61 63 74 00 6f 66 | 00 31 39 38 36 00 5c 68 |m.act.of|.1986.\h|
|00000fc0| 2d d0 bb a4 4a 00 5c 63 | 31 00 5c 69 2d 00 2c 00 |-...J.\c|1.\i-.,.|
|00000fd0| 77 68 69 63 68 00 65 73 | 74 61 62 6c 69 73 68 65 |which.es|tablishe|
|00000fe0| 64 00 72 75 6c 65 73 00 | 66 6f 72 00 74 68 65 00 |d.rules.|for.the.|
|00000ff0| 5c 69 00 5c 68 00 5c 63 | 34 00 64 65 70 72 65 63 |\i.\h.\c|4.deprec|
|00001000| 69 61 74 69 6f 6e 00 5c | 68 2d 40 38 cd 9a 00 5c |iation.\|h-@8...\|
|00001010| 63 31 00 5c 69 2d 00 28 | 74 68 65 00 72 65 63 6f |c1.\i-.(|the.reco|
|00001020| 76 65 72 79 00 6f 66 00 | 63 6f 73 74 00 74 68 72 |very.of.|cost.thr|
|00001030| 6f 75 67 68 00 74 61 78 | 00 64 65 64 75 63 74 69 |ough.tax|.deducti|
|00001040| 6f 6e 73 29 00 6f 66 00 | 71 75 61 6c 69 66 79 69 |ons).of.|qualifyi|
|00001050| 6e 67 00 61 73 73 65 74 | 73 00 77 69 74 68 69 6e |ng.asset|s.within|
|00001060| 00 61 00 73 68 6f 72 74 | 65 72 00 70 65 72 69 6f |.a.short|er.perio|
|00001070| 64 00 74 68 61 6e 00 74 | 68 65 00 61 73 73 65 74 |d.than.t|he.asset|
|00001080| 01 92 73 00 65 78 70 65 | 63 74 65 64 00 75 73 65 |..s.expe|cted.use|
|00001090| 66 75 6c 00 28 65 63 6f | 6e 6f 6d 69 63 29 00 6c |ful.(eco|nomic).l|
|000010a0| 69 66 65 2e 00 57 69 74 | 68 00 63 65 72 74 61 69 |ife..Wit|h.certai|
|000010b0| 6e 00 65 78 63 65 70 74 | 69 6f 6e 73 2c 00 41 43 |n.except|ions,.AC|
|000010c0| 52 53 00 72 75 6c 65 73 | 00 70 72 6f 76 69 64 65 |RS.rules|.provide|
|000010d0| 64 00 66 6f 72 00 67 72 | 65 61 74 65 72 00 61 63 |d.for.gr|eater.ac|
|000010e0| 63 65 6c 65 72 61 74 69 | 6f 6e 00 6f 76 65 72 00 |celerati|on.over.|
|000010f0| 6c 6f 6e 67 65 72 00 70 | 65 72 69 6f 64 73 00 6f |longer.p|eriods.o|
|00001100| 66 00 74 69 6d 65 00 74 | 68 61 6e 00 45 52 54 41 |f.time.t|han.ERTA|
|00001110| 00 72 75 6c 65 73 2c 00 | 61 6e 64 00 77 65 72 65 |.rules,.|and.were|
|00001120| 00 65 66 66 65 63 74 69 | 76 65 00 66 6f 72 00 70 |.effecti|ve.for.p|
|00001130| 72 6f 70 65 72 74 79 00 | 70 6c 61 63 65 64 00 69 |roperty.|placed.i|
|00001140| 6e 00 73 65 72 76 69 63 | 65 00 62 65 74 77 65 65 |n.servic|e.betwee|
|00001150| 6e 00 31 39 38 30 00 61 | 6e 64 00 31 39 38 37 2e |n.1980.a|nd.1987.|
|00001160| 00 5c 6e 00 0d 0a 5c 70 | 00 5c 69 00 5c 68 00 5c |.\n...\p|.\i.\h.\|
|00001170| 63 34 00 6d 6f 64 69 66 | 69 65 64 00 61 63 63 65 |c4.modif|ied.acce|
|00001180| 6c 65 72 61 74 65 64 00 | 63 6f 73 74 00 72 65 63 |lerated.|cost.rec|
|00001190| 6f 76 65 72 79 00 73 79 | 73 74 65 6d 00 5c 68 2d |overy.sy|stem.\h-|
|000011a0| b8 ac 13 d9 00 5c 63 31 | 00 2e 00 5c 69 2d 00 0d |.....\c1|...\i-..|
|000011b0| 0a 5c 70 00 fb 68 04 00 | 68 f1 0e 00 00 05 00 00 |.\p..h..|h.......|
|000011c0| 00 68 25 0f 00 00 4d 00 | 00 00 68 64 11 00 00 06 |.h%...M.|..hd....|
|000011d0| 00 00 00 68 af 11 00 00 | 00 00 00 00 fc fd 00 00 |...h....|........|
|000011e0| fe 00 00 00 00 b2 93 2f | 18 0d 0a 0d 0a 5c 70 00 |......./|.....\p.|
|000011f0| 5c 62 00 41 43 43 45 4c | 45 52 41 54 45 44 00 44 |\b.ACCEL|ERATED.D|
|00001200| 45 50 52 45 43 49 41 54 | 49 4f 4e 00 5c 62 2d 00 |EPRECIAT|ION.\b-.|
|00001210| 0d 0a 5c 70 00 49 6e 74 | 65 72 6e 61 6c 00 52 65 |..\p.Int|ernal.Re|
|00001220| 76 65 6e 75 65 00 53 65 | 72 76 69 63 65 2d 61 70 |venue.Se|rvice-ap|
|00001230| 70 72 6f 76 65 64 00 6d | 65 74 68 6f 64 73 00 75 |proved.m|ethods.u|
|00001240| 73 65 64 00 69 6e 00 74 | 68 65 00 5c 69 00 5c 68 |sed.in.t|he.\i.\h|
|00001250| 00 5c 63 34 00 64 65 70 | 72 65 63 69 61 74 69 6f |.\c4.dep|reciatio|
|00001260| 6e 00 5c 68 2d 40 38 cd | 9a 00 5c 63 31 00 5c 69 |n.\h-@8.|..\c1.\i|
|00001270| 2d 00 6f 66 00 66 69 78 | 65 64 00 61 73 73 65 74 |-.of.fix|ed.asset|
|00001280| 73 00 70 6c 61 63 65 64 | 00 69 6e 00 73 65 72 76 |s.placed|.in.serv|
|00001290| 69 63 65 00 70 72 69 6f | 72 00 74 6f 00 31 39 38 |ice.prio|r.to.198|
|000012a0| 30 00 77 68 65 6e 00 74 | 68 65 00 5c 69 00 5c 68 |0.when.t|he.\i.\h|
|000012b0| 00 5c 63 34 00 61 63 63 | 65 6c 65 72 61 74 65 64 |.\c4.acc|elerated|
|000012c0| 00 63 6f 73 74 00 72 65 | 63 6f 76 65 72 79 00 73 |.cost.re|covery.s|
|000012d0| 79 73 74 65 6d 00 28 41 | 43 52 53 29 00 5c 68 2d |ystem.(A|CRS).\h-|
|000012e0| b2 93 2f 18 00 5c 63 31 | 00 5c 69 2d 00 62 65 63 |../..\c1|.\i-.bec|
|000012f0| 61 6d 65 00 6d 61 6e 64 | 61 74 6f 72 79 2e 00 53 |ame.mand|atory..S|
|00001300| 75 63 68 00 6d 65 74 68 | 6f 64 73 00 70 72 6f 76 |uch.meth|ods.prov|
|00001310| 69 64 65 64 00 66 6f 72 | 00 66 61 73 74 65 72 00 |ided.for|.faster.|
|00001320| 72 65 63 6f 76 65 72 79 | 00 6f 66 00 63 6f 73 74 |recovery|.of.cost|
|00001330| 00 61 6e 64 00 65 61 72 | 6c 69 65 72 00 74 61 78 |.and.ear|lier.tax|
|00001340| 00 61 64 76 61 6e 74 61 | 67 65 73 00 74 68 61 6e |.advanta|ges.than|
|00001350| 00 74 72 61 64 69 74 69 | 6f 6e 61 6c 00 5c 69 00 |.traditi|onal.\i.|
|00001360| 5c 68 00 5c 63 34 00 73 | 74 72 61 69 67 68 74 00 |\h.\c4.s|traight.|
|00001370| 6c 69 6e 65 00 64 65 70 | 72 65 63 69 61 74 69 6f |line.dep|reciatio|
|00001380| 6e 00 5c 68 2d f4 44 26 | c4 00 5c 63 31 00 5c 69 |n.\h-.D&|..\c1.\i|
|00001390| 2d 00 61 6e 64 00 69 6e | 63 6c 75 64 65 64 00 73 |-.and.in|cluded.s|
|000013a0| 75 63 68 00 6d 65 74 68 | 6f 64 73 00 61 73 00 5c |uch.meth|ods.as.\|
|000013b0| 69 00 5c 68 00 5c 63 34 | 00 64 6f 75 62 6c 65 2d |i.\h.\c4|.double-|
|000013c0| 64 65 63 6c 69 6e 69 6e | 67 2d 62 61 6c 61 6e 63 |declinin|g-balanc|
|000013d0| 65 00 6d 65 74 68 6f 64 | 00 5c 68 2d a0 9c 6d 8b |e.method|.\h-..m.|
|000013e0| 00 5c 63 31 00 5c 69 2d | 00 28 6e 6f 77 00 75 73 |.\c1.\i-|.(now.us|
|000013f0| 65 64 00 69 6e 00 73 6f | 6d 65 00 41 43 52 53 00 |ed.in.so|me.ACRS.|
|00001400| 63 6c 61 73 73 65 73 29 | 00 61 6e 64 00 5c 69 00 |classes)|.and.\i.|
|00001410| 5c 68 00 5c 63 34 00 73 | 75 6d 2d 6f 66 2d 74 68 |\h.\c4.s|um-of-th|
|00001420| 65 2d 79 65 61 72 73 01 | 92 00 64 69 67 69 74 73 |e-years.|..digits|
|00001430| 00 6d 65 74 68 6f 64 00 | 5c 68 2d 40 5c f5 21 00 |.method.|\h-@\.!.|
|00001440| 5c 63 31 00 2e 00 5c 69 | 2d 00 0d 0a 5c 70 00 fb |\c1...\i|-...\p..|
|00001450| 68 03 00 68 eb 11 00 00 | 02 00 00 00 68 10 12 00 |h..h....|....h...|
|00001460| 00 3d 00 00 00 68 4a 14 | 00 00 00 00 00 00 fc fd |.=...hJ.|........|
|00001470| 00 00 fe 00 00 00 00 8a | 86 b6 a4 0d 0a 0d 0a 5c |........|.......\|
|00001480| 70 00 5c 62 00 41 43 43 | 45 4c 45 52 41 54 49 4f |p.\b.ACC|ELERATIO|
|00001490| 4e 00 43 4c 41 55 53 45 | 00 5c 62 2d 00 0d 0a 5c |N.CLAUSE|.\b-...\|
|000014a0| 70 00 70 72 6f 76 69 73 | 69 6f 6e 2c 00 6e 6f 72 |p.provis|ion,.nor|
|000014b0| 6d 61 6c 6c 79 00 70 72 | 65 73 65 6e 74 00 69 6e |mally.pr|esent.in|
|000014c0| 00 61 6e 00 5c 69 00 5c | 68 00 5c 63 34 00 69 6e |.an.\i.\|h.\c4.in|
|000014d0| 64 65 6e 74 75 72 65 00 | 5c 68 2d ec e5 69 cf 00 |denture.|\h-..i..|
|000014e0| 5c 63 31 00 5c 69 2d 00 | 61 67 72 65 65 6d 65 6e |\c1.\i-.|agreemen|
|000014f0| 74 2c 00 6d 6f 72 74 67 | 61 67 65 2c 00 6f 72 00 |t,.mortg|age,.or.|
|00001500| 6f 74 68 65 72 00 63 6f | 6e 74 72 61 63 74 2c 00 |other.co|ntract,.|
|00001510| 74 68 61 74 00 74 68 65 | 00 75 6e 70 61 69 64 00 |that.the|.unpaid.|
|00001520| 62 61 6c 61 6e 63 65 00 | 69 73 00 74 6f 00 62 65 |balance.|is.to.be|
|00001530| 63 6f 6d 65 00 64 75 65 | 00 61 6e 64 00 70 61 79 |come.due|.and.pay|
|00001540| 61 62 6c 65 00 69 66 00 | 73 70 65 63 69 66 69 65 |able.if.|specifie|
|00001550| 64 00 65 76 65 6e 74 73 | 00 6f 66 00 64 65 66 61 |d.events|.of.defa|
|00001560| 75 6c 74 00 73 68 6f 75 | 6c 64 00 6f 63 63 75 72 |ult.shou|ld.occur|
|00001570| 2e 00 53 75 63 68 00 65 | 76 65 6e 74 73 00 69 6e |..Such.e|vents.in|
|00001580| 63 6c 75 64 65 00 66 61 | 69 6c 75 72 65 00 74 6f |clude.fa|ilure.to|
|00001590| 00 6d 65 65 74 00 69 6e | 74 65 72 65 73 74 2c 00 |.meet.in|terest,.|
|000015a0| 70 72 69 6e 63 69 70 61 | 6c 2c 00 6f 72 00 73 69 |principa|l,.or.si|
|000015b0| 6e 6b 69 6e 67 00 66 75 | 6e 64 00 70 61 79 6d 65 |nking.fu|nd.payme|
|000015c0| 6e 74 73 3b 00 69 6e 73 | 6f 6c 76 65 6e 63 79 3b |nts;.ins|olvency;|
|000015d0| 00 61 6e 64 00 6e 6f 6e | 70 61 79 6d 65 6e 74 00 |.and.non|payment.|
|000015e0| 6f 66 00 74 61 78 65 73 | 00 6f 6e 00 6d 6f 72 74 |of.taxes|.on.mort|
|000015f0| 67 61 67 65 64 00 70 72 | 6f 70 65 72 74 79 2e 00 |gaged.pr|operty..|
|00001600| 0d 0a 5c 70 00 fb 68 03 | 00 68 7d 14 00 00 02 00 |..\p..h.|.h}.....|
|00001610| 00 00 68 9d 14 00 00 30 | 00 00 00 68 00 16 00 00 |..h....0|...h....|
|00001620| 00 00 00 00 fc fd 00 00 | fe 00 00 00 00 04 db fe |........|........|
|00001630| 8d 0d 0a 0d 0a 5c 70 00 | 5c 62 00 41 43 43 45 50 |.....\p.|\b.ACCEP|
|00001640| 54 41 4e 43 45 00 5c 62 | 2d 00 0d 0a 5c 70 00 5c |TANCE.\b|-...\p.\|
|00001650| 62 00 5c 69 00 49 6e 00 | 67 65 6e 65 72 61 6c 01 |b.\i.In.|general.|
|00001660| 3a 00 5c 62 2d 00 5c 69 | 2d 00 61 67 72 65 65 6d |:.\b-.\i|-.agreem|
|00001670| 65 6e 74 00 63 72 65 61 | 74 65 64 00 77 68 65 6e |ent.crea|ted.when|
|00001680| 00 74 68 65 00 64 72 61 | 77 65 65 00 6f 66 00 61 |.the.dra|wee.of.a|
|00001690| 00 5c 69 00 5c 68 00 5c | 63 34 00 74 69 6d 65 00 |.\i.\h.\|c4.time.|
|000016a0| 64 72 61 66 74 00 5c 68 | 2d 1a dd 57 57 00 5c 63 |draft.\h|-..WW.\c|
|000016b0| 31 00 5c 69 2d 00 28 62 | 69 6c 6c 00 6f 66 00 65 |1.\i-.(b|ill.of.e|
|000016c0| 78 63 68 61 6e 67 65 29 | 00 77 72 69 74 65 73 00 |xchange)|.writes.|
|000016d0| 74 68 65 00 77 6f 72 64 | 00 01 93 61 63 63 65 70 |the.word|...accep|
|000016e0| 74 65 64 01 94 00 61 62 | 6f 76 65 00 74 68 65 00 |ted...ab|ove.the.|
|000016f0| 73 69 67 6e 61 74 75 72 | 65 00 61 6e 64 00 64 65 |signatur|e.and.de|
|00001700| 73 69 67 6e 61 74 65 73 | 00 61 00 64 61 74 65 00 |signates|.a.date.|
|00001710| 6f 66 00 70 61 79 6d 65 | 6e 74 2e 00 54 68 65 00 |of.payme|nt..The.|
|00001720| 64 72 61 77 65 65 00 62 | 65 63 6f 6d 65 73 00 74 |drawee.b|ecomes.t|
|00001730| 68 65 00 61 63 63 65 70 | 74 6f 72 2c 00 72 65 73 |he.accep|tor,.res|
|00001740| 70 6f 6e 73 69 62 6c 65 | 00 66 6f 72 00 70 61 79 |ponsible|.for.pay|
|00001750| 6d 65 6e 74 00 61 74 00 | 6d 61 74 75 72 69 74 79 |ment.at.|maturity|
|00001760| 2e 00 41 6c 73 6f 2c 00 | 70 61 70 65 72 00 69 73 |..Also,.|paper.is|
|00001770| 73 75 65 64 00 61 6e 64 | 00 73 6f 6c 64 00 62 79 |sued.and|.sold.by|
|00001780| 00 73 61 6c 65 73 00 66 | 69 6e 61 6e 63 65 00 63 |.sales.f|inance.c|
|00001790| 6f 6d 70 61 6e 69 65 73 | 2c 00 73 75 63 68 00 61 |ompanies|,.such.a|
|000017a0| 73 00 47 65 6e 65 72 61 | 6c 00 4d 6f 74 6f 72 73 |s.Genera|l.Motors|
|000017b0| 00 41 63 63 65 70 74 61 | 6e 63 65 00 43 6f 72 70 |.Accepta|nce.Corp|
|000017c0| 6f 72 61 74 69 6f 6e 2e | 00 5c 6e 00 5c 62 00 5c |oration.|.\n.\b.\|
|000017d0| 69 00 42 61 6e 6b 65 72 | 01 92 73 00 61 63 63 65 |i.Banker|..s.acce|
|000017e0| 70 74 61 6e 63 65 01 3a | 00 5c 62 2d 00 5c 69 2d |ptance.:|.\b-.\i-|
|000017f0| 00 74 69 6d 65 00 64 72 | 61 66 74 00 64 72 61 77 |.time.dr|aft.draw|
|00001800| 6e 00 6f 6e 00 61 6e 64 | 00 61 63 63 65 70 74 65 |n.on.and|.accepte|
|00001810| 64 00 62 79 00 61 00 62 | 61 6e 6b 2c 00 74 68 65 |d.by.a.b|ank,.the|
|00001820| 00 63 75 73 74 6f 6d 61 | 72 79 00 6d 65 61 6e 73 |.customa|ry.means|
|00001830| 00 6f 66 00 65 66 66 65 | 63 74 69 6e 67 00 70 61 |.of.effe|cting.pa|
|00001840| 79 6d 65 6e 74 00 66 6f | 72 00 6d 65 72 63 68 61 |yment.fo|r.mercha|
|00001850| 6e 64 69 73 65 00 73 6f | 6c 64 00 69 6e 00 69 6d |ndise.so|ld.in.im|
|00001860| 70 6f 72 74 2d 65 78 70 | 6f 72 74 00 74 72 61 6e |port-exp|ort.tran|
|00001870| 73 61 63 74 69 6f 6e 73 | 00 61 6e 64 00 61 00 73 |sactions|.and.a.s|
|00001880| 6f 75 72 63 65 00 6f 66 | 00 66 69 6e 61 6e 63 69 |ource.of|.financi|
|00001890| 6e 67 00 75 73 65 64 00 | 65 78 74 65 6e 73 69 76 |ng.used.|extensiv|
|000018a0| 65 6c 79 00 69 6e 00 69 | 6e 74 65 72 6e 61 74 69 |ely.in.i|nternati|
|000018b0| 6f 6e 61 6c 00 74 72 61 | 64 65 2e 00 57 69 74 68 |onal.tra|de..With|
|000018c0| 00 74 68 65 00 63 72 65 | 64 69 74 00 73 74 72 65 |.the.cre|dit.stre|
|000018d0| 6e 67 74 68 00 6f 66 00 | 61 00 62 61 6e 6b 00 62 |ngth.of.|a.bank.b|
|000018e0| 65 68 69 6e 64 00 69 74 | 2c 00 74 68 65 00 62 61 |ehind.it|,.the.ba|
|000018f0| 6e 6b 65 72 01 92 73 00 | 61 63 63 65 70 74 61 6e |nker..s.|acceptan|
|00001900| 63 65 00 75 73 75 61 6c | 6c 79 00 71 75 61 6c 69 |ce.usual|ly.quali|
|00001910| 66 69 65 73 00 61 73 00 | 61 00 5c 69 00 5c 68 00 |fies.as.|a.\i.\h.|
|00001920| 5c 63 34 00 6d 6f 6e 65 | 79 00 6d 61 72 6b 65 74 |\c4.mone|y.market|
|00001930| 00 5c 68 2d fa 0f 9a 09 | 00 5c 63 31 00 5c 69 2d |.\h-....|.\c1.\i-|
|00001940| 00 69 6e 73 74 72 75 6d | 65 6e 74 2e 00 54 68 65 |.instrum|ent..The|
|00001950| 00 6c 69 61 62 69 6c 69 | 74 79 00 61 73 73 75 6d |.liabili|ty.assum|
|00001960| 65 64 00 62 79 00 74 68 | 65 00 62 61 6e 6b 00 69 |ed.by.th|e.bank.i|
|00001970| 73 00 63 61 6c 6c 65 64 | 00 69 74 73 00 61 63 63 |s.called|.its.acc|
|00001980| 65 70 74 61 6e 63 65 00 | 6c 69 61 62 69 6c 69 74 |eptance.|liabilit|
|00001990| 79 2e 00 5c 69 00 53 65 | 65 00 61 6c 73 6f 00 5c |y..\i.Se|e.also.\|
|000019a0| 68 00 5c 63 34 00 6c 65 | 74 74 65 72 00 6f 66 00 |h.\c4.le|tter.of.|
|000019b0| 63 72 65 64 69 74 00 5c | 68 2d ea 65 b8 fd 00 5c |credit.\|h-.e...\|
|000019c0| 63 31 00 2e 00 5c 69 2d | 00 5c 6e 00 5c 62 00 5c |c1...\i-|.\n.\b.\|
|000019d0| 69 00 54 72 61 64 65 00 | 61 63 63 65 70 74 61 6e |i.Trade.|acceptan|
|000019e0| 63 65 01 3a 00 5c 62 2d | 00 5c 69 2d 00 74 69 6d |ce.:.\b-|.\i-.tim|
|000019f0| 65 00 64 72 61 66 74 00 | 64 72 61 77 6e 00 62 79 |e.draft.|drawn.by|
|00001a00| 00 74 68 65 00 73 65 6c | 6c 65 72 00 6f 66 00 67 |.the.sel|ler.of.g|
|00001a10| 6f 6f 64 73 00 6f 6e 00 | 74 68 65 00 62 75 79 65 |oods.on.|the.buye|
|00001a20| 72 2c 00 77 68 6f 00 62 | 65 63 6f 6d 65 73 00 74 |r,.who.b|ecomes.t|
|00001a30| 68 65 00 61 63 63 65 70 | 74 6f 72 2c 00 61 6e 64 |he.accep|tor,.and|
|00001a40| 00 77 68 69 63 68 00 69 | 73 00 74 68 65 72 65 66 |.which.i|s.theref|
|00001a50| 6f 72 65 00 6f 6e 6c 79 | 00 61 73 00 67 6f 6f 64 |ore.only|.as.good|
|00001a60| 00 61 73 00 74 68 65 00 | 62 75 79 65 72 01 92 73 |.as.the.|buyer..s|
|00001a70| 00 63 72 65 64 69 74 2e | 00 0d 0a 5c 70 00 fb 68 |.credit.|...\p..h|
|00001a80| 03 00 68 33 16 00 00 01 | 00 00 00 68 4a 16 00 00 |..h3....|...hJ...|
|00001a90| 95 00 00 00 68 79 1a 00 | 00 00 00 00 00 fc fd 00 |....hy..|........|
|00001aa0| 00 fe 00 00 00 00 36 7e | f8 10 0d 0a 0d 0a 5c 70 |......6~|......\p|
|00001ab0| 00 5c 62 00 41 43 43 4f | 4d 4d 4f 44 41 54 49 56 |.\b.ACCO|MMODATIV|
|00001ac0| 45 00 4d 4f 4e 45 54 41 | 52 59 00 50 4f 4c 49 43 |E.MONETA|RY.POLIC|
|00001ad0| 59 00 5c 62 2d 00 0d 0a | 5c 70 00 46 65 64 65 72 |Y.\b-...|\p.Feder|
|00001ae0| 61 6c 00 52 65 73 65 72 | 76 65 00 70 6f 6c 69 63 |al.Reser|ve.polic|
|00001af0| 79 00 74 6f 00 69 6e 63 | 72 65 61 73 65 00 74 68 |y.to.inc|rease.th|
|00001b00| 65 00 61 6d 6f 75 6e 74 | 00 6f 66 00 6d 6f 6e 65 |e.amount|.of.mone|
|00001b10| 79 00 61 76 61 69 6c 61 | 62 6c 65 00 66 6f 72 00 |y.availa|ble.for.|
|00001b20| 6c 65 6e 64 69 6e 67 00 | 62 79 00 62 61 6e 6b 73 |lending.|by.banks|
|00001b30| 2e 00 57 68 65 6e 00 74 | 68 65 00 46 65 64 00 69 |..When.t|he.Fed.i|
|00001b40| 6d 70 6c 65 6d 65 6e 74 | 73 00 61 6e 00 61 63 63 |mplement|s.an.acc|
|00001b50| 6f 6d 6d 6f 64 61 74 69 | 76 65 00 70 6f 6c 69 63 |ommodati|ve.polic|
|00001b60| 79 2c 00 69 74 00 69 73 | 00 6b 6e 6f 77 6e 00 61 |y,.it.is|.known.a|
|00001b70| 73 00 65 61 73 69 6e 67 | 00 74 68 65 00 6d 6f 6e |s.easing|.the.mon|
|00001b80| 65 79 00 73 75 70 70 6c | 79 2e 00 44 75 72 69 6e |ey.suppl|y..Durin|
|00001b90| 67 00 61 00 70 65 72 69 | 6f 64 00 6f 66 00 65 61 |g.a.peri|od.of.ea|
|00001ba0| 73 69 6e 67 2c 00 69 6e | 74 65 72 65 73 74 00 72 |sing,.in|terest.r|
|00001bb0| 61 74 65 73 00 66 61 6c | 6c 2c 00 6d 61 6b 69 6e |ates.fal|l,.makin|
|00001bc0| 67 00 69 74 00 6d 6f 72 | 65 00 61 74 74 72 61 63 |g.it.mor|e.attrac|
|00001bd0| 74 69 76 65 00 66 6f 72 | 00 62 6f 72 72 6f 77 65 |tive.for|.borrowe|
|00001be0| 72 73 00 74 6f 00 62 6f | 72 72 6f 77 2c 00 74 68 |rs.to.bo|rrow,.th|
|00001bf0| 65 72 65 62 79 00 73 74 | 69 6d 75 6c 61 74 69 6e |ereby.st|imulatin|
|00001c00| 67 00 74 68 65 00 65 63 | 6f 6e 6f 6d 79 2e 00 54 |g.the.ec|onomy..T|
|00001c10| 68 65 00 46 65 64 00 77 | 69 6c 6c 00 69 6e 69 74 |he.Fed.w|ill.init|
|00001c20| 69 61 74 65 00 61 6e 00 | 61 63 63 6f 6d 6d 6f 64 |iate.an.|accommod|
|00001c30| 61 74 69 76 65 00 70 6f | 6c 69 63 79 00 77 68 65 |ative.po|licy.whe|
|00001c40| 6e 00 69 6e 74 65 72 65 | 73 74 00 72 61 74 65 73 |n.intere|st.rates|
|00001c50| 00 61 72 65 00 68 69 67 | 68 2c 00 74 68 65 00 65 |.are.hig|h,.the.e|
|00001c60| 63 6f 6e 6f 6d 79 00 69 | 73 00 77 65 61 6b 2c 00 |conomy.i|s.weak,.|
|00001c70| 61 6e 64 00 74 68 65 72 | 65 00 69 73 00 6c 69 74 |and.ther|e.is.lit|
|00001c80| 74 6c 65 00 66 65 61 72 | 00 6f 66 00 61 6e 00 6f |tle.fear|.of.an.o|
|00001c90| 75 74 62 72 65 61 6b 00 | 6f 66 00 69 6e 66 6c 61 |utbreak.|of.infla|
|00001ca0| 74 69 6f 6e 2e 00 4f 6e | 63 65 00 69 6e 74 65 72 |tion..On|ce.inter|
|00001cb0| 65 73 74 00 72 61 74 65 | 73 00 68 61 76 65 00 62 |est.rate|s.have.b|
|00001cc0| 65 65 6e 00 6c 6f 77 65 | 72 65 64 00 65 6e 6f 75 |een.lowe|red.enou|
|00001cd0| 67 68 00 74 6f 00 73 74 | 69 6d 75 6c 61 74 65 00 |gh.to.st|imulate.|
|00001ce0| 74 68 65 00 65 63 6f 6e | 6f 6d 79 2c 00 74 68 65 |the.econ|omy,.the|
|00001cf0| 00 46 65 64 00 6d 61 79 | 00 62 65 63 6f 6d 65 00 |.Fed.may|.become.|
|00001d00| 63 6f 6e 63 65 72 6e 65 | 64 00 61 62 6f 75 74 00 |concerne|d.about.|
|00001d10| 69 6e 66 6c 61 74 69 6f | 6e 00 61 67 61 69 6e 00 |inflatio|n.again.|
|00001d20| 61 6e 64 00 73 77 69 74 | 63 68 00 74 6f 00 61 00 |and.swit|ch.to.a.|
|00001d30| 5c 69 00 5c 68 00 5c 63 | 34 00 74 69 67 68 74 00 |\i.\h.\c|4.tight.|
|00001d40| 6d 6f 6e 65 79 00 5c 68 | 2d 96 fd 18 55 00 5c 63 |money.\h|-...U.\c|
|00001d50| 31 00 5c 69 2d 00 70 6f | 6c 69 63 79 2e 00 5c 69 |1.\i-.po|licy..\i|
|00001d60| 00 53 65 65 00 61 6c 73 | 6f 00 5c 68 00 5c 63 34 |.See.als|o.\h.\c4|
|00001d70| 00 6d 6f 6e 65 74 61 72 | 79 00 70 6f 6c 69 63 79 |.monetar|y.policy|
|00001d80| 00 5c 68 2d 70 c3 0c be | 00 5c 63 31 00 2e 00 5c |.\h-p...|.\c1...\|
|00001d90| 69 2d 00 0d 0a 5c 70 00 | fb 68 03 00 68 ac 1a 00 |i-...\p.|.h..h...|
|00001da0| 00 03 00 00 00 68 d6 1a | 00 00 6a 00 00 00 68 93 |.....h..|..j...h.|
|00001db0| 1d 00 00 00 00 00 00 fc | fd 00 00 fe 00 00 00 00 |........|........|
|00001dc0| 14 89 fd 20 0d 0a 0d 0a | 5c 70 00 5c 62 00 41 43 |... ....|\p.\b.AC|
|00001dd0| 43 4f 55 4e 54 00 5c 62 | 2d 00 0d 0a 5c 70 00 5c |COUNT.\b|-...\p.\|
|00001de0| 62 00 5c 69 00 49 6e 00 | 67 65 6e 65 72 61 6c 01 |b.\i.In.|general.|
|00001df0| 3a 00 5c 62 2d 00 5c 69 | 2d 00 63 6f 6e 74 72 61 |:.\b-.\i|-.contra|
|00001e00| 63 74 75 61 6c 00 72 65 | 6c 61 74 69 6f 6e 73 68 |ctual.re|lationsh|
|00001e10| 69 70 00 62 65 74 77 65 | 65 6e 00 61 00 62 75 79 |ip.betwe|en.a.buy|
|00001e20| 65 72 00 61 6e 64 00 73 | 65 6c 6c 65 72 00 75 6e |er.and.s|eller.un|
|00001e30| 64 65 72 00 77 68 69 63 | 68 00 70 61 79 6d 65 6e |der.whic|h.paymen|
|00001e40| 74 00 69 73 00 6d 61 64 | 65 00 61 74 00 61 00 6c |t.is.mad|e.at.a.l|
|00001e50| 61 74 65 72 00 74 69 6d | 65 2e 00 54 68 65 00 74 |ater.tim|e..The.t|
|00001e60| 65 72 6d 00 5c 69 00 6f | 70 65 6e 00 61 63 63 6f |erm.\i.o|pen.acco|
|00001e70| 75 6e 74 00 5c 69 2d 00 | 6f 72 00 5c 69 00 63 68 |unt.\i-.|or.\i.ch|
|00001e80| 61 72 67 65 00 61 63 63 | 6f 75 6e 74 00 5c 69 2d |arge.acc|ount.\i-|
|00001e90| 00 69 73 00 75 73 65 64 | 2c 00 64 65 70 65 6e 64 |.is.used|,.depend|
|00001ea0| 69 6e 67 00 6f 6e 00 77 | 68 65 74 68 65 72 00 74 |ing.on.w|hether.t|
|00001eb0| 68 65 00 72 65 6c 61 74 | 69 6f 6e 73 68 69 70 00 |he.relat|ionship.|
|00001ec0| 69 73 00 63 6f 6d 6d 65 | 72 63 69 61 6c 00 6f 72 |is.comme|rcial.or|
|00001ed0| 00 70 65 72 73 6f 6e 61 | 6c 2e 00 41 6c 73 6f 2c |.persona|l..Also,|
|00001ee0| 00 74 68 65 00 68 69 73 | 74 6f 72 69 63 61 6c 00 |.the.his|torical.|
|00001ef0| 72 65 63 6f 72 64 00 6f | 66 00 74 72 61 6e 73 61 |record.o|f.transa|
|00001f00| 63 74 69 6f 6e 73 00 75 | 6e 64 65 72 00 74 68 65 |ctions.u|nder.the|
|00001f10| 00 63 6f 6e 74 72 61 63 | 74 2c 00 61 73 00 70 65 |.contrac|t,.as.pe|
|00001f20| 72 69 6f 64 69 63 61 6c | 6c 79 00 73 68 6f 77 6e |riodical|ly.shown|
|00001f30| 00 6f 6e 00 74 68 65 00 | 5c 69 00 73 74 61 74 65 |.on.the.|\i.state|
|00001f40| 6d 65 6e 74 00 6f 66 00 | 61 63 63 6f 75 6e 74 2e |ment.of.|account.|
|00001f50| 00 5c 69 2d 00 5c 6e 00 | 5c 62 00 5c 69 00 42 61 |.\i-.\n.|\b.\i.Ba|
|00001f60| 6e 6b 69 6e 67 01 3a 00 | 5c 62 2d 00 5c 69 2d 00 |nking.:.|\b-.\i-.|
|00001f70| 72 65 6c 61 74 69 6f 6e | 73 68 69 70 00 75 6e 64 |relation|ship.und|
|00001f80| 65 72 00 61 00 70 61 72 | 74 69 63 75 6c 61 72 00 |er.a.par|ticular.|
|00001f90| 6e 61 6d 65 2c 00 75 73 | 75 61 6c 6c 79 00 65 76 |name,.us|ually.ev|
|00001fa0| 69 64 65 6e 63 65 64 00 | 62 79 00 61 00 64 65 70 |idenced.|by.a.dep|
|00001fb0| 6f 73 69 74 00 61 67 61 | 69 6e 73 74 00 77 68 69 |osit.aga|inst.whi|
|00001fc0| 63 68 00 77 69 74 68 64 | 72 61 77 61 6c 73 00 63 |ch.withd|rawals.c|
|00001fd0| 61 6e 00 62 65 00 6d 61 | 64 65 2e 00 41 6d 6f 6e |an.be.ma|de..Amon|
|00001fe0| 67 00 74 68 65 6d 00 61 | 72 65 00 64 65 6d 61 6e |g.them.a|re.deman|
|00001ff0| 64 2c 00 74 69 6d 65 2c | 00 63 75 73 74 6f 64 69 |d,.time,|.custodi|
|00002000| 61 6c 2c 00 6a 6f 69 6e | 74 2c 00 74 72 75 73 74 |al,.join|t,.trust|
|00002010| 65 65 2c 00 63 6f 72 70 | 6f 72 61 74 65 2c 00 73 |ee,.corp|orate,.s|
|00002020| 70 65 63 69 61 6c 2c 00 | 61 6e 64 00 72 65 67 75 |pecial,.|and.regu|
|00002030| 6c 61 72 00 61 63 63 6f | 75 6e 74 73 2e 00 41 64 |lar.acco|unts..Ad|
|00002040| 6d 69 6e 69 73 74 72 61 | 74 69 76 65 00 72 65 73 |ministra|tive.res|
|00002050| 70 6f 6e 73 69 62 69 6c | 69 74 79 00 69 73 00 68 |ponsibil|ity.is.h|
|00002060| 61 6e 64 6c 65 64 00 62 | 79 00 61 6e 00 5c 69 00 |andled.b|y.an.\i.|
|00002070| 61 63 63 6f 75 6e 74 00 | 6f 66 66 69 63 65 72 2e |account.|officer.|
|00002080| 00 5c 69 2d 00 5c 6e 00 | 5c 62 00 5c 69 00 42 6f |.\i-.\n.|\b.\i.Bo|
|00002090| 6f 6b 6b 65 65 70 69 6e | 67 01 3a 00 5c 62 2d 00 |okkeepin|g.:.\b-.|
|000020a0| 5c 69 2d 00 61 73 73 65 | 74 73 2c 00 6c 69 61 62 |\i-.asse|ts,.liab|
|000020b0| 69 6c 69 74 69 65 73 2c | 00 69 6e 63 6f 6d 65 2c |ilities,|.income,|
|000020c0| 00 61 6e 64 00 65 78 70 | 65 6e 73 65 73 00 61 73 |.and.exp|enses.as|
|000020d0| 00 72 65 70 72 65 73 65 | 6e 74 65 64 00 62 79 00 |.represe|nted.by.|
|000020e0| 69 6e 64 69 76 69 64 75 | 61 6c 00 6c 65 64 67 65 |individu|al.ledge|
|000020f0| 72 00 70 61 67 65 73 00 | 74 6f 00 77 68 69 63 68 |r.pages.|to.which|
|00002100| 00 64 65 62 69 74 00 61 | 6e 64 00 63 72 65 64 69 |.debit.a|nd.credi|
|00002110| 74 00 65 6e 74 72 69 65 | 73 00 61 72 65 00 63 68 |t.entrie|s.are.ch|
|00002120| 72 6f 6e 6f 6c 6f 67 69 | 63 61 6c 6c 79 00 70 6f |ronologi|cally.po|
|00002130| 73 74 65 64 00 74 6f 00 | 72 65 63 6f 72 64 00 63 |sted.to.|record.c|
|00002140| 68 61 6e 67 65 73 00 69 | 6e 00 76 61 6c 75 65 2e |hanges.i|n.value.|
|00002150| 00 45 78 61 6d 70 6c 65 | 73 00 61 72 65 00 63 61 |.Example|s.are.ca|
|00002160| 73 68 2c 00 61 63 63 6f | 75 6e 74 73 00 72 65 63 |sh,.acco|unts.rec|
|00002170| 65 69 76 61 62 6c 65 2c | 00 61 63 63 72 75 65 64 |eivable,|.accrued|
|00002180| 00 69 6e 74 65 72 65 73 | 74 2c 00 73 61 6c 65 73 |.interes|t,.sales|
|00002190| 2c 00 61 6e 64 00 6f 66 | 66 69 63 65 72 73 01 92 |,.and.of|ficers..|
|000021a0| 00 73 61 6c 61 72 69 65 | 73 2e 00 54 68 65 00 73 |.salarie|s..The.s|
|000021b0| 79 73 74 65 6d 00 6f 66 | 00 72 65 63 6f 72 64 69 |ystem.of|.recordi|
|000021c0| 6e 67 2c 00 76 65 72 69 | 66 79 69 6e 67 2c 00 61 |ng,.veri|fying,.a|
|000021d0| 6e 64 00 72 65 70 6f 72 | 74 69 6e 67 00 73 75 63 |nd.repor|ting.suc|
|000021e0| 68 00 69 6e 66 6f 72 6d | 61 74 69 6f 6e 00 69 73 |h.inform|ation.is|
|000021f0| 00 63 61 6c 6c 65 64 00 | 61 63 63 6f 75 6e 74 69 |.called.|accounti|
|00002200| 6e 67 2e 00 50 72 61 63 | 74 69 74 69 6f 6e 65 72 |ng..Prac|titioner|
|00002210| 73 00 6f 66 00 61 63 63 | 6f 75 6e 74 69 6e 67 00 |s.of.acc|ounting.|
|00002220| 61 72 65 00 63 61 6c 6c | 65 64 00 5c 69 00 61 63 |are.call|ed.\i.ac|
|00002230| 63 6f 75 6e 74 61 6e 74 | 73 2e 00 5c 69 2d 00 5c |countant|s..\i-.\|
|00002240| 6e 00 5c 62 00 5c 69 00 | 49 6e 76 65 73 74 6d 65 |n.\b.\i.|Investme|
|00002250| 6e 74 00 62 61 6e 6b 69 | 6e 67 01 3a 00 5c 62 2d |nt.banki|ng.:.\b-|
|00002260| 00 5c 69 2d 00 66 69 6e | 61 6e 63 69 61 6c 00 61 |.\i-.fin|ancial.a|
|00002270| 6e 64 00 63 6f 6e 74 72 | 61 63 74 75 61 6c 00 72 |nd.contr|actual.r|
|00002280| 65 6c 61 74 69 6f 6e 73 | 68 69 70 00 62 65 74 77 |elations|hip.betw|
|00002290| 65 65 6e 00 70 61 72 74 | 69 65 73 00 74 6f 00 61 |een.part|ies.to.a|
|000022a0| 6e 00 75 6e 64 65 72 77 | 72 69 74 69 6e 67 00 73 |n.underw|riting.s|
|000022b0| 79 6e 64 69 63 61 74 65 | 2c 00 6f 72 00 74 68 65 |yndicate|,.or.the|
|000022c0| 00 73 74 61 74 75 73 00 | 6f 66 00 73 65 63 75 72 |.status.|of.secur|
|000022d0| 69 74 69 65 73 00 6f 77 | 6e 65 64 00 61 6e 64 00 |ities.ow|ned.and.|
|000022e0| 73 6f 6c 64 2e 00 5c 6e | 00 5c 62 00 5c 69 00 53 |sold..\n|.\b.\i.S|
|000022f0| 65 63 75 72 69 74 69 65 | 73 01 3a 00 5c 62 2d 00 |ecuritie|s.:.\b-.|
|00002300| 5c 69 2d 00 72 65 6c 61 | 74 69 6f 6e 73 68 69 70 |\i-.rela|tionship|
|00002310| 00 62 65 74 77 65 65 6e | 00 61 00 62 72 6f 6b 65 |.between|.a.broke|
|00002320| 72 2d 64 65 61 6c 65 72 | 00 66 69 72 6d 00 61 6e |r-dealer|.firm.an|
|00002330| 64 00 69 74 73 00 63 6c | 69 65 6e 74 00 77 68 65 |d.its.cl|ient.whe|
|00002340| 72 65 69 6e 00 74 68 65 | 00 66 69 72 6d 2c 00 74 |rein.the|.firm,.t|
|00002350| 68 72 6f 75 67 68 00 69 | 74 73 00 72 65 67 69 73 |hrough.i|ts.regis|
|00002360| 74 65 72 65 64 00 72 65 | 70 72 65 73 65 6e 74 61 |tered.re|presenta|
|00002370| 74 69 76 65 73 2c 00 61 | 63 74 73 00 61 73 00 61 |tives,.a|cts.as.a|
|00002380| 67 65 6e 74 00 69 6e 00 | 62 75 79 69 6e 67 00 61 |gent.in.|buying.a|
|00002390| 6e 64 00 73 65 6c 6c 69 | 6e 67 00 73 65 63 75 72 |nd.selli|ng.secur|
|000023a0| 69 74 69 65 73 00 61 6e | 64 00 73 65 65 73 00 74 |ities.an|d.sees.t|
|000023b0| 6f 00 72 65 6c 61 74 65 | 64 00 61 64 6d 69 6e 69 |o.relate|d.admini|
|000023c0| 73 74 72 61 74 69 76 65 | 00 6d 61 74 74 65 72 73 |strative|.matters|
|000023d0| 2e 00 5c 69 00 53 65 65 | 00 61 6c 73 6f 00 5c 68 |..\i.See|.also.\h|
|000023e0| 00 5c 63 34 00 61 63 63 | 6f 75 6e 74 00 65 78 65 |.\c4.acc|ount.exe|
|000023f0| 63 75 74 69 76 65 00 5c | 68 2d 94 81 eb ea 00 5c |cutive.\|h-.....\|
|00002400| 63 31 00 3b 00 5c 68 00 | 5c 63 34 00 61 63 63 6f |c1.;.\h.|\c4.acco|
|00002410| 75 6e 74 00 73 74 61 74 | 65 6d 65 6e 74 00 5c 68 |unt.stat|ement.\h|
|00002420| 2d 5c 60 fb f4 00 5c 63 | 31 00 2e 00 5c 69 2d 00 |-\`...\c|1...\i-.|
|00002430| 0d 0a 5c 70 00 fb 68 03 | 00 68 c6 1d 00 00 01 00 |..\p..h.|.h......|
|00002440| 00 00 68 da 1d 00 00 cc | 00 00 00 68 30 24 00 00 |..h.....|...h0$..|
|00002450| 00 00 00 00 fc fd 00 00 | fe 00 00 00 00 fe 0d 97 |........|........|
|00002460| 16 0d 0a 0d 0a 5c 70 00 | 5c 62 00 41 43 43 4f 55 |.....\p.|\b.ACCOU|
|00002470| 4e 54 41 4e 54 01 92 53 | 00 4f 50 49 4e 49 4f 4e |NTANT..S|.OPINION|
|00002480| 00 5c 62 2d 00 0d 0a 5c | 70 00 73 74 61 74 65 6d |.\b-...\|p.statem|
|00002490| 65 6e 74 00 73 69 67 6e | 65 64 00 62 79 00 61 6e |ent.sign|ed.by.an|
|000024a0| 00 69 6e 64 65 70 65 6e | 64 65 6e 74 00 70 75 62 |.indepen|dent.pub|
|000024b0| 6c 69 63 00 61 63 63 6f | 75 6e 74 61 6e 74 00 64 |lic.acco|untant.d|
|000024c0| 65 73 63 72 69 62 69 6e | 67 00 74 68 65 00 73 63 |escribin|g.the.sc|
|000024d0| 6f 70 65 00 6f 66 00 74 | 68 65 00 65 78 61 6d 69 |ope.of.t|he.exami|
|000024e0| 6e 61 74 69 6f 6e 00 6f | 66 00 61 6e 00 6f 72 67 |nation.o|f.an.org|
|000024f0| 61 6e 69 7a 61 74 69 6f | 6e 01 92 73 00 62 6f 6f |anizatio|n..s.boo|
|00002500| 6b 73 00 61 6e 64 00 72 | 65 63 6f 72 64 73 2e 00 |ks.and.r|ecords..|
|00002510| 42 65 63 61 75 73 65 00 | 66 69 6e 61 6e 63 69 61 |Because.|financia|
|00002520| 6c 00 72 65 70 6f 72 74 | 69 6e 67 00 69 6e 76 6f |l.report|ing.invo|
|00002530| 6c 76 65 73 00 63 6f 6e | 73 69 64 65 72 61 62 6c |lves.con|siderabl|
|00002540| 65 00 64 69 73 63 72 65 | 74 69 6f 6e 2c 00 74 68 |e.discre|tion,.th|
|00002550| 65 00 61 63 63 6f 75 6e | 74 61 6e 74 01 92 73 00 |e.accoun|tant..s.|
|00002560| 6f 70 69 6e 69 6f 6e 00 | 69 73 00 61 6e 00 69 6d |opinion.|is.an.im|
|00002570| 70 6f 72 74 61 6e 74 00 | 61 73 73 75 72 61 6e 63 |portant.|assuranc|
|00002580| 65 00 74 6f 00 61 00 6c | 65 6e 64 65 72 00 6f 72 |e.to.a.l|ender.or|
|00002590| 00 69 6e 76 65 73 74 6f | 72 2e 00 44 65 70 65 6e |.investo|r..Depen|
|000025a0| 64 69 6e 67 00 6f 6e 00 | 74 68 65 00 73 63 6f 70 |ding.on.|the.scop|
|000025b0| 65 00 6f 66 00 61 6e 00 | 61 75 64 69 74 00 61 6e |e.of.an.|audit.an|
|000025c0| 64 00 74 68 65 00 61 75 | 64 69 74 6f 72 01 92 73 |d.the.au|ditor..s|
|000025d0| 00 63 6f 6e 66 69 64 65 | 6e 63 65 00 69 6e 00 74 |.confide|nce.in.t|
|000025e0| 68 65 00 76 65 72 61 63 | 69 74 79 00 6f 66 00 74 |he.verac|ity.of.t|
|000025f0| 68 65 00 69 6e 66 6f 72 | 6d 61 74 69 6f 6e 2c 00 |he.infor|mation,.|
|00002600| 74 68 65 00 6f 70 69 6e | 69 6f 6e 00 63 61 6e 00 |the.opin|ion.can.|
|00002610| 62 65 00 75 6e 71 75 61 | 6c 69 66 69 65 64 00 6f |be.unqua|lified.o|
|00002620| 72 2c 00 74 6f 00 73 6f | 6d 65 00 64 65 67 72 65 |r,.to.so|me.degre|
|00002630| 65 2c 00 71 75 61 6c 69 | 66 69 65 64 2e 00 51 75 |e,.quali|fied..Qu|
|00002640| 61 6c 69 66 69 65 64 00 | 6f 70 69 6e 69 6f 6e 73 |alified.|opinions|
|00002650| 2c 00 74 68 6f 75 67 68 | 00 6e 6f 74 00 6e 65 63 |,.though|.not.nec|
|00002660| 65 73 73 61 72 69 6c 79 | 00 6e 65 67 61 74 69 76 |essarily|.negativ|
|00002670| 65 2c 00 77 61 72 72 61 | 6e 74 00 69 6e 76 65 73 |e,.warra|nt.inves|
|00002680| 74 69 67 61 74 69 6f 6e | 2e 00 41 6c 73 6f 00 63 |tigation|..Also.c|
|00002690| 61 6c 6c 65 64 00 5c 69 | 00 61 75 64 69 74 6f 72 |alled.\i|.auditor|
|000026a0| 01 92 73 00 63 65 72 74 | 69 66 69 63 61 74 65 2e |..s.cert|ificate.|
|000026b0| 00 5c 69 2d 00 0d 0a 5c | 70 00 fb 68 03 00 68 63 |.\i-...\|p..h..hc|
|000026c0| 24 00 00 02 00 00 00 68 | 85 24 00 00 4c 00 00 00 |$......h|.$..L...|
|000026d0| 68 b5 26 00 00 00 00 00 | 00 fc fd 00 00 fe 00 00 |h.&.....|........|
|000026e0| 00 00 f4 e9 9e 34 0d 0a | 0d 0a 5c 70 00 5c 62 00 |.....4..|..\p.\b.|
|000026f0| 41 43 43 4f 55 4e 54 00 | 42 41 4c 41 4e 43 45 00 |ACCOUNT.|BALANCE.|
|00002700| 5c 62 2d 00 0d 0a 5c 70 | 00 6e 65 74 00 6f 66 00 |\b-...\p|.net.of.|
|00002710| 64 65 62 69 74 73 00 61 | 6e 64 00 63 72 65 64 69 |debits.a|nd.credi|
|00002720| 74 73 00 61 74 00 74 68 | 65 00 65 6e 64 00 6f 66 |ts.at.th|e.end.of|
|00002730| 00 61 00 72 65 70 6f 72 | 74 69 6e 67 00 70 65 72 |.a.repor|ting.per|
|00002740| 69 6f 64 2e 00 54 65 72 | 6d 00 61 70 70 6c 69 65 |iod..Ter|m.applie|
|00002750| 73 00 74 6f 00 61 00 76 | 61 72 69 65 74 79 00 6f |s.to.a.v|ariety.o|
|00002760| 66 00 61 63 63 6f 75 6e | 74 00 72 65 6c 61 74 69 |f.accoun|t.relati|
|00002770| 6f 6e 73 68 69 70 73 2c | 00 73 75 63 68 00 61 73 |onships,|.such.as|
|00002780| 00 77 69 74 68 00 62 61 | 6e 6b 73 2c 00 63 72 65 |.with.ba|nks,.cre|
|00002790| 64 69 74 00 63 61 72 64 | 00 63 6f 6d 70 61 6e 69 |dit.card|.compani|
|000027a0| 65 73 2c 00 62 72 6f 6b | 65 72 61 67 65 00 66 69 |es,.brok|erage.fi|
|000027b0| 72 6d 73 2c 00 61 6e 64 | 00 73 74 6f 72 65 73 2c |rms,.and|.stores,|
|000027c0| 00 61 6e 64 00 74 6f 00 | 63 6c 61 73 73 69 66 69 |.and.to.|classifi|
|000027d0| 63 61 74 69 6f 6e 73 00 | 6f 66 00 74 72 61 6e 73 |cations.|of.trans|
|000027e0| 61 63 74 69 6f 6e 73 00 | 69 6e 00 61 00 62 6f 6f |actions.|in.a.boo|
|000027f0| 6b 6b 65 65 70 69 6e 67 | 00 73 79 73 74 65 6d 2e |kkeeping|.system.|
|00002800| 00 54 68 65 00 73 61 6d | 65 00 61 63 63 6f 75 6e |.The.sam|e.accoun|
|00002810| 74 00 6d 61 79 00 62 65 | 00 61 6e 00 61 73 73 65 |t.may.be|.an.asse|
|00002820| 74 00 61 63 63 6f 75 6e | 74 00 62 61 6c 61 6e 63 |t.accoun|t.balanc|
|00002830| 65 00 6f 72 00 61 00 6c | 69 61 62 69 6c 69 74 79 |e.or.a.l|iability|
|00002840| 00 61 63 63 6f 75 6e 74 | 00 62 61 6c 61 6e 63 65 |.account|.balance|
|00002850| 2c 00 64 65 70 65 6e 64 | 69 6e 67 00 6f 6e 00 77 |,.depend|ing.on.w|
|00002860| 68 69 63 68 00 73 69 64 | 65 00 6f 66 00 74 68 65 |hich.sid|e.of.the|
|00002870| 00 74 72 61 6e 73 61 63 | 74 69 6f 6e 00 79 6f 75 |.transac|tion.you|
|00002880| 00 61 72 65 00 6f 6e 2e | 00 46 6f 72 00 65 78 61 |.are.on.|.For.exa|
|00002890| 6d 70 6c 65 2c 00 79 6f | 75 72 00 62 61 6e 6b 00 |mple,.yo|ur.bank.|
|000028a0| 62 61 6c 61 6e 63 65 00 | 69 73 00 61 6e 00 61 73 |balance.|is.an.as|
|000028b0| 73 65 74 00 61 63 63 6f | 75 6e 74 00 74 6f 00 79 |set.acco|unt.to.y|
|000028c0| 6f 75 00 61 6e 64 00 61 | 00 6c 69 61 62 69 6c 69 |ou.and.a|.liabili|
|000028d0| 74 79 00 61 63 63 6f 75 | 6e 74 00 74 6f 00 74 68 |ty.accou|nt.to.th|
|000028e0| 65 00 62 61 6e 6b 2e 00 | 59 6f 75 72 00 63 72 65 |e.bank..|Your.cre|
|000028f0| 64 69 74 00 63 61 72 64 | 00 28 64 65 62 69 74 29 |dit.card|.(debit)|
|00002900| 00 62 61 6c 61 6e 63 65 | 00 69 73 00 61 00 6c 69 |.balance|.is.a.li|
|00002910| 61 62 69 6c 69 74 79 00 | 61 63 63 6f 75 6e 74 00 |ability.|account.|
|00002920| 74 6f 00 79 6f 75 00 61 | 6e 64 00 61 6e 00 61 73 |to.you.a|nd.an.as|
|00002930| 73 65 74 00 61 63 63 6f | 75 6e 74 00 28 61 63 63 |set.acco|unt.(acc|
|00002940| 6f 75 6e 74 00 72 65 63 | 65 69 76 61 62 6c 65 29 |ount.rec|eivable)|
|00002950| 00 74 6f 00 74 68 65 00 | 63 72 65 64 69 74 00 63 |.to.the.|credit.c|
|00002960| 61 72 64 00 63 6f 6d 70 | 61 6e 79 2e 00 0d 0a 5c |ard.comp|any....\|
|00002970| 70 00 fb 68 03 00 68 e8 | 26 00 00 02 00 00 00 68 |p..h..h.|&......h|
|00002980| 04 27 00 00 68 00 00 00 | 68 6d 29 00 00 00 00 00 |.'..h...|hm).....|
|00002990| 00 fc fd 00 00 fe 00 00 | 00 00 c2 19 4d 86 0d 0a |........|....M...|
|000029a0| 0d 0a 5c 70 00 5c 62 00 | 41 43 43 4f 55 4e 54 00 |..\p.\b.|ACCOUNT.|
|000029b0| 45 58 45 43 55 54 49 56 | 45 00 5c 62 2d 00 0d 0a |EXECUTIV|E.\b-...|
|000029c0| 5c 70 00 62 72 6f 6b 65 | 72 61 67 65 00 66 69 72 |\p.broke|rage.fir|
|000029d0| 6d 00 65 6d 70 6c 6f 79 | 65 65 00 77 68 6f 00 61 |m.employ|ee.who.a|
|000029e0| 64 76 69 73 65 73 00 61 | 6e 64 00 68 61 6e 64 6c |dvises.a|nd.handl|
|000029f0| 65 73 00 6f 72 64 65 72 | 73 00 66 6f 72 00 63 6c |es.order|s.for.cl|
|00002a00| 69 65 6e 74 73 00 61 6e | 64 00 68 61 73 00 74 68 |ients.an|d.has.th|
|00002a10| 65 00 6c 65 67 61 6c 00 | 70 6f 77 65 72 73 00 6f |e.legal.|powers.o|
|00002a20| 66 00 61 6e 00 5c 69 00 | 5c 68 00 5c 63 34 00 61 |f.an.\i.|\h.\c4.a|
|00002a30| 67 65 6e 74 00 5c 68 2d | ce 59 e8 28 00 5c 63 31 |gent.\h-|.Y.(.\c1|
|00002a40| 00 2e 00 5c 69 2d 00 45 | 76 65 72 79 00 61 63 63 |...\i-.E|very.acc|
|00002a50| 6f 75 6e 74 00 65 78 65 | 63 75 74 69 76 65 00 6d |ount.exe|cutive.m|
|00002a60| 75 73 74 00 70 61 73 73 | 00 63 65 72 74 61 69 6e |ust.pass|.certain|
|00002a70| 00 74 65 73 74 73 00 61 | 6e 64 00 62 65 00 72 65 |.tests.a|nd.be.re|
|00002a80| 67 69 73 74 65 72 65 64 | 00 77 69 74 68 00 74 68 |gistered|.with.th|
|00002a90| 65 00 5c 69 00 5c 68 00 | 5c 63 34 00 6e 61 74 69 |e.\i.\h.|\c4.nati|
|00002aa0| 6f 6e 61 6c 00 61 73 73 | 6f 63 69 61 74 69 6f 6e |onal.ass|ociation|
|00002ab0| 00 6f 66 00 73 65 63 75 | 72 69 74 69 65 73 00 64 |.of.secu|rities.d|
|00002ac0| 65 61 6c 65 72 73 00 28 | 4e 41 53 44 29 00 5c 68 |ealers.(|NASD).\h|
|00002ad0| 2d b0 f3 80 c6 00 5c 63 | 31 00 5c 69 2d 00 62 65 |-.....\c|1.\i-.be|
|00002ae0| 66 6f 72 65 00 73 6f 6c | 69 63 69 74 69 6e 67 00 |fore.sol|iciting.|
|00002af0| 6f 72 64 65 72 73 00 66 | 72 6f 6d 00 63 75 73 74 |orders.f|rom.cust|
|00002b00| 6f 6d 65 72 73 2e 00 41 | 6c 73 6f 00 63 61 6c 6c |omers..A|lso.call|
|00002b10| 65 64 00 5c 69 00 72 65 | 67 69 73 74 65 72 65 64 |ed.\i.re|gistered|
|00002b20| 00 72 65 70 72 65 73 65 | 6e 74 61 74 69 76 65 2e |.represe|ntative.|
|00002b30| 00 5c 69 2d 00 5c 69 00 | 53 65 65 00 61 6c 73 6f |.\i-.\i.|See.also|
|00002b40| 00 5c 68 00 5c 63 34 00 | 62 72 6f 6b 65 72 00 5c |.\h.\c4.|broker.\|
|00002b50| 68 2d 8e 18 68 f3 00 5c | 63 31 00 2e 00 5c 69 2d |h-..h..\|c1...\i-|
|00002b60| 00 0d 0a 5c 70 00 fb 68 | 03 00 68 a0 29 00 00 02 |...\p..h|..h.)...|
|00002b70| 00 00 00 68 be 29 00 00 | 32 00 00 00 68 61 2b 00 |...h.)..|2...ha+.|
|00002b80| 00 00 00 00 00 fc fd 00 | 00 fe 00 00 00 00 94 81 |........|........|
|00002b90| eb ea 0d 0a 0d 0a 5c 70 | 00 5c 62 00 41 43 43 4f |......\p|.\b.ACCO|
|00002ba0| 55 4e 54 49 4e 47 00 50 | 52 49 4e 43 49 50 4c 45 |UNTING.P|RINCIPLE|
|00002bb0| 53 00 42 4f 41 52 44 00 | 28 41 50 42 29 00 5c 62 |S.BOARD.|(APB).\b|
|00002bc0| 2d 00 0d 0a 5c 70 00 62 | 6f 61 72 64 00 6f 66 00 |-...\p.b|oard.of.|
|00002bd0| 74 68 65 00 41 6d 65 72 | 69 63 61 6e 00 49 6e 73 |the.Amer|ican.Ins|
|00002be0| 74 69 74 75 74 65 00 6f | 66 00 43 65 72 74 69 66 |titute.o|f.Certif|
|00002bf0| 69 65 64 00 50 75 62 6c | 69 63 00 41 63 63 6f 75 |ied.Publ|ic.Accou|
|00002c00| 6e 74 61 6e 74 73 00 28 | 41 49 43 50 41 29 00 74 |ntants.(|AICPA).t|
|00002c10| 68 61 74 00 69 73 73 75 | 65 64 00 28 31 39 35 39 |hat.issu|ed.(1959|
|00002c20| 01 96 37 33 29 00 61 00 | 73 65 72 69 65 73 00 6f |..73).a.|series.o|
|00002c30| 66 00 5c 69 00 5c 68 00 | 5c 63 34 00 61 63 63 6f |f.\i.\h.|\c4.acco|
|00002c40| 75 6e 74 61 6e 74 01 92 | 73 00 6f 70 69 6e 69 6f |untant..|s.opinio|
|00002c50| 6e 73 00 5c 68 2d f4 e9 | 9e 34 00 5c 63 31 00 5c |ns.\h-..|.4.\c1.\|
|00002c60| 69 2d 00 63 6f 6e 73 74 | 69 74 75 74 69 6e 67 00 |i-.const|ituting.|
|00002c70| 6d 75 63 68 00 6f 66 00 | 77 68 61 74 00 69 73 00 |much.of.|what.is.|
|00002c80| 6b 6e 6f 77 6e 00 61 73 | 00 5c 69 00 5c 68 00 5c |known.as|.\i.\h.\|
|00002c90| 63 34 00 67 65 6e 65 72 | 61 6c 6c 79 00 61 63 63 |c4.gener|ally.acc|
|00002ca0| 65 70 74 65 64 00 61 63 | 63 6f 75 6e 74 69 6e 67 |epted.ac|counting|
|00002cb0| 00 70 72 69 6e 63 69 70 | 6c 65 73 00 5c 68 2d 28 |.princip|les.\h-(|
|00002cc0| 82 e7 c9 00 5c 63 31 00 | 2e 00 5c 69 2d 00 5c 69 |....\c1.|..\i-.\i|
|00002cd0| 00 53 65 65 00 61 6c 73 | 6f 00 5c 68 00 5c 63 34 |.See.als|o.\h.\c4|
|00002ce0| 00 66 69 6e 61 6e 63 69 | 61 6c 00 61 63 63 6f 75 |.financi|al.accou|
|00002cf0| 6e 74 69 6e 67 00 73 74 | 61 6e 64 61 72 64 73 00 |nting.st|andards.|
|00002d00| 62 6f 61 72 64 00 28 46 | 41 53 42 29 00 5c 68 2d |board.(F|ASB).\h-|
|00002d10| a6 bd 84 4d 00 5c 63 31 | 00 2e 00 5c 69 2d 00 0d |...M.\c1|...\i-..|
|00002d20| 0a 5c 70 00 fb 68 03 00 | 68 94 2b 00 00 04 00 00 |.\p..h..|h.+.....|
|00002d30| 00 68 c2 2b 00 00 26 00 | 00 00 68 1f 2d 00 00 00 |.h.+..&.|..h.-...|
|00002d40| 00 00 00 fc fd 00 00 fe | 00 00 00 00 06 aa fa 96 |........|........|
|00002d50| 0d 0a 0d 0a 5c 70 00 5c | 62 00 41 43 43 4f 55 4e |....\p.\|b.ACCOUN|
|00002d60| 54 00 52 45 43 4f 4e 43 | 49 4c 49 41 54 49 4f 4e |T.RECONC|ILIATION|
|00002d70| 00 5c 62 2d 00 0d 0a 5c | 70 00 74 68 65 00 70 72 |.\b-...\|p.the.pr|
|00002d80| 6f 63 65 73 73 00 6f 66 | 00 61 64 6a 75 73 74 69 |ocess.of|.adjusti|
|00002d90| 6e 67 00 74 68 65 00 62 | 61 6c 61 6e 63 65 00 69 |ng.the.b|alance.i|
|00002da0| 6e 00 79 6f 75 72 00 63 | 68 65 63 6b 62 6f 6f 6b |n.your.c|heckbook|
|00002db0| 00 74 6f 00 6d 61 74 63 | 68 00 79 6f 75 72 00 62 |.to.matc|h.your.b|
|00002dc0| 61 6e 6b 00 73 74 61 74 | 65 6d 65 6e 74 2e 00 59 |ank.stat|ement..Y|
|00002dd0| 6f 75 72 00 63 68 65 63 | 6b 62 6f 6f 6b 00 62 61 |our.chec|kbook.ba|
|00002de0| 6c 61 6e 63 65 2c 00 70 | 6c 75 73 00 6f 75 74 73 |lance,.p|lus.outs|
|00002df0| 74 61 6e 64 69 6e 67 00 | 63 68 65 63 6b 73 2c 00 |tanding.|checks,.|
|00002e00| 6c 65 73 73 00 62 61 6e | 6b 00 63 68 61 72 67 65 |less.ban|k.charge|
|00002e10| 73 2c 00 70 6c 75 73 00 | 69 6e 74 65 72 65 73 74 |s,.plus.|interest|
|00002e20| 00 28 69 66 00 61 6e 79 | 29 2c 00 73 68 6f 75 6c |.(if.any|),.shoul|
|00002e30| 64 00 65 71 75 61 6c 00 | 74 68 65 00 62 61 6c 61 |d.equal.|the.bala|
|00002e40| 6e 63 65 00 73 68 6f 77 | 6e 00 6f 6e 00 79 6f 75 |nce.show|n.on.you|
|00002e50| 72 00 62 61 6e 6b 00 73 | 74 61 74 65 6d 65 6e 74 |r.bank.s|tatement|
|00002e60| 2e 00 0d 0a 5c 70 00 fb | 68 03 00 68 52 2d 00 00 |....\p..|h..hR-..|
|00002e70| 02 00 00 00 68 75 2d 00 | 00 24 00 00 00 68 62 2e |....hu-.|.$...hb.|
|00002e80| 00 00 00 00 00 00 fc fd | 00 00 fe 00 00 00 00 02 |........|........|
|00002e90| d0 d9 17 0d 0a 0d 0a 5c | 70 00 5c 62 00 41 43 43 |.......\|p.\b.ACC|
|00002ea0| 4f 55 4e 54 53 00 50 41 | 59 41 42 4c 45 00 5c 62 |OUNTS.PA|YABLE.\b|
|00002eb0| 2d 00 0d 0a 5c 70 00 61 | 6d 6f 75 6e 74 73 00 6f |-...\p.a|mounts.o|
|00002ec0| 77 69 6e 67 00 6f 6e 00 | 6f 70 65 6e 00 61 63 63 |wing.on.|open.acc|
|00002ed0| 6f 75 6e 74 00 74 6f 00 | 63 72 65 64 69 74 6f 72 |ount.to.|creditor|
|00002ee0| 73 00 66 6f 72 00 67 6f | 6f 64 73 00 61 6e 64 00 |s.for.go|ods.and.|
|00002ef0| 73 65 72 76 69 63 65 73 | 2e 00 41 6e 61 6c 79 73 |services|..Analys|
|00002f00| 74 73 00 6c 6f 6f 6b 00 | 61 74 00 74 68 65 00 72 |ts.look.|at.the.r|
|00002f10| 65 6c 61 74 69 6f 6e 73 | 68 69 70 00 6f 66 00 61 |elations|hip.of.a|
|00002f20| 63 63 6f 75 6e 74 73 00 | 70 61 79 61 62 6c 65 00 |ccounts.|payable.|
|00002f30| 74 6f 00 70 75 72 63 68 | 61 73 65 73 00 66 6f 72 |to.purch|ases.for|
|00002f40| 00 69 6e 64 69 63 61 74 | 69 6f 6e 73 00 6f 66 00 |.indicat|ions.of.|
|00002f50| 73 6f 75 6e 64 00 64 61 | 79 2d 74 6f 2d 64 61 79 |sound.da|y-to-day|
|00002f60| 00 66 69 6e 61 6e 63 69 | 61 6c 00 6d 61 6e 61 67 |.financi|al.manag|
|00002f70| 65 6d 65 6e 74 2e 00 5c | 69 00 53 65 65 00 61 6c |ement..\|i.See.al|
|00002f80| 73 6f 00 5c 68 00 5c 63 | 34 00 74 72 61 64 65 00 |so.\h.\c|4.trade.|
|00002f90| 63 72 65 64 69 74 00 5c | 68 2d cc 94 37 6c 00 5c |credit.\|h-..7l.\|
|00002fa0| 63 31 00 5c 69 2d 00 2e | 00 0d 0a 5c 70 00 fb 68 |c1.\i-..|...\p..h|
|00002fb0| 03 00 68 95 2e 00 00 02 | 00 00 00 68 b2 2e 00 00 |..h.....|...h....|
|00002fc0| 21 00 00 00 68 a9 2f 00 | 00 00 00 00 00 fc fd 00 |!...h./.|........|
|00002fd0| 00 fe 00 00 00 00 08 89 | 65 67 0d 0a 0d 0a 5c 70 |........|eg....\p|
|00002fe0| 00 5c 62 00 41 43 43 4f | 55 4e 54 53 00 52 45 43 |.\b.ACCO|UNTS.REC|
|00002ff0| 45 49 56 41 42 4c 45 00 | 5c 62 2d 00 0d 0a 5c 70 |EIVABLE.|\b-...\p|
|00003000| 00 6d 6f 6e 65 79 00 6f | 77 65 64 00 74 6f 00 61 |.money.o|wed.to.a|
|00003010| 00 62 75 73 69 6e 65 73 | 73 00 66 6f 72 00 6d 65 |.busines|s.for.me|
|00003020| 72 63 68 61 6e 64 69 73 | 65 00 6f 72 00 73 65 72 |rchandis|e.or.ser|
|00003030| 76 69 63 65 73 00 73 6f | 6c 64 00 6f 6e 00 6f 70 |vices.so|ld.on.op|
|00003040| 65 6e 00 61 63 63 6f 75 | 6e 74 2c 00 61 00 6b 65 |en.accou|nt,.a.ke|
|00003050| 79 00 66 61 63 74 6f 72 | 00 69 6e 00 61 6e 61 6c |y.factor|.in.anal|
|00003060| 79 7a 69 6e 67 00 61 00 | 63 6f 6d 70 61 6e 79 01 |yzing.a.|company.|
|00003070| 92 73 00 5c 69 00 5c 68 | 00 5c 63 34 00 6c 69 71 |.s.\i.\h|.\c4.liq|
|00003080| 75 69 64 69 74 79 00 5c | 68 2d f2 83 db c7 00 5c |uidity.\|h-.....\|
|00003090| 63 31 00 5c 69 2d 00 01 | 97 69 74 73 00 61 62 69 |c1.\i-..|.its.abi|
|000030a0| 6c 69 74 79 00 74 6f 00 | 6d 65 65 74 00 63 75 72 |lity.to.|meet.cur|
|000030b0| 72 65 6e 74 00 6f 62 6c | 69 67 61 74 69 6f 6e 73 |rent.obl|igations|
|000030c0| 00 77 69 74 68 6f 75 74 | 00 61 64 64 69 74 69 6f |.without|.additio|
|000030d0| 6e 61 6c 00 72 65 76 65 | 6e 75 65 73 2e 00 5c 69 |nal.reve|nues..\i|
|000030e0| 00 53 65 65 00 61 6c 73 | 6f 00 5c 68 00 5c 63 34 |.See.als|o.\h.\c4|
|000030f0| 00 61 63 63 6f 75 6e 74 | 73 00 72 65 63 65 69 76 |.account|s.receiv|
|00003100| 61 62 6c 65 00 74 75 72 | 6e 6f 76 65 72 00 5c 68 |able.tur|nover.\h|
|00003110| 2d fe 60 8a f3 00 5c 63 | 31 00 3b 00 5c 68 00 5c |-.`...\c|1.;.\h.\|
|00003120| 63 34 00 61 67 69 6e 67 | 00 73 63 68 65 64 75 6c |c4.aging|.schedul|
|00003130| 65 00 5c 68 2d f4 e8 f3 | 2f 00 5c 63 31 00 3b 00 |e.\h-...|/.\c1.;.|
|00003140| 5c 68 00 5c 63 34 00 63 | 6f 6c 6c 65 63 74 69 6f |\h.\c4.c|ollectio|
|00003150| 6e 00 72 61 74 69 6f 00 | 5c 68 2d 12 2a 75 9e 00 |n.ratio.|\h-.*u..|
|00003160| 5c 63 31 00 2e 00 5c 69 | 2d 00 0d 0a 5c 70 00 fb |\c1...\i|-...\p..|
|00003170| 68 03 00 68 dc 2f 00 00 | 02 00 00 00 68 fc 2f 00 |h..h./..|....h./.|
|00003180| 00 2a 00 00 00 68 6a 31 | 00 00 00 00 00 00 fc fd |.*...hj1|........|
|00003190| 00 00 fe 00 00 00 00 fe | 60 8a f3 0d 0a 0d 0a 5c |........|`......\|
|000031a0| 70 00 5c 62 00 41 43 43 | 4f 55 4e 54 53 00 52 45 |p.\b.ACC|OUNTS.RE|
|000031b0| 43 45 49 56 41 42 4c 45 | 00 46 49 4e 41 4e 43 49 |CEIVABLE|.FINANCI|
|000031c0| 4e 47 00 5c 62 2d 00 0d | 0a 5c 70 00 73 68 6f 72 |NG.\b-..|.\p.shor|
|000031d0| 74 2d 74 65 72 6d 00 66 | 69 6e 61 6e 63 69 6e 67 |t-term.f|inancing|
|000031e0| 00 77 68 65 72 65 62 79 | 00 61 63 63 6f 75 6e 74 |.whereby|.account|
|000031f0| 73 00 72 65 63 65 69 76 | 61 62 6c 65 00 73 65 72 |s.receiv|able.ser|
|00003200| 76 65 00 61 73 00 63 6f | 6c 6c 61 74 65 72 61 6c |ve.as.co|llateral|
|00003210| 00 66 6f 72 00 77 6f 72 | 6b 69 6e 67 00 63 61 70 |.for.wor|king.cap|
|00003220| 69 74 61 6c 00 61 64 76 | 61 6e 63 65 73 2e 00 5c |ital.adv|ances..\|
|00003230| 69 00 53 65 65 00 61 6c | 73 6f 00 5c 68 00 5c 63 |i.See.al|so.\h.\c|
|00003240| 34 00 66 61 63 74 6f 72 | 69 6e 67 00 5c 68 2d 56 |4.factor|ing.\h-V|
|00003250| ae f3 f1 00 5c 63 31 00 | 2e 00 5c 69 2d 00 0d 0a |....\c1.|..\i-...|
|00003260| 5c 70 00 fb 68 03 00 68 | 9d 31 00 00 03 00 00 00 |\p..h..h|.1......|
|00003270| 68 c7 31 00 00 10 00 00 | 00 68 5e 32 00 00 00 00 |h.1.....|.h^2....|
|00003280| 00 00 fc fd 00 00 fe 00 | 00 00 00 2c 24 37 c6 0d |........|...,$7..|
|00003290| 0a 0d 0a 5c 70 00 5c 62 | 00 41 43 43 4f 55 4e 54 |...\p.\b|.ACCOUNT|
|000032a0| 53 00 52 45 43 45 49 56 | 41 42 4c 45 00 54 55 52 |S.RECEIV|ABLE.TUR|
|000032b0| 4e 4f 56 45 52 00 5c 62 | 2d 00 0d 0a 5c 70 00 72 |NOVER.\b|-...\p.r|
|000032c0| 61 74 69 6f 00 6f 62 74 | 61 69 6e 65 64 00 62 79 |atio.obt|ained.by|
|000032d0| 00 64 69 76 69 64 69 6e | 67 00 74 6f 74 61 6c 00 |.dividin|g.total.|
|000032e0| 63 72 65 64 69 74 00 73 | 61 6c 65 73 00 62 79 00 |credit.s|ales.by.|
|000032f0| 61 63 63 6f 75 6e 74 73 | 00 72 65 63 65 69 76 61 |accounts|.receiva|
|00003300| 62 6c 65 2e 00 54 68 65 | 00 72 61 74 69 6f 00 69 |ble..The|.ratio.i|
|00003310| 6e 64 69 63 61 74 65 73 | 00 68 6f 77 00 6d 61 6e |ndicates|.how.man|
|00003320| 79 00 74 69 6d 65 73 00 | 74 68 65 00 72 65 63 65 |y.times.|the.rece|
|00003330| 69 76 61 62 6c 65 73 00 | 70 6f 72 74 66 6f 6c 69 |ivables.|portfoli|
|00003340| 6f 00 68 61 73 00 62 65 | 65 6e 00 63 6f 6c 6c 65 |o.has.be|en.colle|
|00003350| 63 74 65 64 00 64 75 72 | 69 6e 67 00 74 68 65 00 |cted.dur|ing.the.|
|00003360| 61 63 63 6f 75 6e 74 69 | 6e 67 00 70 65 72 69 6f |accounti|ng.perio|
|00003370| 64 2e 00 5c 69 00 53 65 | 65 00 61 6c 73 6f 00 5c |d..\i.Se|e.also.\|
|00003380| 68 00 5c 63 34 00 61 63 | 63 6f 75 6e 74 73 00 72 |h.\c4.ac|counts.r|
|00003390| 65 63 65 69 76 61 62 6c | 65 00 5c 68 2d fe 60 8a |eceivabl|e.\h-.`.|
|000033a0| f3 00 5c 63 31 00 3b 00 | 5c 68 00 5c 63 34 00 61 |..\c1.;.|\h.\c4.a|
|000033b0| 67 69 6e 67 00 73 63 68 | 65 64 75 6c 65 00 5c 68 |ging.sch|edule.\h|
|000033c0| 2d f4 e8 f3 2f 00 5c 63 | 31 00 3b 00 5c 68 00 5c |-.../.\c|1.;.\h.\|
|000033d0| 63 34 00 63 6f 6c 6c 65 | 63 74 69 6f 6e 00 72 61 |c4.colle|ction.ra|
|000033e0| 74 69 6f 00 5c 68 2d 12 | 2a 75 9e 00 5c 63 31 00 |tio.\h-.|*u..\c1.|
|000033f0| 2e 00 5c 69 2d 00 0d 0a | 5c 70 00 fb 68 03 00 68 |..\i-...|\p..h..h|
|00003400| 91 32 00 00 03 00 00 00 | 68 ba 32 00 00 25 00 00 |.2......|h.2..%..|
|00003410| 00 68 f6 33 00 00 00 00 | 00 00 fc fd 00 00 fe 00 |.h.3....|........|
|00003420| 00 00 00 a0 0a e4 b2 0d | 0a 0d 0a 5c 70 00 5c 62 |........|...\p.\b|
|00003430| 00 41 43 43 4f 55 4e 54 | 00 53 54 41 54 45 4d 45 |.ACCOUNT|.STATEME|
|00003440| 4e 54 00 5c 62 2d 00 0d | 0a 5c 70 00 5c 62 00 5c |NT.\b-..|.\p.\b.\|
|00003450| 69 00 49 6e 00 67 65 6e | 65 72 61 6c 01 3a 00 5c |i.In.gen|eral.:.\|
|00003460| 62 2d 00 5c 69 2d 00 61 | 6e 79 00 72 65 63 6f 72 |b-.\i-.a|ny.recor|
|00003470| 64 00 6f 66 00 74 72 61 | 6e 73 61 63 74 69 6f 6e |d.of.tra|nsaction|
|00003480| 73 00 61 6e 64 00 74 68 | 65 69 72 00 65 66 66 65 |s.and.th|eir.effe|
|00003490| 63 74 00 6f 6e 00 63 68 | 61 72 67 65 00 6f 72 00 |ct.on.ch|arge.or.|
|000034a0| 6f 70 65 6e 2d 61 63 63 | 6f 75 6e 74 00 62 61 6c |open-acc|ount.bal|
|000034b0| 61 6e 63 65 73 00 64 75 | 72 69 6e 67 00 61 00 73 |ances.du|ring.a.s|
|000034c0| 70 65 63 69 66 69 65 64 | 00 70 65 72 69 6f 64 2e |pecified|.period.|
|000034d0| 00 5c 6e 00 5c 62 00 5c | 69 00 42 61 6e 6b 69 6e |.\n.\b.\|i.Bankin|
|000034e0| 67 01 3a 00 5c 62 2d 00 | 5c 69 2d 00 73 75 6d 6d |g.:.\b-.|\i-.summ|
|000034f0| 61 72 79 00 6f 66 00 61 | 6c 6c 00 63 68 65 63 6b |ary.of.a|ll.check|
|00003500| 73 00 70 61 69 64 2c 00 | 64 65 70 6f 73 69 74 73 |s.paid,.|deposits|
|00003510| 00 72 65 63 6f 72 64 65 | 64 2c 00 61 6e 64 00 72 |.recorde|d,.and.r|
|00003520| 65 73 75 6c 74 69 6e 67 | 00 62 61 6c 61 6e 63 65 |esulting|.balance|
|00003530| 73 00 64 75 72 69 6e 67 | 00 61 00 64 65 66 69 6e |s.during|.a.defin|
|00003540| 65 64 00 70 65 72 69 6f | 64 2e 00 41 6c 73 6f 00 |ed.perio|d..Also.|
|00003550| 63 61 6c 6c 65 64 00 61 | 00 5c 69 00 62 61 6e 6b |called.a|.\i.bank|
|00003560| 00 73 74 61 74 65 6d 65 | 6e 74 2e 00 5c 69 2d 00 |.stateme|nt..\i-.|
|00003570| 5c 6e 00 5c 62 00 5c 69 | 00 53 65 63 75 72 69 74 |\n.\b.\i|.Securit|
|00003580| 69 65 73 01 3a 00 5c 62 | 2d 00 5c 69 2d 00 73 74 |ies.:.\b|-.\i-.st|
|00003590| 61 74 65 6d 65 6e 74 00 | 73 75 6d 6d 61 72 69 7a |atement.|summariz|
|000035a0| 69 6e 67 00 61 6c 6c 00 | 74 72 61 6e 73 61 63 74 |ing.all.|transact|
|000035b0| 69 6f 6e 73 00 61 6e 64 | 00 73 68 6f 77 69 6e 67 |ions.and|.showing|
|000035c0| 00 74 68 65 00 73 74 61 | 74 75 73 00 6f 66 00 61 |.the.sta|tus.of.a|
|000035d0| 6e 00 61 63 63 6f 75 6e | 74 00 77 69 74 68 00 61 |n.accoun|t.with.a|
|000035e0| 00 62 72 6f 6b 65 72 2d | 64 65 61 6c 65 72 00 66 |.broker-|dealer.f|
|000035f0| 69 72 6d 2c 00 69 6e 63 | 6c 75 64 69 6e 67 00 6c |irm,.inc|luding.l|
|00003600| 6f 6e 67 00 61 6e 64 00 | 73 68 6f 72 74 00 70 6f |ong.and.|short.po|
|00003610| 73 69 74 69 6f 6e 73 2e | 00 53 75 63 68 00 73 74 |sitions.|.Such.st|
|00003620| 61 74 65 6d 65 6e 74 73 | 00 6d 75 73 74 00 62 65 |atements|.must.be|
|00003630| 00 69 73 73 75 65 64 00 | 71 75 61 72 74 65 72 6c |.issued.|quarterl|
|00003640| 79 2c 00 62 75 74 00 61 | 72 65 00 67 65 6e 65 72 |y,.but.a|re.gener|
|00003650| 61 6c 6c 79 00 70 72 6f | 76 69 64 65 64 00 6d 6f |ally.pro|vided.mo|
|00003660| 6e 74 68 6c 79 00 77 68 | 65 6e 00 61 63 63 6f 75 |nthly.wh|en.accou|
|00003670| 6e 74 73 00 61 72 65 00 | 61 63 74 69 76 65 2e 00 |nts.are.|active..|
|00003680| 41 6c 73 6f 2c 00 74 68 | 65 00 5c 69 00 5c 68 00 |Also,.th|e.\i.\h.|
|00003690| 5c 63 34 00 6f 70 74 69 | 6f 6e 00 61 67 72 65 65 |\c4.opti|on.agree|
|000036a0| 6d 65 6e 74 00 5c 68 2d | 8c 20 ea c1 00 5c 63 31 |ment.\h-|. ...\c1|
|000036b0| 00 5c 69 2d 00 72 65 71 | 75 69 72 65 64 00 77 68 |.\i-.req|uired.wh|
|000036c0| 65 6e 00 61 6e 00 6f 70 | 74 69 6f 6e 00 61 63 63 |en.an.op|tion.acc|
|000036d0| 6f 75 6e 74 00 69 73 00 | 6f 70 65 6e 65 64 2e 00 |ount.is.|opened..|
|000036e0| 0d 0a 5c 70 00 fb 68 03 | 00 68 29 34 00 00 02 00 |..\p..h.|.h)4....|
|000036f0| 00 00 68 47 34 00 00 55 | 00 00 00 68 e0 36 00 00 |..hG4..U|...h.6..|
|00003700| 00 00 00 00 fc fd 00 00 | fe 00 00 00 00 5c 60 fb |........|.....\`.|
|00003710| f4 0d 0a 0d 0a 5c 70 00 | 5c 62 00 41 43 43 52 45 |.....\p.|\b.ACCRE|
|00003720| 44 49 54 45 44 00 49 4e | 56 45 53 54 4f 52 00 5c |DITED.IN|VESTOR.\|
|00003730| 62 2d 00 0d 0a 5c 70 00 | 75 6e 64 65 72 00 53 65 |b-...\p.|under.Se|
|00003740| 63 75 72 69 74 69 65 73 | 00 61 6e 64 00 45 78 63 |curities|.and.Exc|
|00003750| 68 61 6e 67 65 00 43 6f | 6d 6d 69 73 73 69 6f 6e |hange.Co|mmission|
|00003760| 00 52 65 67 75 6c 61 74 | 69 6f 6e 00 44 2c 00 61 |.Regulat|ion.D,.a|
|00003770| 00 77 65 61 6c 74 68 79 | 00 69 6e 76 65 73 74 6f |.wealthy|.investo|
|00003780| 72 00 77 68 6f 00 64 6f | 65 73 00 6e 6f 74 00 63 |r.who.do|es.not.c|
|00003790| 6f 75 6e 74 00 61 73 00 | 6f 6e 65 00 6f 66 00 74 |ount.as.|one.of.t|
|000037a0| 68 65 00 6d 61 78 69 6d | 75 6d 00 6f 66 00 33 35 |he.maxim|um.of.35|
|000037b0| 00 70 65 6f 70 6c 65 00 | 61 6c 6c 6f 77 65 64 00 |.people.|allowed.|
|000037c0| 74 6f 00 70 75 74 00 6d | 6f 6e 65 79 00 69 6e 74 |to.put.m|oney.int|
|000037d0| 6f 00 61 00 5c 69 00 5c | 68 00 5c 63 34 00 70 72 |o.a.\i.\|h.\c4.pr|
|000037e0| 69 76 61 74 65 00 6c 69 | 6d 69 74 65 64 00 70 61 |ivate.li|mited.pa|
|000037f0| 72 74 6e 65 72 73 68 69 | 70 00 5c 68 2d 92 12 48 |rtnershi|p.\h-..H|
|00003800| 72 00 5c 63 31 00 2e 00 | 5c 69 2d 00 54 6f 00 62 |r.\c1...|\i-.To.b|
|00003810| 65 00 61 63 63 72 65 64 | 69 74 65 64 2c 00 73 75 |e.accred|ited,.su|
|00003820| 63 68 00 61 6e 00 69 6e | 76 65 73 74 6f 72 00 6d |ch.an.in|vestor.m|
|00003830| 75 73 74 00 68 61 76 65 | 00 61 00 6e 65 74 00 77 |ust.have|.a.net.w|
|00003840| 6f 72 74 68 00 6f 66 00 | 61 74 00 6c 65 61 73 74 |orth.of.|at.least|
|00003850| 00 24 31 00 6d 69 6c 6c | 69 6f 6e 00 6f 72 00 61 |.$1.mill|ion.or.a|
|00003860| 6e 00 61 6e 6e 75 61 6c | 00 69 6e 63 6f 6d 65 00 |n.annual|.income.|
|00003870| 6f 66 00 61 74 00 6c 65 | 61 73 74 00 24 32 30 30 |of.at.le|ast.$200|
|00003880| 2c 30 30 30 2c 00 6f 72 | 00 6d 75 73 74 00 70 75 |,000,.or|.must.pu|
|00003890| 74 00 61 74 00 6c 65 61 | 73 74 00 24 31 35 30 2c |t.at.lea|st.$150,|
|000038a0| 30 30 30 00 69 6e 74 6f | 00 74 68 65 00 64 65 61 |000.into|.the.dea|
|000038b0| 6c 2c 00 61 6e 64 00 74 | 68 65 00 69 6e 76 65 73 |l,.and.t|he.inves|
|000038c0| 74 6d 65 6e 74 00 6d 75 | 73 74 00 6e 6f 74 00 61 |tment.mu|st.not.a|
|000038d0| 63 63 6f 75 6e 74 00 66 | 6f 72 00 6d 6f 72 65 00 |ccount.f|or.more.|
|000038e0| 74 68 61 6e 00 32 30 25 | 00 6f 66 00 74 68 65 00 |than.20%|.of.the.|
|000038f0| 69 6e 76 65 73 74 6f 72 | 01 92 73 00 77 6f 72 74 |investor|..s.wort|
|00003900| 68 2e 00 50 72 69 76 61 | 74 65 00 6c 69 6d 69 74 |h..Priva|te.limit|
|00003910| 65 64 00 70 61 72 74 6e | 65 72 73 68 69 70 73 00 |ed.partn|erships.|
|00003920| 75 73 65 00 61 63 63 72 | 65 64 69 74 65 64 00 69 |use.accr|edited.i|
|00003930| 6e 76 65 73 74 6f 72 73 | 00 74 6f 00 72 61 69 73 |nvestors|.to.rais|
|00003940| 65 00 61 00 6c 61 72 67 | 65 72 00 61 6d 6f 75 6e |e.a.larg|er.amoun|
|00003950| 74 00 6f 66 00 63 61 70 | 69 74 61 6c 00 74 68 61 |t.of.cap|ital.tha|
|00003960| 6e 00 77 6f 75 6c 64 00 | 62 65 00 70 6f 73 73 69 |n.would.|be.possi|
|00003970| 62 6c 65 00 69 66 00 6f | 6e 6c 79 00 33 35 00 6c |ble.if.o|nly.35.l|
|00003980| 65 73 73 2d 77 65 61 6c | 74 68 79 00 70 65 6f 70 |ess-weal|thy.peop|
|00003990| 6c 65 00 63 6f 75 6c 64 | 00 63 6f 6e 74 72 69 62 |le.could|.contrib|
|000039a0| 75 74 65 2e 00 0d 0a 5c | 70 00 fb 68 03 00 68 13 |ute....\|p..h..h.|
|000039b0| 37 00 00 02 00 00 00 68 | 33 37 00 00 67 00 00 00 |7......h|37..g...|
|000039c0| 68 a5 39 00 00 00 00 00 | 00 fc fd 00 00 fe 00 00 |h.9.....|........|
|000039d0| 00 00 ac 18 d0 9a 0d 0a | 0d 0a 5c 70 00 5c 62 00 |........|..\p.\b.|
|000039e0| 41 43 43 52 45 54 49 4f | 4e 00 5c 62 2d 00 0d 0a |ACCRETIO|N.\b-...|
|000039f0| 5c 70 00 5c 6e 00 5c 62 | 00 31 2e 00 5c 62 2d 00 |\p.\n.\b|.1..\b-.|
|00003a00| 61 73 73 65 74 00 67 72 | 6f 77 74 68 00 74 68 72 |asset.gr|owth.thr|
|00003a10| 6f 75 67 68 00 69 6e 74 | 65 72 6e 61 6c 00 65 78 |ough.int|ernal.ex|
|00003a20| 70 61 6e 73 69 6f 6e 2c | 00 61 63 71 75 69 73 69 |pansion,|.acquisi|
|00003a30| 74 69 6f 6e 2c 00 6f 72 | 00 73 75 63 68 00 63 61 |tion,.or|.such.ca|
|00003a40| 75 73 65 73 00 61 73 00 | 61 67 69 6e 67 00 6f 66 |uses.as.|aging.of|
|00003a50| 00 77 68 69 73 6b 79 00 | 6f 72 00 67 72 6f 77 74 |.whisky.|or.growt|
|00003a60| 68 00 6f 66 00 74 69 6d | 62 65 72 2e 00 5c 6e 00 |h.of.tim|ber..\n.|
|00003a70| 5c 62 00 32 2e 00 5c 62 | 2d 00 61 64 6a 75 73 74 |\b.2..\b|-.adjust|
|00003a80| 6d 65 6e 74 00 6f 66 00 | 74 68 65 00 64 69 66 66 |ment.of.|the.diff|
|00003a90| 65 72 65 6e 63 65 00 62 | 65 74 77 65 65 6e 00 74 |erence.b|etween.t|
|00003aa0| 68 65 00 70 72 69 63 65 | 00 6f 66 00 61 00 62 6f |he.price|.of.a.bo|
|00003ab0| 6e 64 00 62 6f 75 67 68 | 74 00 61 74 00 61 6e 00 |nd.bough|t.at.an.|
|00003ac0| 6f 72 69 67 69 6e 61 6c | 00 64 69 73 63 6f 75 6e |original|.discoun|
|00003ad0| 74 00 61 6e 64 00 74 68 | 65 00 70 61 72 00 76 61 |t.and.th|e.par.va|
|00003ae0| 6c 75 65 00 6f 66 00 74 | 68 65 00 62 6f 6e 64 2e |lue.of.t|he.bond.|
|00003af0| 00 0d 0a 5c 70 00 fb 68 | 03 00 68 d8 39 00 00 01 |...\p..h|..h.9...|
|00003b00| 00 00 00 68 ee 39 00 00 | 29 00 00 00 68 f1 3a 00 |...h.9..|)...h.:.|
|00003b10| 00 00 00 00 00 fc fd 00 | 00 fe 00 00 00 00 1a 7f |........|........|
|00003b20| fd 39 0d 0a 0d 0a 5c 70 | 00 5c 62 00 41 43 43 52 |.9....\p|.\b.ACCR|
|00003b30| 55 41 4c 00 42 41 53 49 | 53 00 5c 62 2d 00 0d 0a |UAL.BASI|S.\b-...|
|00003b40| 5c 70 00 61 63 63 6f 75 | 6e 74 69 6e 67 00 6d 65 |\p.accou|nting.me|
|00003b50| 74 68 6f 64 00 77 68 65 | 72 65 62 79 00 69 6e 63 |thod.whe|reby.inc|
|00003b60| 6f 6d 65 00 61 6e 64 00 | 65 78 70 65 6e 73 65 00 |ome.and.|expense.|
|00003b70| 69 74 65 6d 73 00 61 72 | 65 00 72 65 63 6f 67 6e |items.ar|e.recogn|
|00003b80| 69 7a 65 64 00 61 73 00 | 74 68 65 79 00 61 72 65 |ized.as.|they.are|
|00003b90| 00 65 61 72 6e 65 64 00 | 6f 72 00 69 6e 63 75 72 |.earned.|or.incur|
|00003ba0| 72 65 64 2c 00 65 76 65 | 6e 00 74 68 6f 75 67 68 |red,.eve|n.though|
|00003bb0| 00 74 68 65 79 00 6d 61 | 79 00 6e 6f 74 00 68 61 |.they.ma|y.not.ha|
|00003bc0| 76 65 00 62 65 65 6e 00 | 72 65 63 65 69 76 65 64 |ve.been.|received|
|00003bd0| 00 6f 72 00 61 63 74 75 | 61 6c 6c 79 00 70 61 69 |.or.actu|ally.pai|
|00003be0| 64 00 69 6e 00 63 61 73 | 68 2e 00 54 68 65 00 61 |d.in.cas|h..The.a|
|00003bf0| 6c 74 65 72 6e 61 74 69 | 76 65 00 69 73 00 5c 69 |lternati|ve.is.\i|
|00003c00| 00 5c 68 00 5c 63 34 00 | 63 61 73 68 00 62 61 73 |.\h.\c4.|cash.bas|
|00003c10| 69 73 00 5c 68 2d e4 e7 | e7 2b 00 5c 63 31 00 5c |is.\h-..|.+.\c1.\|
|00003c20| 69 2d 00 61 63 63 6f 75 | 6e 74 69 6e 67 2e 00 0d |i-.accou|nting...|
|00003c30| 0a 5c 70 00 fb 68 03 00 | 68 24 3b 00 00 02 00 00 |.\p..h..|h$;.....|
|00003c40| 00 68 3e 3b 00 00 22 00 | 00 00 68 2f 3c 00 00 00 |.h>;..".|..h/<...|
|00003c50| 00 00 00 fc fd 00 00 fe | 00 00 00 00 1e 43 5c a4 |........|.....C\.|
|00003c60| 0d 0a 0d 0a 5c 70 00 5c | 62 00 41 43 43 52 55 41 |....\p.\|b.ACCRUA|
|00003c70| 4c 00 42 4f 4e 44 53 00 | 5c 62 2d 00 0d 0a 5c 70 |L.BONDS.|\b-...\p|
|00003c80| 00 62 6f 6e 64 73 00 74 | 68 61 74 00 64 6f 00 6e |.bonds.t|hat.do.n|
|00003c90| 6f 74 00 6d 61 6b 65 00 | 70 65 72 69 6f 64 69 63 |ot.make.|periodic|
|00003ca0| 00 69 6e 74 65 72 65 73 | 74 00 70 61 79 6d 65 6e |.interes|t.paymen|
|00003cb0| 74 73 2c 00 62 75 74 00 | 69 6e 73 74 65 61 64 00 |ts,.but.|instead.|
|00003cc0| 61 63 63 72 75 65 00 69 | 6e 74 65 72 65 73 74 00 |accrue.i|nterest.|
|00003cd0| 75 6e 74 69 6c 00 74 68 | 65 00 62 6f 6e 64 00 6d |until.th|e.bond.m|
|00003ce0| 61 74 75 72 65 73 2e 00 | 41 6c 73 6f 00 6b 6e 6f |atures..|Also.kno|
|00003cf0| 77 6e 00 61 73 00 5c 69 | 00 7a 65 72 6f 2d 63 6f |wn.as.\i|.zero-co|
|00003d00| 75 70 6f 6e 00 62 6f 6e | 64 73 2e 00 5c 69 2d 00 |upon.bon|ds..\i-.|
|00003d10| 5c 69 00 53 65 65 00 61 | 6c 73 6f 00 5c 68 00 5c |\i.See.a|lso.\h.\|
|00003d20| 63 34 00 7a 65 72 6f 2d | 63 6f 75 70 6f 6e 00 73 |c4.zero-|coupon.s|
|00003d30| 65 63 75 72 69 74 69 65 | 73 00 5c 68 2d 8a 86 46 |ecuritie|s.\h-..F|
|00003d40| fb 00 5c 63 31 00 2e 00 | 5c 69 2d 00 0d 0a 5c 70 |..\c1...|\i-...\p|
|00003d50| 00 fb 68 03 00 68 62 3c | 00 00 02 00 00 00 68 7c |..h..hb<|......h||
|00003d60| 3c 00 00 1a 00 00 00 68 | 4c 3d 00 00 00 00 00 00 |<......h|L=......|
|00003d70| fc fd 00 00 fe 00 00 00 | 00 7c 11 e9 75 0d 0a 0d |........|.|..u...|
|00003d80| 0a 5c 70 00 5c 62 00 41 | 43 43 52 55 45 44 00 42 |.\p.\b.A|CCRUED.B|
|00003d90| 45 4e 45 46 49 54 53 00 | 5c 62 2d 00 0d 0a 5c 70 |ENEFITS.|\b-...\p|
|00003da0| 00 70 65 6e 73 69 6f 6e | 00 62 65 6e 65 66 69 74 |.pension|.benefit|
|00003db0| 73 00 74 68 61 74 00 61 | 6e 00 65 6d 70 6c 6f 79 |s.that.a|n.employ|
|00003dc0| 65 65 00 68 61 73 00 65 | 61 72 6e 65 64 00 62 61 |ee.has.e|arned.ba|
|00003dd0| 73 65 64 00 6f 6e 00 68 | 69 73 00 6f 72 00 68 65 |sed.on.h|is.or.he|
|00003de0| 72 00 79 65 61 72 73 00 | 6f 66 00 73 65 72 76 69 |r.years.|of.servi|
|00003df0| 63 65 00 61 74 00 61 00 | 63 6f 6d 70 61 6e 79 2e |ce.at.a.|company.|
|00003e00| 00 5c 69 00 53 65 65 00 | 61 6c 73 6f 00 5c 68 00 |.\i.See.|also.\h.|
|00003e10| 5c 63 34 00 76 65 73 74 | 69 6e 67 00 5c 68 2d f8 |\c4.vest|ing.\h-.|
|00003e20| 6a ce 58 00 5c 63 31 00 | 2e 00 5c 69 2d 00 0d 0a |j.X.\c1.|..\i-...|
|00003e30| 5c 70 00 fb 68 03 00 68 | 7f 3d 00 00 02 00 00 00 |\p..h..h|.=......|
|00003e40| 68 9c 3d 00 00 16 00 00 | 00 68 2e 3e 00 00 00 00 |h.=.....|.h.>....|
|00003e50| 00 00 fc fd 00 00 fe 00 | 00 00 00 fe 39 eb b4 0d |........|....9...|
|00003e60| 0a 0d 0a 5c 70 00 5c 62 | 00 41 43 43 52 55 45 44 |...\p.\b|.ACCRUED|
|00003e70| 00 49 4e 54 45 52 45 53 | 54 00 5c 62 2d 00 0d 0a |.INTERES|T.\b-...|
|00003e80| 5c 70 00 69 6e 74 65 72 | 65 73 74 00 74 68 61 74 |\p.inter|est.that|
|00003e90| 00 68 61 73 00 61 63 63 | 75 6d 75 6c 61 74 65 64 |.has.acc|umulated|
|00003ea0| 00 62 65 74 77 65 65 6e | 00 74 68 65 00 6d 6f 73 |.between|.the.mos|
|00003eb0| 74 00 72 65 63 65 6e 74 | 00 70 61 79 6d 65 6e 74 |t.recent|.payment|
|00003ec0| 00 61 6e 64 00 74 68 65 | 00 73 61 6c 65 00 6f 66 |.and.the|.sale.of|
|00003ed0| 00 61 00 62 6f 6e 64 00 | 6f 72 00 6f 74 68 65 72 |.a.bond.|or.other|
|00003ee0| 00 66 69 78 65 64 2d 69 | 6e 63 6f 6d 65 00 73 65 |.fixed-i|ncome.se|
|00003ef0| 63 75 72 69 74 79 2e 00 | 41 74 00 74 68 65 00 74 |curity..|At.the.t|
|00003f00| 69 6d 65 00 6f 66 00 73 | 61 6c 65 2c 00 74 68 65 |ime.of.s|ale,.the|
|00003f10| 00 62 75 79 65 72 00 70 | 61 79 73 00 74 68 65 00 |.buyer.p|ays.the.|
|00003f20| 73 65 6c 6c 65 72 00 74 | 68 65 00 62 6f 6e 64 01 |seller.t|he.bond.|
|00003f30| 92 73 00 70 72 69 63 65 | 00 70 6c 75 73 00 61 63 |.s.price|.plus.ac|
|00003f40| 63 72 75 65 64 00 69 6e | 74 65 72 65 73 74 2c 00 |crued.in|terest,.|
|00003f50| 63 61 6c 63 75 6c 61 74 | 65 64 00 62 79 00 6d 75 |calculat|ed.by.mu|
|00003f60| 6c 74 69 70 6c 79 69 6e | 67 00 74 68 65 00 63 6f |ltiplyin|g.the.co|
|00003f70| 75 70 6f 6e 00 72 61 74 | 65 00 62 79 00 74 68 65 |upon.rat|e.by.the|
|00003f80| 00 6e 75 6d 62 65 72 00 | 6f 66 00 64 61 79 73 00 |.number.|of.days.|
|00003f90| 74 68 61 74 00 68 61 76 | 65 00 65 6c 61 70 73 65 |that.hav|e.elapse|
|00003fa0| 64 00 73 69 6e 63 65 00 | 74 68 65 00 6c 61 73 74 |d.since.|the.last|
|00003fb0| 00 70 61 79 6d 65 6e 74 | 2e 00 41 63 63 72 75 65 |.payment|..Accrue|
|00003fc0| 64 00 69 6e 74 65 72 65 | 73 74 00 69 73 00 61 6c |d.intere|st.is.al|
|00003fd0| 73 6f 00 75 73 65 64 00 | 69 6e 00 61 00 72 65 61 |so.used.|in.a.rea|
|00003fe0| 6c 00 65 73 74 61 74 65 | 00 5c 69 00 5c 68 00 5c |l.estate|.\i.\h.\|
|00003ff0| 63 34 00 6c 69 6d 69 74 | 65 64 00 70 61 72 74 6e |c4.limit|ed.partn|
|00004000| 65 72 73 68 69 70 00 5c | 68 2d d4 45 a9 b3 00 5c |ership.\|h-.E...\|
|00004010| 63 31 00 5c 69 2d 00 77 | 68 65 6e 00 74 68 65 00 |c1.\i-.w|hen.the.|
|00004020| 73 65 6c 6c 65 72 00 6f | 66 00 61 00 62 75 69 6c |seller.o|f.a.buil|
|00004030| 64 69 6e 67 00 74 61 6b | 65 73 00 61 00 6c 75 6d |ding.tak|es.a.lum|
|00004040| 70 00 73 75 6d 00 69 6e | 00 63 61 73 68 00 61 74 |p.sum.in|.cash.at|
|00004050| 00 74 68 65 00 74 69 6d | 65 00 6f 66 00 73 61 6c |.the.tim|e.of.sal|
|00004060| 65 00 61 6e 64 00 67 69 | 76 65 73 00 61 00 73 65 |e.and.gi|ves.a.se|
|00004070| 63 6f 6e 64 00 6d 6f 72 | 74 67 61 67 65 00 66 6f |cond.mor|tgage.fo|
|00004080| 72 00 74 68 65 00 72 65 | 6d 61 69 6e 64 65 72 2e |r.the.re|mainder.|
|00004090| 00 49 66 00 74 68 65 00 | 72 65 6e 74 61 6c 00 69 |.If.the.|rental.i|
|000040a0| 6e 63 6f 6d 65 00 66 72 | 6f 6d 00 74 68 65 00 62 |ncome.fr|om.the.b|
|000040b0| 75 69 6c 64 69 6e 67 00 | 64 6f 65 73 00 6e 6f 74 |uilding.|does.not|
|000040c0| 00 63 6f 76 65 72 00 74 | 68 65 00 6d 6f 72 74 67 |.cover.t|he.mortg|
|000040d0| 61 67 65 00 70 61 79 6d | 65 6e 74 73 2c 00 74 68 |age.paym|ents,.th|
|000040e0| 65 00 73 65 6c 6c 65 72 | 00 61 67 72 65 65 73 00 |e.seller|.agrees.|
|000040f0| 74 6f 00 6c 65 74 00 74 | 68 65 00 69 6e 74 65 72 |to.let.t|he.inter|
|00004100| 65 73 74 00 61 63 63 72 | 75 65 00 75 6e 74 69 6c |est.accr|ue.until|
|00004110| 00 74 68 65 00 62 75 69 | 6c 64 69 6e 67 00 69 73 |.the.bui|lding.is|
|00004120| 00 73 6f 6c 64 00 74 6f | 00 73 6f 6d 65 6f 6e 65 |.sold.to|.someone|
|00004130| 00 65 6c 73 65 2e 00 41 | 63 63 72 75 65 64 00 69 |.else..A|ccrued.i|
|00004140| 6e 74 65 72 65 73 74 00 | 64 65 61 6c 73 00 77 65 |nterest.|deals.we|
|00004150| 72 65 00 63 75 72 74 61 | 69 6c 65 64 00 62 79 00 |re.curta|iled.by.|
|00004160| 74 68 65 00 31 39 38 34 | 00 74 61 78 00 61 63 74 |the.1984|.tax.act|
|00004170| 2e 00 0d 0a 5c 70 00 fb | 68 03 00 68 61 3e 00 00 |....\p..|h..ha>..|
|00004180| 02 00 00 00 68 7e 3e 00 | 00 80 00 00 00 68 72 41 |....h~>.|.....hrA|
|00004190| 00 00 00 00 00 00 fc fd | 00 00 fe 00 00 00 00 10 |........|........|
|000041a0| 42 9c 72 0d 0a 0d 0a 5c | 70 00 5c 62 00 41 43 43 |B.r....\|p.\b.ACC|
|000041b0| 52 55 45 44 00 4d 41 52 | 4b 45 54 00 44 49 53 43 |RUED.MAR|KET.DISC|
|000041c0| 4f 55 4e 54 00 5c 62 2d | 00 0d 0a 5c 70 00 69 6e |OUNT.\b-|...\p.in|
|000041d0| 63 72 65 61 73 65 00 69 | 6e 00 6d 61 72 6b 65 74 |crease.i|n.market|
|000041e0| 00 76 61 6c 75 65 00 6f | 66 00 61 00 5c 69 00 5c |.value.o|f.a.\i.\|
|000041f0| 68 00 5c 63 34 00 64 69 | 73 63 6f 75 6e 74 00 62 |h.\c4.di|scount.b|
|00004200| 6f 6e 64 00 5c 68 2d 62 | b8 54 d8 00 5c 63 31 00 |ond.\h-b|.T..\c1.|
|00004210| 5c 69 2d 00 74 68 61 74 | 00 6f 63 63 75 72 73 00 |\i-.that|.occurs.|
|00004220| 62 65 63 61 75 73 65 00 | 6f 66 00 69 74 73 00 61 |because.|of.its.a|
|00004230| 70 70 72 6f 61 63 68 69 | 6e 67 00 5c 69 00 5c 68 |pproachi|ng.\i.\h|
|00004240| 00 5c 63 34 00 6d 61 74 | 75 72 69 74 79 00 64 61 |.\c4.mat|urity.da|
|00004250| 74 65 00 5c 68 2d 22 dd | 6f 0a 00 5c 63 31 00 5c |te.\h-".|o..\c1.\|
|00004260| 69 2d 00 28 77 68 65 6e | 00 69 74 00 69 73 00 72 |i-.(when|.it.is.r|
|00004270| 65 64 65 65 6d 61 62 6c | 65 00 61 74 00 5c 69 00 |edeemabl|e.at.\i.|
|00004280| 5c 68 00 5c 63 34 00 70 | 61 72 00 5c 68 2d 90 7e |\h.\c4.p|ar.\h-.~|
|00004290| 8a 79 00 5c 63 31 00 5c | 69 2d 00 29 00 61 6e 64 |.y.\c1.\|i-.).and|
|000042a0| 00 6e 6f 74 00 62 65 63 | 61 75 73 65 00 6f 66 00 |.not.bec|ause.of.|
|000042b0| 64 65 63 6c 69 6e 69 6e | 67 00 6d 61 72 6b 65 74 |declinin|g.market|
|000042c0| 00 69 6e 74 65 72 65 73 | 74 00 72 61 74 65 73 2e |.interes|t.rates.|
|000042d0| 00 0d 0a 5c 70 00 fb 68 | 03 00 68 a5 41 00 00 03 |...\p..h|..h.A...|
|000042e0| 00 00 00 68 c9 41 00 00 | 1f 00 00 00 68 d1 42 00 |...h.A..|....h.B.|
|000042f0| 00 00 00 00 00 fc fd 00 | 00 fe 00 00 00 00 da 2d |........|.......-|
|00004300| a9 a5 0d 0a 0d 0a 5c 70 | 00 5c 62 00 41 43 43 55 |......\p|.\b.ACCU|
|00004310| 4d 55 4c 41 54 45 44 00 | 44 49 56 49 44 45 4e 44 |MULATED.|DIVIDEND|
|00004320| 00 5c 62 2d 00 0d 0a 5c | 70 00 64 69 76 69 64 65 |.\b-...\|p.divide|
|00004330| 6e 64 00 64 75 65 2c 00 | 75 73 75 61 6c 6c 79 00 |nd.due,.|usually.|
|00004340| 74 6f 00 68 6f 6c 64 65 | 72 73 00 6f 66 00 63 75 |to.holde|rs.of.cu|
|00004350| 6d 75 6c 61 74 69 76 65 | 00 70 72 65 66 65 72 72 |mulative|.preferr|
|00004360| 65 64 00 73 74 6f 63 6b | 2c 00 62 75 74 00 6e 6f |ed.stock|,.but.no|
|00004370| 74 00 70 61 69 64 2e 00 | 49 74 00 69 73 00 63 61 |t.paid..|It.is.ca|
|00004380| 72 72 69 65 64 00 6f 6e | 00 74 68 65 00 62 6f 6f |rried.on|.the.boo|
|00004390| 6b 73 00 61 73 00 61 00 | 6c 69 61 62 69 6c 69 74 |ks.as.a.|liabilit|
|000043a0| 79 00 75 6e 74 69 6c 00 | 70 61 69 64 2e 00 5c 69 |y.until.|paid..\i|
|000043b0| 00 53 65 65 00 61 6c 73 | 6f 00 5c 68 00 5c 63 34 |.See.als|o.\h.\c4|
|000043c0| 00 63 75 6d 75 6c 61 74 | 69 76 65 00 70 72 65 66 |.cumulat|ive.pref|
|000043d0| 65 72 72 65 64 00 5c 68 | 2d 3c 2a 26 64 00 5c 63 |erred.\h|-<*&d.\c|
|000043e0| 31 00 2e 00 5c 69 2d 00 | 0d 0a 5c 70 00 fb 68 03 |1...\i-.|..\p..h.|
|000043f0| 00 68 04 43 00 00 02 00 | 00 00 68 25 43 00 00 1c |.h.C....|..h%C...|
|00004400| 00 00 00 68 e8 43 00 00 | 00 00 00 00 fc fd 00 00 |...h.C..|........|
|00004410| fe 00 00 00 00 8c 5e 48 | d2 0d 0a 0d 0a 5c 70 00 |......^H|.....\p.|
|00004420| 5c 62 00 41 43 43 55 4d | 55 4c 41 54 45 44 00 50 |\b.ACCUM|ULATED.P|
|00004430| 52 4f 46 49 54 53 00 54 | 41 58 00 5c 62 2d 00 0d |ROFITS.T|AX.\b-..|
|00004440| 0a 5c 70 00 73 75 72 74 | 61 78 00 6f 6e 00 65 61 |.\p.surt|ax.on.ea|
|00004450| 72 6e 69 6e 67 73 00 72 | 65 74 61 69 6e 65 64 00 |rnings.r|etained.|
|00004460| 69 6e 00 61 00 62 75 73 | 69 6e 65 73 73 00 74 6f |in.a.bus|iness.to|
|00004470| 00 61 76 6f 69 64 00 74 | 68 65 00 68 69 67 68 65 |.avoid.t|he.highe|
|00004480| 72 00 70 65 72 73 6f 6e | 61 6c 00 69 6e 63 6f 6d |r.person|al.incom|
|00004490| 65 00 74 61 78 65 73 00 | 74 68 65 79 00 77 6f 75 |e.taxes.|they.wou|
|000044a0| 6c 64 00 62 65 00 73 75 | 62 6a 65 63 74 00 74 6f |ld.be.su|bject.to|
|000044b0| 00 69 66 00 70 61 69 64 | 00 6f 75 74 00 61 73 00 |.if.paid|.out.as.|
|000044c0| 64 69 76 69 64 65 6e 64 | 73 00 74 6f 00 74 68 65 |dividend|s.to.the|
|000044d0| 00 6f 77 6e 65 72 73 2e | 00 41 63 63 75 6d 75 6c |.owners.|.Accumul|
|000044e0| 61 74 69 6f 6e 73 00 61 | 62 6f 76 65 00 74 68 65 |ations.a|bove.the|
|000044f0| 00 73 70 65 63 69 66 69 | 65 64 00 6c 69 6d 69 74 |.specifi|ed.limit|
|00004500| 2c 00 77 68 69 63 68 00 | 69 73 00 73 65 74 00 66 |,.which.|is.set.f|
|00004510| 61 69 72 6c 79 00 68 69 | 67 68 00 74 6f 00 62 65 |airly.hi|gh.to.be|
|00004520| 6e 65 66 69 74 00 73 6d | 61 6c 6c 00 66 69 72 6d |nefit.sm|all.firm|
|00004530| 73 2c 00 6d 75 73 74 00 | 62 65 00 6a 75 73 74 69 |s,.must.|be.justi|
|00004540| 66 69 65 64 00 62 79 00 | 74 68 65 00 72 65 61 73 |fied.by.|the.reas|
|00004550| 6f 6e 61 62 6c 65 00 6e | 65 65 64 73 00 6f 66 00 |onable.n|eeds.of.|
|00004560| 74 68 65 00 62 75 73 69 | 6e 65 73 73 00 6f 72 00 |the.busi|ness.or.|
|00004570| 62 65 00 73 75 62 6a 65 | 63 74 00 74 6f 00 74 68 |be.subje|ct.to.th|
|00004580| 65 00 73 75 72 74 61 78 | 2e 00 42 65 63 61 75 73 |e.surtax|..Becaus|
|00004590| 65 00 64 65 74 65 72 6d | 69 6e 69 6e 67 00 74 68 |e.determ|ining.th|
|000045a0| 65 00 72 65 61 73 6f 6e | 61 62 6c 65 00 6e 65 65 |e.reason|able.nee|
|000045b0| 64 73 00 6f 66 00 61 00 | 62 75 73 69 6e 65 73 73 |ds.of.a.|business|
|000045c0| 00 69 6e 76 6f 6c 76 65 | 73 00 63 6f 6e 73 69 64 |.involve|s.consid|
|000045d0| 65 72 61 62 6c 65 00 6a | 75 64 67 6d 65 6e 74 2c |erable.j|udgment,|
|000045e0| 00 63 6f 6d 70 61 6e 69 | 65 73 00 68 61 76 65 00 |.compani|es.have.|
|000045f0| 62 65 65 6e 00 6b 6e 6f | 77 6e 00 74 6f 00 70 61 |been.kno|wn.to.pa|
|00004600| 79 00 65 78 63 65 73 73 | 69 76 65 00 64 69 76 69 |y.excess|ive.divi|
|00004610| 64 65 6e 64 73 00 6f 72 | 00 65 76 65 6e 00 74 6f |dends.or|.even.to|
|00004620| 00 6d 61 6b 65 00 6d 65 | 72 67 65 72 00 64 65 63 |.make.me|rger.dec|
|00004630| 69 73 69 6f 6e 73 00 6f | 75 74 00 6f 66 00 66 65 |isions.o|ut.of.fe|
|00004640| 61 72 00 6f 66 00 74 68 | 65 00 61 63 63 75 6d 75 |ar.of.th|e.accumu|
|00004650| 6c 61 74 65 64 00 70 72 | 6f 66 69 74 73 00 74 61 |lated.pr|ofits.ta|
|00004660| 78 2e 00 41 6c 73 6f 00 | 63 61 6c 6c 65 64 00 5c |x..Also.|called.\|
|00004670| 69 00 61 63 63 75 6d 75 | 6c 61 74 65 64 00 65 61 |i.accumu|lated.ea|
|00004680| 72 6e 69 6e 67 73 00 74 | 61 78 2e 00 5c 69 2d 00 |rnings.t|ax..\i-.|
|00004690| 0d 0a 5c 70 00 fb 68 03 | 00 68 1b 44 00 00 03 00 |..\p..h.|.h.D....|
|000046a0| 00 00 68 3f 44 00 00 5f | 00 00 00 68 90 46 00 00 |..h?D.._|...h.F..|
|000046b0| 00 00 00 00 fc fd 00 00 | fe 00 00 00 00 c2 bc 62 |........|.......b|
|000046c0| 45 0d 0a 0d 0a 5c 70 00 | 5c 62 00 41 43 43 55 4d |E....\p.|\b.ACCUM|
|000046d0| 55 4c 41 54 49 4f 4e 00 | 5c 62 2d 00 0d 0a 5c 70 |ULATION.|\b-...\p|
|000046e0| 00 5c 62 00 5c 69 00 43 | 6f 72 70 6f 72 61 74 65 |.\b.\i.C|orporate|
|000046f0| 00 66 69 6e 61 6e 63 65 | 01 3a 00 5c 62 2d 00 5c |.finance|.:.\b-.\|
|00004700| 69 2d 00 70 72 6f 66 69 | 74 73 00 74 68 61 74 00 |i-.profi|ts.that.|
|00004710| 61 72 65 00 6e 6f 74 00 | 70 61 69 64 00 6f 75 74 |are.not.|paid.out|
|00004720| 00 61 73 00 64 69 76 69 | 64 65 6e 64 73 00 62 75 |.as.divi|dends.bu|
|00004730| 74 00 61 72 65 00 69 6e | 73 74 65 61 64 00 61 64 |t.are.in|stead.ad|
|00004740| 64 65 64 00 74 6f 00 74 | 68 65 00 63 6f 6d 70 61 |ded.to.t|he.compa|
|00004750| 6e 79 01 92 73 00 63 61 | 70 69 74 61 6c 00 62 61 |ny..s.ca|pital.ba|
|00004760| 73 65 2e 00 5c 69 00 53 | 65 65 00 61 6c 73 6f 00 |se..\i.S|ee.also.|
|00004770| 5c 68 00 5c 63 34 00 61 | 63 63 75 6d 75 6c 61 74 |\h.\c4.a|ccumulat|
|00004780| 65 64 00 70 72 6f 66 69 | 74 73 00 74 61 78 00 5c |ed.profi|ts.tax.\|
|00004790| 68 2d c2 bc 62 45 00 5c | 63 31 00 2e 00 5c 69 2d |h-..bE.\|c1...\i-|
|000047a0| 00 5c 6e 00 5c 62 00 5c | 69 00 49 6e 76 65 73 74 |.\n.\b.\|i.Invest|
|000047b0| 6d 65 6e 74 73 01 3a 00 | 5c 62 2d 00 5c 69 2d 00 |ments.:.|\b-.\i-.|
|000047c0| 70 75 72 63 68 61 73 65 | 00 6f 66 00 61 00 6c 61 |purchase|.of.a.la|
|000047d0| 72 67 65 00 6e 75 6d 62 | 65 72 00 6f 66 00 73 68 |rge.numb|er.of.sh|
|000047e0| 61 72 65 73 00 69 6e 00 | 61 00 63 6f 6e 74 72 6f |ares.in.|a.contro|
|000047f0| 6c 6c 65 64 00 77 61 79 | 00 73 6f 00 61 73 00 74 |lled.way|.so.as.t|
|00004800| 6f 00 61 76 6f 69 64 00 | 64 72 69 76 69 6e 67 00 |o.avoid.|driving.|
|00004810| 74 68 65 00 70 72 69 63 | 65 00 75 70 2e 00 41 6e |the.pric|e.up..An|
|00004820| 00 69 6e 73 74 69 74 75 | 74 69 6f 6e 01 92 73 00 |.institu|tion..s.|
|00004830| 61 63 63 75 6d 75 6c 61 | 74 69 6f 6e 00 70 72 6f |accumula|tion.pro|
|00004840| 67 72 61 6d 2c 00 66 6f | 72 00 69 6e 73 74 61 6e |gram,.fo|r.instan|
|00004850| 63 65 2c 00 6d 61 79 00 | 74 61 6b 65 00 77 65 65 |ce,.may.|take.wee|
|00004860| 6b 73 00 6f 72 00 6d 6f | 6e 74 68 73 00 74 6f 00 |ks.or.mo|nths.to.|
|00004870| 63 6f 6d 70 6c 65 74 65 | 2e 00 5c 6e 00 5c 62 00 |complete|..\n.\b.|
|00004880| 5c 69 00 4d 75 74 75 61 | 6c 00 66 75 6e 64 73 01 |\i.Mutua|l.funds.|
|00004890| 3a 00 5c 62 2d 00 5c 69 | 2d 00 69 6e 76 65 73 74 |:.\b-.\i|-.invest|
|000048a0| 6d 65 6e 74 00 6f 66 00 | 61 00 66 69 78 65 64 00 |ment.of.|a.fixed.|
|000048b0| 64 6f 6c 6c 61 72 00 61 | 6d 6f 75 6e 74 00 72 65 |dollar.a|mount.re|
|000048c0| 67 75 6c 61 72 6c 79 00 | 61 6e 64 00 72 65 69 6e |gularly.|and.rein|
|000048d0| 76 65 73 74 6d 65 6e 74 | 00 6f 66 00 64 69 76 69 |vestment|.of.divi|
|000048e0| 64 65 6e 64 73 00 61 6e | 64 00 63 61 70 69 74 61 |dends.an|d.capita|
|000048f0| 6c 00 67 61 69 6e 73 2e | 00 0d 0a 5c 70 00 fb 68 |l.gains.|...\p..h|
|00004900| 03 00 68 c3 46 00 00 01 | 00 00 00 68 dc 46 00 00 |..h.F...|...h.F..|
|00004910| 4a 00 00 00 68 f9 48 00 | 00 00 00 00 00 fc fd 00 |J...h.H.|........|
|00004920| 00 fe 00 00 00 00 5c 1c | f5 41 0d 0a 0d 0a 5c 70 |......\.|.A....\p|
|00004930| 00 5c 62 00 41 43 43 55 | 4d 55 4c 41 54 49 4f 4e |.\b.ACCU|MULATION|
|00004940| 00 41 52 45 41 00 5c 62 | 2d 00 0d 0a 5c 70 00 70 |.AREA.\b|-...\p.p|
|00004950| 72 69 63 65 00 72 61 6e | 67 65 00 77 69 74 68 69 |rice.ran|ge.withi|
|00004960| 6e 00 77 68 69 63 68 00 | 62 75 79 65 72 73 00 61 |n.which.|buyers.a|
|00004970| 63 63 75 6d 75 6c 61 74 | 65 00 73 68 61 72 65 73 |ccumulat|e.shares|
|00004980| 00 6f 66 00 61 00 73 74 | 6f 63 6b 2e 00 54 65 63 |.of.a.st|ock..Tec|
|00004990| 68 6e 69 63 61 6c 00 61 | 6e 61 6c 79 73 74 73 00 |hnical.a|nalysts.|
|000049a0| 73 70 6f 74 00 61 63 63 | 75 6d 75 6c 61 74 69 6f |spot.acc|umulatio|
|000049b0| 6e 00 61 72 65 61 73 00 | 77 68 65 6e 00 61 00 73 |n.areas.|when.a.s|
|000049c0| 74 6f 63 6b 00 64 6f 65 | 73 00 6e 6f 74 00 64 72 |tock.doe|s.not.dr|
|000049d0| 6f 70 00 62 65 6c 6f 77 | 00 61 00 70 61 72 74 69 |op.below|.a.parti|
|000049e0| 63 75 6c 61 72 00 70 72 | 69 63 65 2e 00 54 65 63 |cular.pr|ice..Tec|
|000049f0| 68 6e 69 63 69 61 6e 73 | 00 77 68 6f 00 75 73 65 |hnicians|.who.use|
|00004a00| 00 74 68 65 00 5c 69 00 | 5c 68 00 5c 63 34 00 6f |.the.\i.|\h.\c4.o|
|00004a10| 6e 2d 62 61 6c 61 6e 63 | 65 00 76 6f 6c 75 6d 65 |n-balanc|e.volume|
|00004a20| 00 5c 68 2d cc c1 9d 2a | 00 5c 63 31 00 5c 69 2d |.\h-...*|.\c1.\i-|
|00004a30| 00 6d 65 74 68 6f 64 00 | 6f 66 00 61 6e 61 6c 79 |.method.|of.analy|
|00004a40| 73 69 73 00 61 64 76 69 | 73 65 00 62 75 79 69 6e |sis.advi|se.buyin|
|00004a50| 67 00 73 74 6f 63 6b 73 | 00 74 68 61 74 00 68 61 |g.stocks|.that.ha|
|00004a60| 76 65 00 68 69 74 00 74 | 68 65 69 72 00 61 63 63 |ve.hit.t|heir.acc|
|00004a70| 75 6d 75 6c 61 74 69 6f | 6e 00 61 72 65 61 2c 00 |umulatio|n.area,.|
|00004a80| 62 65 63 61 75 73 65 00 | 74 68 65 00 73 74 6f 63 |because.|the.stoc|
|00004a90| 6b 73 00 63 61 6e 00 62 | 65 00 65 78 70 65 63 74 |ks.can.b|e.expect|
|00004aa0| 65 64 00 74 6f 00 61 74 | 74 72 61 63 74 00 6d 6f |ed.to.at|tract.mo|
|00004ab0| 72 65 00 62 75 79 69 6e | 67 00 69 6e 74 65 72 65 |re.buyin|g.intere|
|00004ac0| 73 74 2e 00 5c 69 00 53 | 65 65 00 61 6c 73 6f 00 |st..\i.S|ee.also.|
|00004ad0| 5c 68 00 5c 63 34 00 64 | 69 73 74 72 69 62 75 74 |\h.\c4.d|istribut|
|00004ae0| 69 6f 6e 00 61 72 65 61 | 00 5c 68 2d 44 0e c3 94 |ion.area|.\h-D...|
|00004af0| 00 5c 63 31 00 2e 00 5c | 69 2d 00 0d 0a 5c 70 00 |.\c1...\|i-...\p.|
|00004b00| fb 68 03 00 68 2c 49 00 | 00 02 00 00 00 68 4a 49 |.h..h,I.|.....hJI|
|00004b10| 00 00 3b 00 00 00 68 fb | 4a 00 00 00 00 00 00 fc |..;...h.|J.......|
|00004b20| fd 00 00 fe 00 00 00 00 | 32 81 84 21 0d 0a 0d 0a |........|2..!....|
|00004b30| 5c 70 00 5c 62 00 41 43 | 45 53 00 5c 62 2d 00 0d |\p.\b.AC|ES.\b-..|
|00004b40| 0a 5c 70 00 61 63 72 6f | 6e 79 6d 00 66 6f 72 00 |.\p.acro|nym.for.|
|00004b50| 5c 69 00 41 64 76 61 6e | 63 65 64 00 43 6f 6d 70 |\i.Advan|ced.Comp|
|00004b60| 75 74 65 72 69 7a 65 64 | 00 45 78 65 63 75 74 69 |uterized|.Executi|
|00004b70| 6f 6e 00 53 79 73 74 65 | 6d 2c 00 5c 69 2d 00 72 |on.Syste|m,.\i-.r|
|00004b80| 75 6e 00 62 79 00 74 68 | 65 00 4e 41 53 44 41 51 |un.by.th|e.NASDAQ|
|00004b90| 00 73 74 6f 63 6b 00 6d | 61 72 6b 65 74 2e 00 41 |.stock.m|arket..A|
|00004ba0| 43 45 53 00 61 75 74 6f | 6d 61 74 65 73 00 74 72 |CES.auto|mates.tr|
|00004bb0| 61 64 65 73 00 62 65 74 | 77 65 65 6e 00 6f 72 64 |ades.bet|ween.ord|
|00004bc0| 65 72 2d 65 6e 74 72 79 | 00 61 6e 64 00 6d 61 72 |er-entry|.and.mar|
|00004bd0| 6b 65 74 2d 6d 61 6b 65 | 72 00 66 69 72 6d 73 00 |ket-make|r.firms.|
|00004be0| 74 68 61 74 00 68 61 76 | 65 00 65 73 74 61 62 6c |that.hav|e.establ|
|00004bf0| 69 73 68 65 64 00 74 72 | 61 64 69 6e 67 00 72 65 |ished.tr|ading.re|
|00004c00| 6c 61 74 69 6f 6e 73 68 | 69 70 73 00 77 69 74 68 |lationsh|ips.with|
|00004c10| 00 65 61 63 68 00 6f 74 | 68 65 72 2c 00 64 65 73 |.each.ot|her,.des|
|00004c20| 69 67 6e 61 74 69 6e 67 | 00 73 65 63 75 72 69 74 |ignating|.securit|
|00004c30| 69 65 73 00 61 74 00 73 | 70 65 63 69 66 69 65 64 |ies.at.s|pecified|
|00004c40| 00 71 75 61 6e 74 69 74 | 69 65 73 00 66 6f 72 00 |.quantit|ies.for.|
|00004c50| 61 75 74 6f 6d 61 74 69 | 63 00 65 78 65 63 75 74 |automati|c.execut|
|00004c60| 69 6f 6e 2e 00 4f 6e 63 | 65 00 74 72 61 64 69 6e |ion..Onc|e.tradin|
|00004c70| 67 00 70 61 72 61 6d 65 | 74 65 72 73 00 61 72 65 |g.parame|ters.are|
|00004c80| 00 73 65 74 2c 00 41 43 | 45 53 00 66 61 63 69 6c |.set,.AC|ES.facil|
|00004c90| 69 74 61 74 65 73 00 6f | 72 64 65 72 00 65 6e 74 |itates.o|rder.ent|
|00004ca0| 72 79 2c 00 62 65 73 74 | 2d 70 72 69 63 65 00 6f |ry,.best|-price.o|
|00004cb0| 72 64 65 72 00 65 78 65 | 63 75 74 69 6f 6e 00 61 |rder.exe|cution.a|
|00004cc0| 6e 64 00 6c 69 6d 69 74 | 65 64 2d 6f 72 64 65 72 |nd.limit|ed-order|
|00004cd0| 00 6d 61 69 6e 74 65 6e | 61 6e 63 65 2c 00 61 73 |.mainten|ance,.as|
|00004ce0| 00 77 65 6c 6c 00 61 73 | 00 61 00 76 61 72 69 65 |.well.as|.a.varie|
|00004cf0| 74 79 00 6f 66 00 69 6e | 76 65 6e 74 6f 72 79 00 |ty.of.in|ventory.|
|00004d00| 63 6f 6e 74 72 6f 6c 00 | 63 61 70 61 62 69 6c 69 |control.|capabili|
|00004d10| 74 69 65 73 2e 00 54 72 | 61 64 65 73 00 61 72 65 |ties..Tr|ades.are|
|00004d20| 00 74 68 65 6e 00 61 75 | 74 6f 6d 61 74 69 63 61 |.then.au|tomatica|
|00004d30| 6c 6c 79 00 72 65 70 6f | 72 74 65 64 00 66 6f 72 |lly.repo|rted.for|
|00004d40| 00 70 75 62 6c 69 63 00 | 64 69 73 73 65 6d 69 6e |.public.|dissemin|
|00004d50| 61 74 69 6f 6e 00 61 6e | 64 00 73 65 6e 74 00 66 |ation.an|d.sent.f|
|00004d60| 6f 72 00 63 6f 6d 70 61 | 72 69 73 6f 6e 00 61 6e |or.compa|rison.an|
|00004d70| 64 00 63 6c 65 61 72 69 | 6e 67 2e 00 0d 0a 5c 70 |d.cleari|ng....\p|
|00004d80| 00 fb 68 03 00 68 2e 4b | 00 00 01 00 00 00 68 3f |..h..h.K|......h?|
|00004d90| 4b 00 00 4a 00 00 00 68 | 7c 4d 00 00 00 00 00 00 |K..J...h||M......|
|00004da0| fc fd 00 00 fe 00 00 00 | 00 4c 6d 7a 8c 0d 0a 0d |........|.Lmz....|
|00004db0| 0a 5c 70 00 5c 62 00 41 | 43 4b 4e 4f 57 4c 45 44 |.\p.\b.A|CKNOWLED|
|00004dc0| 47 4d 45 4e 54 00 5c 62 | 2d 00 0d 0a 5c 70 00 76 |GMENT.\b|-...\p.v|
|00004dd0| 65 72 69 66 69 63 61 74 | 69 6f 6e 00 74 68 61 74 |erificat|ion.that|
|00004de0| 00 61 00 73 69 67 6e 61 | 74 75 72 65 00 6f 6e 00 |.a.signa|ture.on.|
|00004df0| 61 00 62 61 6e 6b 69 6e | 67 00 6f 72 00 62 72 6f |a.bankin|g.or.bro|
|00004e00| 6b 65 72 61 67 65 00 64 | 6f 63 75 6d 65 6e 74 00 |kerage.d|ocument.|
|00004e10| 69 73 00 6c 65 67 69 74 | 69 6d 61 74 65 00 61 6e |is.legit|imate.an|
|00004e20| 64 00 68 61 73 00 62 65 | 65 6e 00 63 65 72 74 69 |d.has.be|en.certi|
|00004e30| 66 69 65 64 00 62 79 00 | 61 6e 00 61 75 74 68 6f |fied.by.|an.autho|
|00004e40| 72 69 7a 65 64 00 70 65 | 72 73 6f 6e 2e 00 41 63 |rized.pe|rson..Ac|
|00004e50| 6b 6e 6f 77 6c 65 64 67 | 6d 65 6e 74 00 69 73 00 |knowledg|ment.is.|
|00004e60| 6e 65 65 64 65 64 00 77 | 68 65 6e 00 74 72 61 6e |needed.w|hen.tran|
|00004e70| 73 66 65 72 72 69 6e 67 | 00 61 6e 00 61 63 63 6f |sferring|.an.acco|
|00004e80| 75 6e 74 00 66 72 6f 6d | 00 6f 6e 65 00 62 72 6f |unt.from|.one.bro|
|00004e90| 6b 65 72 00 74 6f 00 61 | 6e 6f 74 68 65 72 2c 00 |ker.to.a|nother,.|
|00004ea0| 66 6f 72 00 69 6e 73 74 | 61 6e 63 65 2e 00 49 6e |for.inst|ance..In|
|00004eb0| 00 62 61 6e 6b 69 6e 67 | 2c 00 61 6e 00 61 63 6b |.banking|,.an.ack|
|00004ec0| 6e 6f 77 6c 65 64 67 6d | 65 6e 74 00 76 65 72 69 |nowledgm|ent.veri|
|00004ed0| 66 69 65 73 00 74 68 61 | 74 00 61 6e 00 69 74 65 |fies.tha|t.an.ite|
|00004ee0| 6d 00 68 61 73 00 62 65 | 65 6e 00 72 65 63 65 69 |m.has.be|en.recei|
|00004ef0| 76 65 64 00 62 79 00 74 | 68 65 00 70 61 79 69 6e |ved.by.t|he.payin|
|00004f00| 67 00 62 61 6e 6b 00 61 | 6e 64 00 69 73 00 6f 72 |g.bank.a|nd.is.or|
|00004f10| 00 69 73 00 6e 6f 74 00 | 61 76 61 69 6c 61 62 6c |.is.not.|availabl|
|00004f20| 65 00 66 6f 72 00 69 6d | 6d 65 64 69 61 74 65 00 |e.for.im|mediate.|
|00004f30| 70 61 79 6d 65 6e 74 2e | 00 0d 0a 5c 70 00 fb 68 |payment.|...\p..h|
|00004f40| 03 00 68 af 4d 00 00 01 | 00 00 00 68 ca 4d 00 00 |..h.M...|...h.M..|
|00004f50| 3a 00 00 00 68 39 4f 00 | 00 00 00 00 00 fc fd 00 |:...h9O.|........|
|00004f60| 00 fe 00 00 00 00 a0 b5 | 8f 6f 0d 0a 0d 0a 5c 70 |........|.o....\p|
|00004f70| 00 5c 62 00 41 43 51 55 | 49 52 45 44 00 53 55 52 |.\b.ACQU|IRED.SUR|
|00004f80| 50 4c 55 53 00 5c 62 2d | 00 0d 0a 5c 70 00 75 6e |PLUS.\b-|...\p.un|
|00004f90| 63 61 70 69 74 61 6c 69 | 7a 65 64 00 70 6f 72 74 |capitali|zed.port|
|00004fa0| 69 6f 6e 00 6f 66 00 74 | 68 65 00 6e 65 74 00 77 |ion.of.t|he.net.w|
|00004fb0| 6f 72 74 68 00 6f 66 00 | 61 00 73 75 63 63 65 73 |orth.of.|a.succes|
|00004fc0| 73 6f 72 00 63 6f 6d 70 | 61 6e 79 00 69 6e 00 61 |sor.comp|any.in.a|
|00004fd0| 00 5c 69 00 5c 68 00 5c | 63 34 00 70 6f 6f 6c 69 |.\i.\h.\|c4.pooli|
|00004fe0| 6e 67 00 6f 66 00 69 6e | 74 65 72 65 73 74 73 00 |ng.of.in|terests.|
|00004ff0| 5c 68 2d b6 31 9b b8 00 | 5c 63 31 00 5c 69 2d 00 |\h-.1...|\c1.\i-.|
|00005000| 63 6f 6d 62 69 6e 61 74 | 69 6f 6e 2e 00 49 6e 00 |combinat|ion..In.|
|00005010| 6f 74 68 65 72 00 77 6f | 72 64 73 2c 00 74 68 65 |other.wo|rds,.the|
|00005020| 00 70 61 72 74 00 6f 66 | 00 74 68 65 00 63 6f 6d |.part.of|.the.com|
|00005030| 62 69 6e 65 64 00 6e 65 | 74 00 77 6f 72 74 68 00 |bined.ne|t.worth.|
|00005040| 6e 6f 74 00 63 6c 61 73 | 73 69 66 69 65 64 00 61 |not.clas|sified.a|
|00005050| 73 00 5c 69 00 5c 68 00 | 5c 63 34 00 63 61 70 69 |s.\i.\h.|\c4.capi|
|00005060| 74 61 6c 00 73 74 6f 63 | 6b 00 5c 68 2d c6 09 d3 |tal.stoc|k.\h-...|
|00005070| bc 00 5c 63 31 00 2e 00 | 5c 69 2d 00 49 6e 00 61 |..\c1...|\i-.In.a|
|00005080| 00 6d 6f 72 65 00 67 65 | 6e 65 72 61 6c 00 73 65 |.more.ge|neral.se|
|00005090| 6e 73 65 2c 00 74 68 65 | 00 73 75 72 70 6c 75 73 |nse,.the|.surplus|
|000050a0| 00 61 63 71 75 69 72 65 | 64 00 77 68 65 6e 00 61 |.acquire|d.when.a|
|000050b0| 00 63 6f 6d 70 61 6e 79 | 00 69 73 00 70 75 72 63 |.company|.is.purc|
|000050c0| 68 61 73 65 64 2e 00 0d | 0a 5c 70 00 fb 68 03 00 |hased...|.\p..h..|
|000050d0| 68 6c 4f 00 00 02 00 00 | 00 68 89 4f 00 00 2d 00 |hlO.....|.h.O..-.|
|000050e0| 00 00 68 c7 50 00 00 00 | 00 00 00 fc fd 00 00 fe |..h.P...|........|
|000050f0| 00 00 00 00 96 87 58 52 | 0d 0a 0d 0a 5c 70 00 5c |......XR|....\p.\|
|00005100| 62 00 41 43 51 55 49 53 | 49 54 49 4f 4e 00 5c 62 |b.ACQUIS|ITION.\b|
|00005110| 2d 00 0d 0a 5c 70 00 6f | 6e 65 00 63 6f 6d 70 61 |-...\p.o|ne.compa|
|00005120| 6e 79 00 74 61 6b 69 6e | 67 00 6f 76 65 72 00 63 |ny.takin|g.over.c|
|00005130| 6f 6e 74 72 6f 6c 6c 69 | 6e 67 00 69 6e 74 65 72 |ontrolli|ng.inter|
|00005140| 65 73 74 00 69 6e 00 61 | 6e 6f 74 68 65 72 00 63 |est.in.a|nother.c|
|00005150| 6f 6d 70 61 6e 79 2e 00 | 49 6e 76 65 73 74 6f 72 |ompany..|Investor|
|00005160| 73 00 61 72 65 00 61 6c | 77 61 79 73 00 6c 6f 6f |s.are.al|ways.loo|
|00005170| 6b 69 6e 67 00 6f 75 74 | 00 66 6f 72 00 63 6f 6d |king.out|.for.com|
|00005180| 70 61 6e 69 65 73 00 74 | 68 61 74 00 61 72 65 00 |panies.t|hat.are.|
|00005190| 6c 69 6b 65 6c 79 00 74 | 6f 00 62 65 00 61 63 71 |likely.t|o.be.acq|
|000051a0| 75 69 72 65 64 2c 00 62 | 65 63 61 75 73 65 00 74 |uired,.b|ecause.t|
|000051b0| 68 6f 73 65 00 77 68 6f | 00 77 61 6e 74 00 74 6f |hose.who|.want.to|
|000051c0| 00 61 63 71 75 69 72 65 | 00 73 75 63 68 00 63 6f |.acquire|.such.co|
|000051d0| 6d 70 61 6e 69 65 73 00 | 61 72 65 00 6f 66 74 65 |mpanies.|are.ofte|
|000051e0| 6e 00 77 69 6c 6c 69 6e | 67 00 74 6f 00 70 61 79 |n.willin|g.to.pay|
|000051f0| 00 6d 6f 72 65 00 74 68 | 61 6e 00 74 68 65 00 6d |.more.th|an.the.m|
|00005200| 61 72 6b 65 74 00 70 72 | 69 63 65 00 66 6f 72 00 |arket.pr|ice.for.|
|00005210| 74 68 65 00 73 68 61 72 | 65 73 00 74 68 65 79 00 |the.shar|es.they.|
|00005220| 6e 65 65 64 00 74 6f 00 | 63 6f 6d 70 6c 65 74 65 |need.to.|complete|
|00005230| 00 74 68 65 00 61 63 71 | 75 69 73 69 74 69 6f 6e |.the.acq|uisition|
|00005240| 2e 00 5c 69 00 53 65 65 | 00 61 6c 73 6f 00 5c 68 |..\i.See|.also.\h|
|00005250| 00 5c 63 34 00 6d 65 72 | 67 65 72 00 5c 68 2d 14 |.\c4.mer|ger.\h-.|
|00005260| ae e5 e3 00 5c 63 31 00 | 3b 00 5c 68 00 5c 63 34 |....\c1.|;.\h.\c4|
|00005270| 00 70 6f 6f 6c 69 6e 67 | 00 6f 66 00 69 6e 74 65 |.pooling|.of.inte|
|00005280| 72 65 73 74 73 00 5c 68 | 2d b6 31 9b b8 00 5c 63 |rests.\h|-.1...\c|
|00005290| 31 00 3b 00 5c 68 00 5c | 63 34 00 74 61 6b 65 6f |1.;.\h.\|c4.takeo|
|000052a0| 76 65 72 00 5c 68 2d 08 | 2b 79 a0 00 5c 63 31 00 |ver.\h-.|+y..\c1.|
|000052b0| 2e 00 5c 69 2d 00 0d 0a | 5c 70 00 fb 68 03 00 68 |..\i-...|\p..h..h|
|000052c0| fa 50 00 00 01 00 00 00 | 68 12 51 00 00 3b 00 00 |.P......|h.Q..;..|
|000052d0| 00 68 b6 52 00 00 00 00 | 00 00 fc fd 00 00 fe 00 |.h.R....|........|
|000052e0| 00 00 00 98 14 76 67 0d | 0a 0d 0a 5c 70 00 5c 62 |.....vg.|...\p.\b|
|000052f0| 00 41 43 51 55 49 53 49 | 54 49 4f 4e 00 43 4f 53 |.ACQUISI|TION.COS|
|00005300| 54 00 5c 62 2d 00 0d 0a | 5c 70 00 5c 62 00 5c 69 |T.\b-...|\p.\b.\i|
|00005310| 00 46 69 6e 61 6e 63 65 | 01 3a 00 5c 62 2d 00 5c |.Finance|.:.\b-.\|
|00005320| 69 2d 00 70 72 69 63 65 | 00 70 6c 75 73 00 5c 69 |i-.price|.plus.\i|
|00005330| 00 5c 68 00 5c 63 34 00 | 63 6c 6f 73 69 6e 67 00 |.\h.\c4.|closing.|
|00005340| 63 6f 73 74 73 00 5c 68 | 2d fe 8e cc a1 00 5c 63 |costs.\h|-.....\c|
|00005350| 31 00 5c 69 2d 00 74 6f | 00 62 75 79 00 61 00 63 |1.\i-.to|.buy.a.c|
|00005360| 6f 6d 70 61 6e 79 2c 00 | 72 65 61 6c 00 65 73 74 |ompany,.|real.est|
|00005370| 61 74 65 00 6f 72 00 6f | 74 68 65 72 00 70 72 6f |ate.or.o|ther.pro|
|00005380| 70 65 72 74 79 2e 00 5c | 6e 00 5c 62 00 5c 69 00 |perty..\|n.\b.\i.|
|00005390| 49 6e 76 65 73 74 6d 65 | 6e 74 73 01 3a 00 5c 62 |Investme|nts.:.\b|
|000053a0| 2d 00 5c 69 2d 00 5c 69 | 00 5c 68 00 5c 63 34 00 |-.\i-.\i|.\h.\c4.|
|000053b0| 73 61 6c 65 73 00 63 68 | 61 72 67 65 00 5c 68 2d |sales.ch|arge.\h-|
|000053c0| d2 1c 8d df 00 5c 63 31 | 00 5c 69 2d 00 69 6e 63 |.....\c1|.\i-.inc|
|000053d0| 75 72 72 65 64 00 74 6f | 00 62 75 79 00 61 00 5c |urred.to|.buy.a.\|
|000053e0| 69 00 5c 68 00 5c 63 34 | 00 6c 6f 61 64 00 66 75 |i.\h.\c4|.load.fu|
|000053f0| 6e 64 00 5c 68 2d b8 f5 | b1 31 00 5c 63 31 00 5c |nd.\h-..|.1.\c1.\|
|00005400| 69 2d 00 6f 72 00 74 68 | 65 00 6f 72 69 67 69 6e |i-.or.th|e.origin|
|00005410| 61 6c 00 70 72 69 63 65 | 2c 00 70 6c 75 73 00 62 |al.price|,.plus.b|
|00005420| 72 6f 6b 65 72 61 67 65 | 00 63 6f 6d 6d 69 73 73 |rokerage|.commiss|
|00005430| 69 6f 6e 73 2c 00 6f 66 | 00 61 00 73 65 63 75 72 |ions,.of|.a.secur|
|00005440| 69 74 79 2e 00 5c 69 00 | 53 65 65 00 61 6c 73 6f |ity..\i.|See.also|
|00005450| 00 5c 68 00 5c 63 34 00 | 74 61 78 00 62 61 73 69 |.\h.\c4.|tax.basi|
|00005460| 73 00 5c 68 2d 18 6c e1 | fe 00 5c 63 31 00 2e 00 |s.\h-.l.|..\c1...|
|00005470| 5c 69 2d 00 0d 0a 5c 70 | 00 fb 68 03 00 68 e9 52 |\i-...\p|..h..h.R|
|00005480| 00 00 02 00 00 00 68 06 | 53 00 00 26 00 00 00 68 |......h.|S..&...h|
|00005490| 74 54 00 00 00 00 00 00 | fc fd 00 00 fe 00 00 00 |tT......|........|
|000054a0| 00 9a 0b 36 a6 0d 0a 0d | 0a 5c 70 00 5c 62 00 41 |...6....|.\p.\b.A|
|000054b0| 43 52 4f 53 53 00 54 48 | 45 00 42 4f 41 52 44 00 |CROSS.TH|E.BOARD.|
|000054c0| 5c 62 2d 00 0d 0a 5c 70 | 00 6d 6f 76 65 6d 65 6e |\b-...\p|.movemen|
|000054d0| 74 00 69 6e 00 74 68 65 | 00 73 74 6f 63 6b 00 6d |t.in.the|.stock.m|
|000054e0| 61 72 6b 65 74 00 74 68 | 61 74 00 61 66 66 65 63 |arket.th|at.affec|
|000054f0| 74 73 00 61 6c 6d 6f 73 | 74 00 61 6c 6c 00 73 74 |ts.almos|t.all.st|
|00005500| 6f 63 6b 73 00 69 6e 00 | 74 68 65 00 73 61 6d 65 |ocks.in.|the.same|
|00005510| 00 64 69 72 65 63 74 69 | 6f 6e 2e 00 57 68 65 6e |.directi|on..When|
|00005520| 00 74 68 65 00 6d 61 72 | 6b 65 74 00 6d 6f 76 65 |.the.mar|ket.move|
|00005530| 73 00 75 70 00 61 63 72 | 6f 73 73 00 74 68 65 00 |s.up.acr|oss.the.|
|00005540| 62 6f 61 72 64 2c 00 61 | 6c 6d 6f 73 74 00 65 76 |board,.a|lmost.ev|
|00005550| 65 72 79 00 73 74 6f 63 | 6b 00 67 61 69 6e 73 00 |ery.stoc|k.gains.|
|00005560| 69 6e 00 70 72 69 63 65 | 2e 00 41 6e 00 61 63 72 |in.price|..An.acr|
|00005570| 6f 73 73 2d 74 68 65 2d | 62 6f 61 72 64 00 70 61 |oss-the-|board.pa|
|00005580| 79 00 69 6e 63 72 65 61 | 73 65 00 69 6e 00 61 00 |y.increa|se.in.a.|
|00005590| 63 6f 6d 70 61 6e 79 00 | 69 73 00 61 00 72 61 69 |company.|is.a.rai|
|000055a0| 73 65 00 6f 66 00 61 00 | 66 69 78 65 64 00 70 65 |se.of.a.|fixed.pe|
|000055b0| 72 63 65 6e 74 00 6f 72 | 00 61 6d 6f 75 6e 74 00 |rcent.or|.amount.|
|000055c0| 66 6f 72 00 61 6c 6c 00 | 65 6d 70 6c 6f 79 65 65 |for.all.|employee|
|000055d0| 73 2e 00 0d 0a 5c 70 00 | fb 68 03 00 68 a7 54 00 |s....\p.|.h..h.T.|
|000055e0| 00 03 00 00 00 68 c4 54 | 00 00 2f 00 00 00 68 d3 |.....h.T|../...h.|
|000055f0| 55 00 00 00 00 00 00 fc | fd 00 00 fe 00 00 00 00 |U.......|........|
|00005600| 3e f2 36 e0 0d 0a 0d 0a | 5c 70 00 5c 62 00 41 43 |>.6.....|\p.\b.AC|
|00005610| 54 49 4e 47 00 49 4e 00 | 43 4f 4e 43 45 52 54 00 |TING.IN.|CONCERT.|
|00005620| 5c 62 2d 00 0d 0a 5c 70 | 00 74 77 6f 00 6f 72 00 |\b-...\p|.two.or.|
|00005630| 6d 6f 72 65 00 69 6e 76 | 65 73 74 6f 72 73 00 77 |more.inv|estors.w|
|00005640| 6f 72 6b 69 6e 67 00 74 | 6f 67 65 74 68 65 72 00 |orking.t|ogether.|
|00005650| 74 6f 00 61 63 68 69 65 | 76 65 00 74 68 65 00 73 |to.achie|ve.the.s|
|00005660| 61 6d 65 00 69 6e 76 65 | 73 74 6d 65 6e 74 00 67 |ame.inve|stment.g|
|00005670| 6f 61 6c 01 97 66 6f 72 | 00 65 78 61 6d 70 6c 65 |oal..for|.example|
|00005680| 2c 00 61 6c 6c 00 62 75 | 79 69 6e 67 00 73 74 6f |,.all.bu|ying.sto|
|00005690| 63 6b 00 69 6e 00 61 00 | 63 6f 6d 70 61 6e 79 00 |ck.in.a.|company.|
|000056a0| 74 68 65 79 00 77 61 6e | 74 00 74 6f 00 74 61 6b |they.wan|t.to.tak|
|000056b0| 65 00 6f 76 65 72 2e 00 | 53 75 63 68 00 69 6e 76 |e.over..|Such.inv|
|000056c0| 65 73 74 6f 72 73 00 6d | 75 73 74 00 69 6e 66 6f |estors.m|ust.info|
|000056d0| 72 6d 00 74 68 65 00 53 | 65 63 75 72 69 74 69 65 |rm.the.S|ecuritie|
|000056e0| 73 00 61 6e 64 00 45 78 | 63 68 61 6e 67 65 00 43 |s.and.Ex|change.C|
|000056f0| 6f 6d 6d 69 73 73 69 6f | 6e 00 69 66 00 74 68 65 |ommissio|n.if.the|
|00005700| 79 00 69 6e 74 65 6e 64 | 00 74 6f 00 6f 75 73 74 |y.intend|.to.oust|
|00005710| 00 74 68 65 00 63 6f 6d | 70 61 6e 79 01 92 73 00 |.the.com|pany..s.|
|00005720| 74 6f 70 00 6d 61 6e 61 | 67 65 6d 65 6e 74 00 6f |top.mana|gement.o|
|00005730| 72 00 61 63 71 75 69 72 | 65 00 63 6f 6e 74 72 6f |r.acquir|e.contro|
|00005740| 6c 2e 00 49 74 00 69 73 | 00 69 6c 6c 65 67 61 6c |l..It.is|.illegal|
|00005750| 00 66 6f 72 00 74 68 6f | 73 65 00 61 63 74 69 6e |.for.tho|se.actin|
|00005760| 67 00 69 6e 00 63 6f 6e | 63 65 72 74 00 74 6f 00 |g.in.con|cert.to.|
|00005770| 6d 61 6e 69 70 75 6c 61 | 74 65 00 61 00 73 74 6f |manipula|te.a.sto|
|00005780| 63 6b 01 92 73 00 70 72 | 69 63 65 00 66 6f 72 00 |ck..s.pr|ice.for.|
|00005790| 74 68 65 69 72 00 6f 77 | 6e 00 67 61 69 6e 2e 00 |their.ow|n.gain..|
|000057a0| 0d 0a 5c 70 00 fb 68 03 | 00 68 06 56 00 00 03 00 |..\p..h.|.h.V....|
|000057b0| 00 00 68 24 56 00 00 3e | 00 00 00 68 a0 57 00 00 |..h$V..>|...h.W..|
|000057c0| 00 00 00 00 fc fd 00 00 | fe 00 00 00 00 b2 4a e4 |........|......J.|
|000057d0| b7 0d 0a 0d 0a 5c 70 00 | 5c 62 00 41 43 54 49 56 |.....\p.|\b.ACTIV|
|000057e0| 45 00 41 43 43 4f 55 4e | 54 00 5c 62 2d 00 0d 0a |E.ACCOUN|T.\b-...|
|000057f0| 5c 70 00 61 63 63 6f 75 | 6e 74 00 61 74 00 61 00 |\p.accou|nt.at.a.|
|00005800| 62 61 6e 6b 00 6f 72 00 | 62 72 6f 6b 65 72 61 67 |bank.or.|brokerag|
|00005810| 65 00 66 69 72 6d 00 69 | 6e 00 77 68 69 63 68 00 |e.firm.i|n.which.|
|00005820| 74 68 65 72 65 00 61 72 | 65 00 6d 61 6e 79 00 74 |there.ar|e.many.t|
|00005830| 72 61 6e 73 61 63 74 69 | 6f 6e 73 2e 00 41 6e 00 |ransacti|ons..An.|
|00005840| 61 63 74 69 76 65 00 62 | 61 6e 6b 69 6e 67 00 61 |active.b|anking.a|
|00005850| 63 63 6f 75 6e 74 00 6d | 61 79 00 67 65 6e 65 72 |ccount.m|ay.gener|
|00005860| 61 74 65 00 6d 6f 72 65 | 00 66 65 65 73 00 66 6f |ate.more|.fees.fo|
|00005870| 72 00 65 61 63 68 00 63 | 68 65 63 6b 00 77 72 69 |r.each.c|heck.wri|
|00005880| 74 74 65 6e 00 6f 72 00 | 41 54 4d 00 74 72 61 6e |tten.or.|ATM.tran|
|00005890| 73 61 63 74 69 6f 6e 00 | 63 6f 6d 70 6c 65 74 65 |saction.|complete|
|000058a0| 64 2e 00 41 6e 00 61 63 | 74 69 76 65 00 62 72 6f |d..An.ac|tive.bro|
|000058b0| 6b 65 72 61 67 65 00 61 | 63 63 6f 75 6e 74 00 77 |kerage.a|ccount.w|
|000058c0| 69 6c 6c 00 67 65 6e 65 | 72 61 74 65 00 6d 6f 72 |ill.gene|rate.mor|
|000058d0| 65 00 63 6f 6d 6d 69 73 | 73 69 6f 6e 00 72 65 76 |e.commis|sion.rev|
|000058e0| 65 6e 75 65 00 66 6f 72 | 00 74 68 65 00 62 72 6f |enue.for|.the.bro|
|000058f0| 6b 65 72 61 67 65 00 66 | 69 72 6d 00 74 68 61 6e |kerage.f|irm.than|
|00005900| 00 61 6e 00 69 6e 61 63 | 74 69 76 65 00 61 63 63 |.an.inac|tive.acc|
|00005910| 6f 75 6e 74 2e 00 42 61 | 6e 6b 73 00 75 73 75 61 |ount..Ba|nks.usua|
|00005920| 6c 6c 79 00 69 6d 70 6f | 73 65 00 6d 69 6e 69 6d |lly.impo|se.minim|
|00005930| 75 6d 00 63 68 61 72 67 | 65 73 00 66 6f 72 00 6d |um.charg|es.for.m|
|00005940| 61 69 6e 74 61 69 6e 69 | 6e 67 00 61 00 63 68 65 |aintaini|ng.a.che|
|00005950| 63 6b 69 6e 67 00 61 6e | 64 00 73 61 76 69 6e 67 |cking.an|d.saving|
|00005960| 73 00 61 63 63 6f 75 6e | 74 2e 00 4d 61 6e 79 00 |s.accoun|t..Many.|
|00005970| 62 72 6f 6b 65 72 61 67 | 65 00 66 69 72 6d 73 00 |brokerag|e.firms.|
|00005980| 6c 65 76 79 00 61 00 66 | 65 65 00 69 66 00 61 6e |levy.a.f|ee.if.an|
|00005990| 00 61 63 63 6f 75 6e 74 | 00 64 6f 65 73 00 6e 6f |.account|.does.no|
|000059a0| 74 00 67 65 6e 65 72 61 | 74 65 00 61 00 68 69 67 |t.genera|te.a.hig|
|000059b0| 68 00 65 6e 6f 75 67 68 | 00 6c 65 76 65 6c 00 6f |h.enough|.level.o|
|000059c0| 66 00 61 63 74 69 76 69 | 74 79 2e 00 49 66 00 74 |f.activi|ty..If.t|
|000059d0| 68 65 72 65 00 69 73 00 | 6e 6f 00 61 63 74 69 76 |here.is.|no.activ|
|000059e0| 69 74 79 00 69 6e 00 61 | 6e 00 61 63 63 6f 75 6e |ity.in.a|n.accoun|
|000059f0| 74 00 66 6f 72 00 66 69 | 76 65 00 79 65 61 72 73 |t.for.fi|ve.years|
|00005a00| 00 6f 72 00 6d 6f 72 65 | 2c 00 74 68 65 00 61 63 |.or.more|,.the.ac|
|00005a10| 63 6f 75 6e 74 00 6d 61 | 79 00 62 65 00 73 75 62 |count.ma|y.be.sub|
|00005a20| 6a 65 63 74 00 74 6f 00 | 5c 69 00 5c 68 00 5c 63 |ject.to.|\i.\h.\c|
|00005a30| 34 00 65 73 63 68 65 61 | 74 00 5c 68 2d 20 8e 5c |4.eschea|t.\h- .\|
|00005a40| d8 00 5c 63 31 00 5c 69 | 2d 00 70 72 6f 63 65 64 |..\c1.\i|-.proced|
|00005a50| 75 72 65 73 00 69 6e 00 | 77 68 69 63 68 00 74 68 |ures.in.|which.th|
|00005a60| 65 00 61 63 63 6f 75 6e | 74 01 92 73 00 61 73 73 |e.accoun|t..s.ass|
|00005a70| 65 74 73 00 72 65 76 65 | 72 74 00 74 6f 00 74 68 |ets.reve|rt.to.th|
|00005a80| 65 00 73 74 61 74 65 2e | 00 0d 0a 5c 70 00 fb 68 |e.state.|...\p..h|
|00005a90| 03 00 68 d3 57 00 00 02 | 00 00 00 68 ee 57 00 00 |..h.W...|...h.W..|
|00005aa0| 6a 00 00 00 68 89 5a 00 | 00 00 00 00 00 fc fd 00 |j...h.Z.|........|
|00005ab0| 00 fe 00 00 00 00 5a 0c | 90 46 0d 0a 0d 0a 5c 70 |......Z.|.F....\p|
|00005ac0| 00 5c 62 00 41 43 54 49 | 56 45 00 42 4f 4e 44 00 |.\b.ACTI|VE.BOND.|
|00005ad0| 43 52 4f 57 44 00 5c 62 | 2d 00 0d 0a 5c 70 00 6d |CROWD.\b|-...\p.m|
|00005ae0| 65 6d 62 65 72 73 00 6f | 66 00 74 68 65 00 62 6f |embers.o|f.the.bo|
|00005af0| 6e 64 00 64 65 70 61 72 | 74 6d 65 6e 74 00 6f 66 |nd.depar|tment.of|
|00005b00| 00 74 68 65 00 4e 65 77 | 00 59 6f 72 6b 00 53 74 |.the.New|.York.St|
|00005b10| 6f 63 6b 00 45 78 63 68 | 61 6e 67 65 00 72 65 73 |ock.Exch|ange.res|
|00005b20| 70 6f 6e 73 69 62 6c 65 | 00 66 6f 72 00 74 68 65 |ponsible|.for.the|
|00005b30| 00 68 65 61 76 69 65 73 | 74 00 76 6f 6c 75 6d 65 |.heavies|t.volume|
|00005b40| 00 6f 66 00 62 6f 6e 64 | 00 74 72 61 64 69 6e 67 |.of.bond|.trading|
|00005b50| 2e 00 54 68 65 00 6f 70 | 70 6f 73 69 74 65 00 6f |..The.op|posite.o|
|00005b60| 66 00 74 68 65 00 61 63 | 74 69 76 65 00 63 72 6f |f.the.ac|tive.cro|
|00005b70| 77 64 00 69 73 00 74 68 | 65 00 5c 69 00 5c 68 00 |wd.is.th|e.\i.\h.|
|00005b80| 5c 63 34 00 63 61 62 69 | 6e 65 74 00 63 72 6f 77 |\c4.cabi|net.crow|
|00005b90| 64 00 5c 68 2d c0 79 cf | 18 00 5c 63 31 00 2c 00 |d.\h-.y.|..\c1.,.|
|00005ba0| 5c 69 2d 00 77 68 69 63 | 68 00 64 65 61 6c 73 00 |\i-.whic|h.deals.|
|00005bb0| 69 6e 00 62 6f 6e 64 73 | 00 74 68 61 74 00 61 72 |in.bonds|.that.ar|
|00005bc0| 65 00 69 6e 66 72 65 71 | 75 65 6e 74 6c 79 00 74 |e.infreq|uently.t|
|00005bd0| 72 61 64 65 64 2e 00 49 | 6e 76 65 73 74 6f 72 73 |raded..I|nvestors|
|00005be0| 00 77 68 6f 00 62 75 79 | 00 61 6e 64 00 73 65 6c |.who.buy|.and.sel|
|00005bf0| 6c 00 62 6f 6e 64 73 00 | 69 6e 00 74 68 65 00 61 |l.bonds.|in.the.a|
|00005c00| 63 74 69 76 65 00 63 72 | 6f 77 64 00 77 69 6c 6c |ctive.cr|owd.will|
|00005c10| 00 74 65 6e 64 00 74 6f | 00 67 65 74 00 62 65 74 |.tend.to|.get.bet|
|00005c20| 74 65 72 00 70 72 69 63 | 65 73 00 66 6f 72 00 74 |ter.pric|es.for.t|
|00005c30| 68 65 69 72 00 73 65 63 | 75 72 69 74 69 65 73 00 |heir.sec|urities.|
|00005c40| 74 68 61 6e 00 69 6e 00 | 74 68 65 00 69 6e 61 63 |than.in.|the.inac|
|00005c50| 74 69 76 65 00 6d 61 72 | 6b 65 74 2c 00 77 68 65 |tive.mar|ket,.whe|
|00005c60| 72 65 00 73 70 72 65 61 | 64 73 00 62 65 74 77 65 |re.sprea|ds.betwe|
|00005c70| 65 6e 00 62 69 64 00 61 | 6e 64 00 61 73 6b 65 64 |en.bid.a|nd.asked|
|00005c80| 00 70 72 69 63 65 73 00 | 61 72 65 00 77 69 64 65 |.prices.|are.wide|
|00005c90| 72 2e 00 0d 0a 5c 70 00 | fb 68 03 00 68 bc 5a 00 |r....\p.|.h..h.Z.|
|00005ca0| 00 03 00 00 00 68 da 5a | 00 00 47 00 00 00 68 93 |.....h.Z|..G...h.|
|00005cb0| 5c 00 00 00 00 00 00 fc | fd 00 00 fe 00 00 00 00 |\.......|........|
|00005cc0| 90 1a 59 af 0d 0a 0d 0a | 5c 70 00 5c 62 00 41 43 |..Y.....|\p.\b.AC|
|00005cd0| 54 49 56 45 00 42 4f 58 | 00 5c 62 2d 00 0d 0a 5c |TIVE.BOX|.\b-...\|
|00005ce0| 70 00 63 6f 6c 6c 61 74 | 65 72 61 6c 00 61 76 61 |p.collat|eral.ava|
|00005cf0| 69 6c 61 62 6c 65 00 66 | 6f 72 00 73 65 63 75 72 |ilable.f|or.secur|
|00005d00| 69 6e 67 00 62 72 6f 6b | 65 72 73 01 92 00 6c 6f |ing.brok|ers...lo|
|00005d10| 61 6e 73 00 6f 72 00 63 | 75 73 74 6f 6d 65 72 73 |ans.or.c|ustomers|
|00005d20| 01 92 00 6d 61 72 67 69 | 6e 00 70 6f 73 69 74 69 |...margi|n.positi|
|00005d30| 6f 6e 73 00 69 6e 00 74 | 68 65 00 70 6c 61 63 65 |ons.in.t|he.place|
|00005d40| 01 97 6f 72 00 5c 69 00 | 62 6f 78 00 5c 69 2d 00 |..or.\i.|box.\i-.|
|00005d50| 01 97 77 68 65 72 65 00 | 73 65 63 75 72 69 74 69 |..where.|securiti|
|00005d60| 65 73 00 61 72 65 00 68 | 65 6c 64 00 69 6e 00 73 |es.are.h|eld.in.s|
|00005d70| 61 66 65 6b 65 65 70 69 | 6e 67 00 66 6f 72 00 63 |afekeepi|ng.for.c|
|00005d80| 6c 69 65 6e 74 73 00 6f | 66 00 61 00 62 72 6f 6b |lients.o|f.a.brok|
|00005d90| 65 72 2d 64 65 61 6c 65 | 72 00 6f 72 00 66 6f 72 |er-deale|r.or.for|
|00005da0| 00 74 68 65 00 62 72 6f | 6b 65 72 2d 64 65 61 6c |.the.bro|ker-deal|
|00005db0| 65 72 00 69 74 73 65 6c | 66 2e 00 53 65 63 75 72 |er.itsel|f..Secur|
|00005dc0| 69 74 69 65 73 00 75 73 | 65 64 00 61 73 00 63 6f |ities.us|ed.as.co|
|00005dd0| 6c 6c 61 74 65 72 61 6c | 00 6d 75 73 74 00 62 65 |llateral|.must.be|
|00005de0| 00 6f 77 6e 65 64 00 62 | 79 00 74 68 65 00 66 69 |.owned.b|y.the.fi|
|00005df0| 72 6d 00 6f 72 00 68 79 | 70 6f 74 68 65 63 61 74 |rm.or.hy|pothecat|
|00005e00| 65 64 01 97 74 68 61 74 | 00 69 73 2c 00 70 6c 65 |ed..that|.is,.ple|
|00005e10| 64 67 65 64 00 6f 72 00 | 61 73 73 69 67 6e 65 64 |dged.or.|assigned|
|00005e20| 01 97 62 79 00 74 68 65 | 00 63 75 73 74 6f 6d 65 |..by.the|.custome|
|00005e30| 72 00 74 6f 00 74 68 65 | 00 66 69 72 6d 2c 00 74 |r.to.the|.firm,.t|
|00005e40| 68 65 6e 00 62 79 00 74 | 68 65 00 62 72 6f 6b 65 |hen.by.t|he.broke|
|00005e50| 72 00 74 6f 00 74 68 65 | 00 6c 65 6e 64 69 6e 67 |r.to.the|.lending|
|00005e60| 00 62 61 6e 6b 2e 00 46 | 6f 72 00 6d 61 72 67 69 |.bank..F|or.margi|
|00005e70| 6e 00 6c 6f 61 6e 73 2c | 00 73 65 63 75 72 69 74 |n.loans,|.securit|
|00005e80| 69 65 73 00 6d 75 73 74 | 00 62 65 00 68 79 70 6f |ies.must|.be.hypo|
|00005e90| 74 68 65 63 61 74 65 64 | 00 62 79 00 74 68 65 00 |thecated|.by.the.|
|00005ea0| 63 75 73 74 6f 6d 65 72 | 00 74 6f 00 74 68 65 00 |customer|.to.the.|
|00005eb0| 62 72 6f 6b 65 72 2e 00 | 0d 0a 5c 70 00 fb 68 03 |broker..|..\p..h.|
|00005ec0| 00 68 c6 5c 00 00 02 00 | 00 00 68 dd 5c 00 00 48 |.h.\....|..h.\..H|
|00005ed0| 00 00 00 68 b8 5e 00 00 | 00 00 00 00 fc fd 00 00 |...h.^..|........|
|00005ee0| fe 00 00 00 00 b6 33 f1 | c6 0d 0a 0d 0a 5c 70 00 |......3.|.....\p.|
|00005ef0| 5c 62 00 41 43 54 49 56 | 45 00 4d 41 52 4b 45 54 |\b.ACTIV|E.MARKET|
|00005f00| 00 5c 62 2d 00 0d 0a 5c | 70 00 68 65 61 76 79 00 |.\b-...\|p.heavy.|
|00005f10| 76 6f 6c 75 6d 65 00 6f | 66 00 74 72 61 64 69 6e |volume.o|f.tradin|
|00005f20| 67 00 69 6e 00 61 00 70 | 61 72 74 69 63 75 6c 61 |g.in.a.p|articula|
|00005f30| 72 00 73 74 6f 63 6b 2c | 00 62 6f 6e 64 2c 00 6f |r.stock,|.bond,.o|
|00005f40| 72 00 63 6f 6d 6d 6f 64 | 69 74 79 2e 00 54 68 65 |r.commod|ity..The|
|00005f50| 00 73 70 72 65 61 64 00 | 62 65 74 77 65 65 6e 00 |.spread.|between.|
|00005f60| 62 69 64 00 61 6e 64 00 | 61 73 6b 65 64 00 70 72 |bid.and.|asked.pr|
|00005f70| 69 63 65 73 00 69 73 00 | 75 73 75 61 6c 6c 79 00 |ices.is.|usually.|
|00005f80| 6e 61 72 72 6f 77 65 72 | 00 69 6e 00 61 6e 00 61 |narrower|.in.an.a|
|00005f90| 63 74 69 76 65 00 6d 61 | 72 6b 65 74 00 74 68 61 |ctive.ma|rket.tha|
|00005fa0| 6e 00 77 68 65 6e 00 74 | 72 61 64 69 6e 67 00 69 |n.when.t|rading.i|
|00005fb0| 73 00 71 75 69 65 74 2e | 00 41 6c 73 6f 2c 00 61 |s.quiet.|.Also,.a|
|00005fc0| 00 68 65 61 76 79 00 76 | 6f 6c 75 6d 65 00 6f 66 |.heavy.v|olume.of|
|00005fd0| 00 74 72 61 64 69 6e 67 | 00 6f 6e 00 74 68 65 00 |.trading|.on.the.|
|00005fe0| 65 78 63 68 61 6e 67 65 | 00 61 73 00 61 00 77 68 |exchange|.as.a.wh|
|00005ff0| 6f 6c 65 2e 00 49 6e 73 | 74 69 74 75 74 69 6f 6e |ole..Ins|titution|
|00006000| 61 6c 00 6d 6f 6e 65 79 | 00 6d 61 6e 61 67 65 72 |al.money|.manager|
|00006010| 73 00 70 72 65 66 65 72 | 00 73 75 63 68 00 61 00 |s.prefer|.such.a.|
|00006020| 6d 61 72 6b 65 74 00 62 | 65 63 61 75 73 65 00 74 |market.b|ecause.t|
|00006030| 68 65 69 72 00 74 72 61 | 64 65 73 00 6f 66 00 6c |heir.tra|des.of.l|
|00006040| 61 72 67 65 00 62 6c 6f | 63 6b 73 00 6f 66 00 73 |arge.blo|cks.of.s|
|00006050| 74 6f 63 6b 00 74 65 6e | 64 00 74 6f 00 68 61 76 |tock.ten|d.to.hav|
|00006060| 65 00 6c 65 73 73 00 69 | 6d 70 61 63 74 00 6f 6e |e.less.i|mpact.on|
|00006070| 00 74 68 65 00 6d 6f 76 | 65 6d 65 6e 74 00 6f 66 |.the.mov|ement.of|
|00006080| 00 70 72 69 63 65 73 00 | 77 68 65 6e 00 74 72 61 |.prices.|when.tra|
|00006090| 64 69 6e 67 00 69 73 00 | 67 65 6e 65 72 61 6c 6c |ding.is.|generall|
|000060a0| 79 00 61 63 74 69 76 65 | 2e 00 0d 0a 5c 70 00 fb |y.active|....\p..|
|000060b0| 68 03 00 68 eb 5e 00 00 | 02 00 00 00 68 05 5f 00 |h..h.^..|....h._.|
|000060c0| 00 48 00 00 00 68 aa 60 | 00 00 00 00 00 00 fc fd |.H...h.`|........|
|000060d0| 00 00 fe 00 00 00 00 18 | 16 07 82 0d 0a 0d 0a 5c |........|.......\|
|000060e0| 70 00 5c 62 00 41 43 54 | 55 41 4c 53 00 5c 62 2d |p.\b.ACT|UALS.\b-|
|000060f0| 00 0d 0a 5c 70 00 61 6e | 79 00 70 68 79 73 69 63 |...\p.an|y.physic|
|00006100| 61 6c 00 63 6f 6d 6d 6f | 64 69 74 79 2c 00 73 75 |al.commo|dity,.su|
|00006110| 63 68 00 61 73 00 67 6f | 6c 64 2c 00 73 6f 79 62 |ch.as.go|ld,.soyb|
|00006120| 65 61 6e 73 2c 00 6f 72 | 00 70 6f 72 6b 00 62 65 |eans,.or|.pork.be|
|00006130| 6c 6c 69 65 73 2e 00 54 | 72 61 64 69 6e 67 00 69 |llies..T|rading.i|
|00006140| 6e 00 61 63 74 75 61 6c | 73 00 75 6c 74 69 6d 61 |n.actual|s.ultima|
|00006150| 74 65 6c 79 00 72 65 73 | 75 6c 74 73 00 69 6e 00 |tely.res|ults.in.|
|00006160| 64 65 6c 69 76 65 72 79 | 00 6f 66 00 74 68 65 00 |delivery|.of.the.|
|00006170| 63 6f 6d 6d 6f 64 69 74 | 79 00 74 6f 00 74 68 65 |commodit|y.to.the|
|00006180| 00 62 75 79 65 72 00 77 | 68 65 6e 00 74 68 65 00 |.buyer.w|hen.the.|
|00006190| 63 6f 6e 74 72 61 63 74 | 00 65 78 70 69 72 65 73 |contract|.expires|
|000061a0| 2e 00 54 68 69 73 00 63 | 6f 6e 74 72 61 73 74 73 |..This.c|ontrasts|
|000061b0| 00 77 69 74 68 00 74 72 | 61 64 69 6e 67 00 69 6e |.with.tr|ading.in|
|000061c0| 00 63 6f 6d 6d 6f 64 69 | 74 69 65 73 00 6f 66 2c |.commodi|ties.of,|
|000061d0| 00 66 6f 72 00 65 78 61 | 6d 70 6c 65 2c 00 69 6e |.for.exa|mple,.in|
|000061e0| 64 65 78 00 6f 70 74 69 | 6f 6e 73 2c 00 77 68 65 |dex.opti|ons,.whe|
|000061f0| 72 65 00 74 68 65 00 63 | 6f 6e 74 72 61 63 74 00 |re.the.c|ontract.|
|00006200| 69 73 00 73 65 74 74 6c | 65 64 00 69 6e 00 63 61 |is.settl|ed.in.ca|
|00006210| 73 68 2c 00 61 6e 64 00 | 6e 6f 00 70 68 79 73 69 |sh,.and.|no.physi|
|00006220| 63 61 6c 00 63 6f 6d 6d | 6f 64 69 74 79 00 69 73 |cal.comm|odity.is|
|00006230| 00 64 65 6c 69 76 65 72 | 65 64 00 75 70 6f 6e 00 |.deliver|ed.upon.|
|00006240| 65 78 70 69 72 61 74 69 | 6f 6e 2e 00 48 6f 77 65 |expirati|on..Howe|
|00006250| 76 65 72 2c 00 65 76 65 | 6e 00 77 68 65 6e 00 74 |ver,.eve|n.when.t|
|00006260| 72 61 64 69 6e 67 00 69 | 73 00 69 6e 00 61 63 74 |rading.i|s.in.act|
|00006270| 75 61 6c 73 00 6d 6f 73 | 74 00 66 75 74 75 72 65 |uals.mos|t.future|
|00006280| 73 00 61 6e 64 00 6f 70 | 74 69 6f 6e 73 00 63 6f |s.and.op|tions.co|
|00006290| 6e 74 72 61 63 74 73 00 | 61 72 65 00 63 6c 6f 73 |ntracts.|are.clos|
|000062a0| 65 64 00 6f 75 74 00 62 | 65 66 6f 72 65 00 74 68 |ed.out.b|efore.th|
|000062b0| 65 00 63 6f 6e 74 72 61 | 63 74 00 65 78 70 69 72 |e.contra|ct.expir|
|000062c0| 65 73 2c 00 61 6e 64 00 | 73 6f 00 74 68 65 73 65 |es,.and.|so.these|
|000062d0| 00 74 72 61 6e 73 61 63 | 74 69 6f 6e 73 00 64 6f |.transac|tions.do|
|000062e0| 00 6e 6f 74 00 65 6e 64 | 00 69 6e 00 64 65 6c 69 |.not.end|.in.deli|
|000062f0| 76 65 72 79 2e 00 0d 0a | 5c 70 00 fb 68 03 00 68 |very....|\p..h..h|
|00006300| dd 60 00 00 01 00 00 00 | 68 f1 60 00 00 51 00 00 |.`......|h.`..Q..|
|00006310| 00 68 f6 62 00 00 00 00 | 00 00 fc fd 00 00 fe 00 |.h.b....|........|
|00006320| 00 00 00 76 71 c1 2d 0d | 0a 0d 0a 5c 70 00 5c 62 |...vq.-.|...\p.\b|
|00006330| 00 41 43 54 55 41 52 59 | 00 5c 62 2d 00 0d 0a 5c |.ACTUARY|.\b-...\|
|00006340| 70 00 6d 61 74 68 65 6d | 61 74 69 63 69 61 6e 00 |p.mathem|atician.|
|00006350| 65 6d 70 6c 6f 79 65 64 | 00 62 79 00 61 6e 00 69 |employed|.by.an.i|
|00006360| 6e 73 75 72 61 6e 63 65 | 00 63 6f 6d 70 61 6e 79 |nsurance|.company|
|00006370| 00 74 6f 00 63 61 6c 63 | 75 6c 61 74 65 00 70 72 |.to.calc|ulate.pr|
|00006380| 65 6d 69 75 6d 73 2c 00 | 72 65 73 65 72 76 65 73 |emiums,.|reserves|
|00006390| 2c 00 64 69 76 69 64 65 | 6e 64 73 2c 00 61 6e 64 |,.divide|nds,.and|
|000063a0| 00 69 6e 73 75 72 61 6e | 63 65 2c 00 70 65 6e 73 |.insuran|ce,.pens|
|000063b0| 69 6f 6e 2c 00 61 6e 64 | 00 61 6e 6e 75 69 74 79 |ion,.and|.annuity|
|000063c0| 00 72 61 74 65 73 2c 00 | 75 73 69 6e 67 00 72 69 |.rates,.|using.ri|
|000063d0| 73 6b 00 66 61 63 74 6f | 72 73 00 6f 62 74 61 69 |sk.facto|rs.obtai|
|000063e0| 6e 65 64 00 66 72 6f 6d | 00 65 78 70 65 72 69 65 |ned.from|.experie|
|000063f0| 6e 63 65 00 74 61 62 6c | 65 73 2e 00 54 68 65 73 |nce.tabl|es..Thes|
+--------+-------------------------+-------------------------+--------+--------+
Only 25.0 KB of data is shown above.